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Comprehensive Protection for Golfers

Key Features

  • Public Liability

    Up to HK$5,000,000 for any legal liability to a 3rd party bodily injury or property damage

  • Sports Equipment

    Up to HK$20,000 to cover the cost of accidental loss of or damage to golfing equipment

  • Personal Effects

    Up to HK$5,000 for the cost of replacing or repairing your personal effects

  • Personal Accident

    Up to HK$500,000 for Personal Accident benefits.


Golfer Insurance Plan offers you comprehensive worldwide protection, so you can enjoy your game in full. From now until 30 June 2018 , apply for Golfer Insurance1 online, you can enjoy 25% Premium Discount for the first policy year2.

Terms and conditions apply


1 Golfer Insurance is underwritten by MSIG Insurance (Hong Kong) Limited ("MSIG"). Standard Chartered Bank (Hong Kong) Limited (the "Bank") is an insurance agent of MSIG.

2 Customer who held Golfer Insurance in the past 3 months (calculated from the date of application), will not be eligible for the 25% premium discount for the first policy year.

Terms and Conditions of Golfer Insurance Promotion:

  1. The promotion period is between 1 April 2018 to 30 June 2018(both days inclusive) (the "Promotion Period").
  2. The promotional offers are available to successful applicants of Golfer Insurance of MSIG Insurance (Hong Kong) Limited ("MSIG"), whose relevant application is made on MSIG's website accessed through the website of Standard Chartered Bank (Hong Kong) Limited (the “Bank") during the Promotion Period ("Eligible Customer").
  3. Subject to the fulfillment of relevant requirement, Eligible Customer may be entitled to a 25% premium discount for the first policy year of the Golfer Insurance Plan.
  4. Customer who held Golfer Insurance in the past 3 months (calculated from the date of application), will not be eligible for the 25% premium discount for the first policy year.
  5. These terms and conditions are related to the promotional offers only and no reference has been made to any MSIG insurance policy ("Policy") or any coverage or content thereunder. Customers are advised to read and understand the Policy before applying for the relevant insurance.
  6. Customers understand and accept that the Bank is not the supplier of the products/ services directly purchased by the customers from the merchant / insurer. The Bank shall bear no liability relating to any aspect of the products/services, including without limitation, their quality, the supply, the descriptions of goods and/or services provided by the merchant / insurer, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with the products/services provided by the merchant / insurer, its employees, officers or agents other than the Bank.
  7. The Bank reserves the right to alter or terminate the promotional offers and/or amend the terms and conditions at any time without notice.
  8. All matters or disputes in relation to the promotional offers and the interpretation of terms and conditions herein shall be subject to the decision of the Bank, which shall be final and binding.
  9. If there is any inconsistency or conflict between the English and the Chinese versions of these terms and conditions and any details of the promotional offers, the English version shall prevail.


Benefits Maximum Benefit (HK$)
Public Liability Protect you against any legal liability in respect of 3rd party bodily injury &/or property damage whilst playing/practising golf on any golf course. 5,000,000
Personal Accident Protect against death or loss of limb(s) or loss of eye(s), or total disablement whilst playing/practising golf. 500,000
Sports Equipment Cover accidental loss of or damage to golfing equipment 20,000
Personal Effects Cover accidental loss of or damage to personal effects 1,000 per item
5,000 in total
Hole-In-One We pay you to celebrate the accomplishment of a Hole-In-One 5,000



Annual Premium for each Insured Person: HK$700 Premium after discount: HK$525
Important Note: Collection of Levy on Insurance Premium
With effect from 2018-01-01, the Levy collected by Insurance Authority will be imposed on the above premium amount at the applicable rate. For further information, please visit

Major Exclusions

  1. Loss or damage arising from wear and tear, mildew or other depreciation;
  2. Loss or damage arising from theft whilst property insured contained in an insecurely locked automobile
  3. Loss of or damage to watches, jewelleries, trinkets, field and other glasses, cameras, portable radio sets, mobile phones, tablet computers, money, securities, stamps, and motor vehicles and accessories under the Sports Equipment and Personal Effects section.
  4. Loss of or damage to golfing equipment while in use

Disclaimer and Important Notes

The above plan is underwritten by MSIG Insurance (Hong Kong) Limited ("MSIG") which is a general insurer authorized and regulated by the Commissioner of Insurance of the HKSAR. Standard Chartered Bank (Hong Kong) Limited ("Standard Chartered Bank (Hong Kong) Limited") is an insurance agent appointed by MSIG. To the extent permissible by law, Standard Chartered Bank (Hong Kong) Limited shall not be liable to any person for the use of any of the above information.

The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain Terms and Conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail. For exact Terms and Conditions and details of the exclusions, please refer to the relevant policy or contact MSIG.

The material and information contained on this Web Site is provided for general information only and should not be used as a basis for making business decisions. Any advice or information received via this Web Site should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice. You are recommended to obtain such professional advice where appropriate.

The above plan, offered by MSIG, is only available for subscription by residents of the HKSAR, subject to the relevant Terms and Conditions

In respect of an eligible dispute arising between Standard Chartered Bank (Hong Kong) Limited and the customer out of the selling process or processing of the related transaction, Standard Chartered Bank (Hong Kong) Limited is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved between directly MSIG and the customer.