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Annualised Percentage Rate as low as 1.98%1

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Hk til masthead x taxloan

Annualised Percentage Rate as low as 1.98%1

Tax Season’s Standard Chartered Personal Instalment Loan

We offer you an Annualised Percentage Rate as low as 1.98%1  and 0% handling fee to meet your incremental financial needs.

Repayment table

Loan Amount^ (HKD)

LOAN RANGE

Loan Tenor(12 months)

New Client¹

Priority Banking Client

Premium Banking / Mortgage / Payroll Client

General Client

Annualised Percentage Rate²

1.98%

2.98%

3.12%

3.12%

Monthly Flat Rate

0.0888%

0.1331%

0.1393%

0.1393%

Monthly Repayment Amount³(HKD)

84.23

84.67

84.73

84.73

Loan Tenor(12 months)

New Client¹

Priority Banking Client

Premium Banking / Mortgage / Payroll Client

General Client

Annualised Percentage Rate²

1.98%

2.98%

3.12%

3.12%

Monthly Flat Rate

0.0888%

0.1331%

0.1393%

0.1393%

Monthly Repayment Amount³(HKD)

84.23

84.67

84.73

84.73

Loan Tenor(12 months)

New Client¹

Priority Banking Client

Premium Banking / Mortgage / Payroll Client

General Client

Annualised Percentage Rate²

1.98%

3.12%

3.56%

3.84%

Monthly Flat Rate

0.0888%

0.1393%

0.1588%

0.1712%

Monthly Repayment Amount³(HKD)

84.23

84.73

84.93

85.05

Loan Tenor(12 months)

New Client¹

Priority Banking Client

Premium Banking / Mortgage / Payroll Client

General Client

Annualised Percentage Rate²

1.98%

3.12%

3.56%

3.84%

Monthly Flat Rate

0.0888%

0.1393%

0.1588%

0.1712%

Monthly Repayment Amount³(HKD)

84.23

84.73

84.93

85.05

Loan Tenor(12 months)

New Client¹

Priority Banking Client

Premium Banking / Mortgage / Payroll Client

General Client

Annualised Percentage Rate²

1.98%

3.56%

3.84%

4.18%

Monthly Flat Rate

0.0888%

0.1588%

0.1712%

0.1861%

Monthly Repayment Amount³(HKD)

84.23

84.93

85.05

85.2

Loan Tenor(12 months)

New Client¹

Priority Banking Client

Premium Banking / Mortgage / Payroll Client

General Client

Annualised Percentage Rate²

1.98%

3.56%

3.84%

4.18%

Monthly Flat Rate

0.0888%

0.1588%

0.1712%

0.1861%

Monthly Repayment Amount³(HKD)

84.23

84.93

85.05

85.2

Loan Tenor(12 months)

New Client¹

Priority Banking Client

Premium Banking / Mortgage / Payroll Client

General Client

Annualised Percentage Rate²

1.98%

3.84%

4.18%

4.48%

Monthly Flat Rate

0.0888%

0.1712%

0.1861%

0.1993%

Monthly Repayment Amount³(HKD)

84.23

85.05

85.2

85.33

Loan Tenor(12 months)

New Client¹

Priority Banking Client

Premium Banking / Mortgage / Payroll Client

General Client

Annualised Percentage Rate²

1.98%

3.84%

4.18%

4.48%

Monthly Flat Rate

0.0888%

0.1712%

0.1861%

0.1993%

Monthly Repayment Amount³(HKD)

84.23

85.05

85.2

85.33

Remarks

The above table is for illustration purposes only.

1.New Client Offer is only applicable to clients who do not hold any products or services of Standard Chartered Bank (Hong Kong) Limited (the “Bank”) at the time of application of the Loan. The Bank reserves the right to determine the applicable interest rate and handling fee, and to approve a loan application, which is to be considered on a case-by-case basis in accordance with the clients’ credit records and other relevant factors as the Bank may consider in its absolute discretion.

2.The above Annualised Percentage Rate (“APR”) is a reference rate which includes the basic interest rates and other applicable fees and charges of a product expressed as an annualised rate.

3.For every HKD1,000 loan amount.

The Bank reserves the right to determine the applicable interest rate and handling fee and acceptance of a loan application, which is to be considered on a case-by-case basis in accordance with the client’s credit records and other relevant factors.

To borrow or not to borrow? Borrow only if you can repay!

Eligibility & Documents

Eligibility

  • Hong Kong resident aged 20 or above
  • Fixed annual income of HKD96,000 or above

Required Documents

  • Your Hong Kong Permanent Identity Card
  • Your latest residential address proof showing your name
  • Your latest 1-month salary slip OR current Salaries Tax Demand Note OR Bank statement/passbook showing your name, account number and salary entries

Terms and Conditions