Effective from 24 July 2015


Note:


Settlement of bills of Banking and Credit Card Services/Credit Services/Securities Broker with your Standard Chartered credit cards or Manhattan credit cards will be treated as cash advance. Handling fee and interest will be charged according to the prevailing rate shown on the credit card fee schedule of the credit card account being used for payment, or other notices provided by Standard Chartered Bank (Hong Kong) Limited from time to time. Such interest will be charged from the date of payment until the date of actual repayment of your credit card account.


One Bonus Point will be awarded for such fixed amount of HK$ expenditure as shall be specified by the Bank from time to time. For this purpose, expenditure shall be the amount shown under “Purchases” (excluding bill payment transactions made through Standard Chartered Bank Online Banking, Standard Chartered Bank Phone Banking or JET Payment Service, cash advances, annual fee, finance charges, other charges and tax payment via phone banking services or Standard Chartered Online (under separate reward scheme to be announced by the Bank from time to time) on each monthly Credit Card statement. Only Bonus Points shown as available on the latest issued monthly statement of a Cardholder are redeemable.