- War, suicide, self-inflicted injuries, any sports in a professional capacity, people employed in a police force, army, fire services or security guard services, sickness, disease, childbirth or pregnancy, nuclear weapons, radioactive contamination.
- Major Occupation Exclusions: This plan does not cover any claim arising from actors, entertainers or stunt persons, air crew, casino or other gambling establishment staff, nightclub, sauna or massage parlour staff and police or armed forces personnel.
Accidental Income Protector is underwritten by MSIG Insurance (Hong Kong Limited) ("MSIG") which is a general insurer authorized and regulated by the Commissioner of Insurance of the HKSAR. Standard Chartered Bank (Hong Kong) Limited ("SCBHK") is an insurance agent appointed by MSIG. To the extent permissible by law, SCBHK shall not be liable to any person for the use of any of the above information.
The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain Terms and Conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail. For exact Terms and Conditions and details of the exclusions, please refer to the relevant policy or contact MSIG.
Accidental Income Protector, offered by MSIG, is only available for subscription by residents of the HKSAR, subject to the relevant Terms and Conditions.