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#The Annualised Percentage Rate is 2.15% (for clients with loan amount of HKD$200,000 or above and tenor of 36 months or below).APRs are reference rates which include the basic interest rate and other applicable fees and charges of a product expressed as an annualised rate. All offers are subject to Terms and Conditions.
^The Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.
1. The Monthly Flat Rate shown above was for reference only.
2. For every HKD1,000 loan amount.
3. The above Annualised Percentage Rates (“APR”) are reference rates which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable).
The Annualised Percentage Rate ranged from 2.15% to 5.35% and flexible repayment period of 12 to 60 months. The Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.
Example: A customer borrows a 60-month loan of HKD100,000 at a monthly flat rate of 0.2305% (APR 5.35%), total loan repayment amount is HKD113,830.
Top-up Service for Existing Personal Loan Clients
Act now and successfully drawdown can enjoy HKD500 cash coupon.
Maximum tenor up to 60 months
Top-up loan amount can be greater than total loan principal repaid
*The Bank reserves the right to request additional documents for further approval.