Overview

Stay well protected and give you peace of mind while travelling abroad

Key Features

  • Personal Accident
    Benefits

    Up to HK$2,000,000 in Personal Accident benefits.

  • Medical
    Expenses

    Up to HK$1,000,000 of comprehensive Medical Expenses cover.

  • No-Show Tickets
    Refunded

    Get reimbursement of ticket costs for unattended events.

  • Rental Car
    Coverage

    Excess charge cover arising from the loss or damage of rental vehicles.

Travel Protect Promotion

10 April 2018 to 30 June 2018(both dates inclusive), upon successful application and payment made for Allianz Travel Protect plan from Allianz Global Corporate & Specialty SE Hong Kong Branch (“Allianz”) website as accessed through the Standard Chartered Bank (Hong Kong) Limited (the “Bank”) website, you can enjoy the following attractive offers:

30% off

Enjoy 30% premium discount for both Single Trip and Annual Cover Allianz Travel Protect plan

Terms and Conditions of Travel Insurance Promotion

Notes:

Allianz Travel Protect plan is underwritten by Allianz. The Bank is an insurance agent appointed by Allianz.

General Terms and Conditions

  1. The promotion (the “Promotion”) shall run from 10 April 2018 to 30 June 2018(both dates inclusive) (the "Promotion Period").
  2. The Allianz Travel Protect plan is underwritten by Allianz Global Corporate & Specialty SE Hong Kong Branch (“Allianz”).
  3. The Promotion is only available to applicants upon successful application and payment made for Allianz Travel Protect plan on the Allianz’s website (“the Allianz’s Website”) as accessed through the website of Standard Chartered Bank (Hong Kong) Limited (“the Bank”) during the Promotion Period (“Eligible Customer”).
  4. An Eligible Customer will be entitled to a 30% premium discount of the Single Trip Allianz Travel Protect plan or, in the case of the Annual Cover Allianz Travel Protect plan, a 30% premium discount in the first policy year.
  5. The discounted premium of this Promotion is not exchangeable for cash, other item or voucher of other denomination.
  6. These terms and conditions apply to the Promotion for Allianz Travel Protect plan only and no reference has been made to any other Allianz insurance policy or any coverage or content thereunder. Customers must read, understood and agreed to the terms of all insurance policies before applying for the relevant insurance.
  7. Customers understand and accept that the Bank is not the supplier of the products/ services directly purchased by the customers from the merchant / insurer. The Bank shall bear no liability relating to any aspect of the products/services, including without limitation, their quality, the supply, the descriptions of goods and/or services provided by the merchant / insurer, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with the products/services provided by the merchant / insurer, its employees, officers or agents other than the Bank.
  8. The Bank and Allianz reserve the right to alter or terminate the Promotion and/or amend the terms and conditions at any time without notice.
  9. All matters or disputes in relation to the Promotion and the interpretation of terms and conditions herein shall be subject to the decision of the Bank and Allianz, which shall be final and binding.
  10. If there is any inconsistency or conflict between the English and the Chinese versions of these terms and conditions and/or any details of the Promotion, the English version shall prevail.

Benefits

    Maximum Benefit (HK$)
Standard Plan
Maximum Benefit (HK$)
Deluxe Plan
Personal Accident Accidental death or permanent disablement. 600,000 1,000,000
  Double indemnity when travelling in a private car, public transport or when the victim of a robbery (Only applicable to Insured Person aged 17 -75). 1,200,000 2,000,000
MEDICAL EXPENSES
  • Medical expenses when suffering from bodily injury or sickness, plus additional transport expenses during extended stays for medical treatment.
  • Follow-up medical expenses up to 3 months after return to Hong Kong (maximum benefit of HK$50,000).
  • Bonesetters' fees/Chinese Medical Practitioner (HK$150 per visit per day, maximum benefit of HK$1,500).
750,000 1,000,000
HOSPITAL CASH Overseas hospital cash allowance. 3,000
(HK$300 per day)
5,000
(HK$500 per day)
TRIP CANCELLATION AND CURTAILMENT Reimburses unused travel and accommodation expenses resulting from:
  • Bodily injury, sickness or death of the Insured Person, his/her immediate family members, fiancé(e), travel companion or close business partners.
  • Strike or industrial action, riot, derangement of public transport, hijack, adverse weather conditions or natural disaster causing a delay of public transport for more than 24 hours.
Black Outbound Travel Alert Cover:
  • Additional transport expenses needed for re-routed return to Hong Kong.
  • Travel agent administration charges (maximum benefit of HK$300).
  • Cash allowance while waiting for delayed return transport to Hong Kong (maximum benefit of HK$1,000)
25,000 50,000
travel delay Strike or industrial action, riot, hijack, adverse weather conditions or natural disaster causing a delay of public transport (HK$250 for each 6 hours). 2,500 5,000
Missed Departure / TRIP RE-ROUTE
  • Additional transport expenses incurred in reaching your planned destination or for your return trip to Hong Kong if you miss your departure as the direct result of the failure of public transport to get you to the departure port or airport due to strike or industrial action, riot, hijack, adverse weather conditions or natural disaster directly resulting in suspension of public transport.
  • Additional transport and accommodation if your return trip to Hong Kong is unavoidably re-routed with aforementioned reasons (maximum benefit of HK$5,000)
6,000 12,000
Loss of TRAVEL DOCUMENTS AND PERSONAL MONEY
  • Travel and accommodation expenses incurred in replacing a passport.
  • Loss of cash or traveler's cheques
  • 4,000
  • 1,000
  • 7,000
  • 3,000
Missed Event Refund of tickets costs for unattended overseas sports, music or entertainment events. 3,000 3,000
Loss or Delay of Baggage Baggage loss or damage (HK$3,000 per article) 20,000 25,000
  Check-in baggage delay in outward trip (HK$250 for each 6 hours). 1,000 2,000
Rental Vehicle Excess Excess for which you become liable for following the loss or damage of your rental vehicle. 5,000 5,000
Home Contents Loss or damage to your home contents resulting from burglary while you are away 10,000 20,000
Personal Liability Legal liability to third parties' death, bodily injury or property damage. 1,500,000 2,000,000
24-Hour Worldwide Travel Assistance Services
  • Medical evacuation & repatriation
  • Return of remain
  • Compassionate visit
  • Compassionate return
  • Unlimited
  • 1,000,000
  • 25,000
  • 25,000
  • Unlimited
  • 2,000,000
  • 50,000
  • 50,000
Credit Card Protection Loss of credit Card leading to unauthorized Usage 4,000 7,000
Loss of mobile phone Mobile phone loss due to Theft or Loss (25% Deductible) N/A 4,000

NOTES

Notes:

  1. This insurance is only valid for travel originating from Hong Kong and the applicant must be aged 18 or over.
  2. The age of Insured Person should be from 60 days to age 85.
  3. Maximum Personal Accident Benefit for Insured Person aged under 17 is HK$300,000 for Standard Plan and HK$500,000 for Deluxe Plan.
  4. Insured Persons aged below 12 must be accompanied by a parent or guardian.
  5. 24-hour Worldwide Travel Assistance Services are available outside the Insured Person's usual place of residence (e.g. HKSAR).

Premium Table

SINGLE TRIP - INDIVIDUAL

  Standard Plan (HK$) Deluxe Plan (HK$)
Duration in Days Asia Worldwide excluding North America Worldwide including North America Asia Worldwide excluding North America Worldwide including North America
1 99 116 141 120 135 165
2 117 138 167 146 167 200
3 135 160 193 172 199 235
4 153 182 219 198 231 270
5 171 204 245 224 263 305
6 189 226 271 250 295 340
7 207 248 297 276 327 375
8 225 270 323 302 359 410
9 243 292 349 328 391 445
10 261 314 375 354 423 480
11 279 336 401 380 455 515
12 297 358 427 406 487 550
13 315 380 453 432 519 585
14 333 402 479 458 551 620
15 351 424 505 484 583 655
16 369 446 531 510 615 690
17 387 468 557 536 647 725
18 405 490 583 562 679 760
19 423 512 609 588 711 795
20 441 534 635 614 743 830
21 459 556 661 640 775 865
22 477 578 687 666 807 900
23 495 600 713 692 839 935
24 513 622 739 718 871 970
25 531 644 765 744 903 1,005
26 549 666 791 770 935 1,040
27 567 688 817 796 967 1,075
28 585 710 843 822 999 1,110
29 603 732 869 848 1,031 1,145
30 621 754 895 874 1,063 1,180
31 639 776 921 900 1,095 1,215
31+ 18 per day 22 per day 26 per day 26 per day 32 per day 35 per day
Important Note: Collection of Levy on Insurance Premium
With effect from 2018-01-01, the prices shown in the above table are inclusive of travel insurance premiums and premium levies imposed by the Insurance Authority on the relevant policies at the applicable rate. For further information, please visit www.agcs.allianz.com/hk

REMARKS

Remarks

  1. The age of Insured Person should be from 60 days to age 85.
  2. The maximum period covered is 182 days of single trip and 90 days per trip for annual cover.
  3. No refund of premium & levy is allowed once the Certificate of Insurance has been issued for single trip/annual cover.

Major Exclusions

Major exclusions: pre-existing injury or sickness, act of war, participation in illegal acts, professional sports, pregnancy, childbirth, suicide, self-inflicted injury, AIDS, flying other than as a fare-paying passenger etc.

Disclaimer and Important Notes

The above plan is underwritten by Allianz Global Corporate & Specialty SE Hong Kong Branch (Allianz) which is a general insurer authorized and regulated by the Insurance Authority of Hong Kong. Standard Chartered Bank (Hong Kong) Limited ("Standard Chartered Bank (Hong Kong) Limited") is an insurance agent appointed by Allianz. To the extent permissible by law, Standard Chartered Bank (Hong Kong) Limited shall not be liable to any person for the use of any of the above information.

The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain Terms and Conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail. For exact Terms and Conditions and details of the exclusions, please refer to the relevant policy or contact Allianz.

The material and information contained on this Web Site is provided for general information only and should not be used as a basis for making business decisions. Any advice or information received via this Web Site should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice. You are recommended to obtain such professional advice where appropriate.

In respect of an eligible dispute arising between Standard Chartered Bank (Hong Kong) Limited and the customer out of the selling process or processing of the related transaction, Standard Chartered Bank (Hong Kong) Limited is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved between directly Allianz and the customer.