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The hyperlink is provided for your convenience and presented for information purposes only. The provision of the hyperlink does not constitute endorsement, recommendation, approval, warranty or representation, express or implied, by the Bank of any third party or the hypertext link, product, service or information contained or available therein.

The Bank does not have any control (editorial or otherwise) over the linked third party website and is not in any way responsible for the contents available therein. You use or follow this link at your own risk. To the extent permissible by law, the Bank shall not be responsible for any damage or losses incurred or suffered by you arising out of or in connection with your use of the link.

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HKMC Annuity Plan

HKMC Annuity Plan (the “Plan”)* is a whole life guaranteed annuity insurance product. It is a long-term insurance plan and is underwritten by HKMC Annuity Limited. The Plan is NEITHER a bank deposit NOR a bank savings plan. Standard Chartered Bank (Hong Kong) Ltd (Standard Chartered) is an authorised intermediary of HKMC Annuity Limited. The Plan is designed to provide you, as the annuitant, with a steady stream of GUARANTEED monthly annuity payments after paying a single premium. Applicants must hold a valid Hong Kong Permanent Identity Card and are 60 years old or above.

We can now refer interested customers to HKMC Annuity Limited to conduct Financial Needs Analysis#.

*Customers who are interested to purchase the Plan must meet the eligibility criteria set out by HKMC Annuity Limited from time to time. The relevant terms and conditions are subject to the announcement and final approval of HKMC Annuity Limited. For details, please contact a Standard Chartered licensed insurance intermediary.

#The Financial Needs Analysis aims to ascertain the suitability of the relevant retirement insurance solution provided by HKMC Annuity Limited to the customer, instead of by Standard Chartered.

Disclaimer and Important Notes

HKMC Annuity Plan is underwritten by HKMC Annuity Limited. Apart from the sales representatives of HKMC Annuity Limited, HKMC Annuity Limited may appoint licensed insurance intermediary(ies) as the authorised intermediaries of HKMC Annuity Limited from time to time for referring interested customer to HKMC Annuity Limited to conduct a Financial Needs Analysis to ascertain the customer’s suitability in subscribing to the Plan. You can call the Customer Service Hotline of HKMC Annuity Limited for details of HKMC Annuity Limited’s authorised intermediaries.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between you and an Agent Bank out of the selling process or processing of the related transaction, the Agent Bank is required to enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the Plan should be resolved between you and HKMC Annuity Limited directly.

HKMC Annuity Limited is a wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited which, in turn, is wholly owned by the Hong Kong Special Administrative Region Government through the Exchange Fund.

HKMC Annuity Limited is authorised and regulated by the Insurance Authority to carry on long term insurance business in or from the Hong Kong Special Administrative Region of the People’s Republic of China.

The information provided in this website is intended for eligible customers only.  It shall not be construed as an offer to sell or to provide any products of HKMC Annuity Limited outside Hong Kong.  HKMC Annuity Limited does not offer or sell any insurance products or other products or services in any other jurisdiction in which such offering or sale is illegal under the laws of such jurisdiction.  The content of this website is not legally binding.

The Plan is subject to terms and conditions and all information provided herein is for reference only. HKMC Annuity Limited does not take any responsibility for updating the content and other aspects of this website.  The material and information contained on this webpage should be read in conjunction with the relevant product brochure. Please refer to the latest versions of product leaflet and brochure on HKMC Annuity Limited’s website, for contact information of HKMC Annuity Limited and the details of the Plan (including the coverage and key features and risk disclosure, etc.). In the event of inconsistency between the information of this website and HKMC Annuity Limited’s website, the latter shall prevail.