Important Note: Investment Fund is an investment product and some Investment Funds would involve derivatives. The investment decision is yours but you should not invest in that investment product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives. Standard Chartered Bank (Hong Kong) Limited (the “Bank ”) provides execution-only trading service over Online Unit Trusts and shall not advise you on the merits of a transaction, nor ensure the transaction is suitable for you.

As a Premium client, you can experience our digital solutions for financial management and enjoy a fabulous host of Premium Rewards and Services.

Premium Rewards

Credit Card Rewards

Standard Chartered Asia Miles Mastercard1

  • Earn HKD4 = Asia Miles1 for dining, online and overseas spending all year round with no mileage conversion fee
  • First year annual fee WAIVER2

You can also enjoy a suite of dining, shopping, travel and lifestyle offers with any Standard Chartered Credit Card.

Asia Miles

Travel Rewards

Overseas ATM Withdrawal Fee Waiver

  • Handling fee WAIVER for overseas cash withdrawals at JETCO, Mastercard/Cirrus, UnionPay and Visa/PLUS ATM networks3

Preferential Discount on Travel Insurance Plan

  • Preferential DISCOUNT for online purchase of Travel Insurance Plan4
360º Rewards

Premium 360º Rewards5

Earn either up to Asia Miles490 with Standard Chartered Asia Miles Mastercard or 7,000 points with other designated Standard Chartered Credit Cards every month for the designated banking products/services (see Table 1):

Table 1

Product Category Reward Criteria The Maximum Asia Miles/Points earned (monthly)
Structured Investment Series/Premium Deposit
Personal Instalment Loan
Mortgage Loan
With balance more than HKD0 during the relevant calendar month Asia70/1000 points per Product Category
Payroll Account With payroll credited to banking account during the relevant calendar month Asia70/1000 points per Product Category
Online Banking6 With at least one eligible and successfully posted transaction during the relevant calendar month Asia70/1000 points per Product Category

You can also earn 2X Premium 360º Rewards7 by maintaining your monthly Total Relationship Balance at HKD500,000 or above, to earn a maximum of Asia490/7,000 points every month (see Table 2):

Table 2

Monthly Total Relationship Balance (HKD) Rewards Tier Total Maximum Points earned per product category (monthly) Total Maximum Asia Miles earned per product category (monthly)
500,000 or above 2X* 2,000 or Asia140
Below 500,000 Basic rewards 1,000 or Asia70

Premium 2X Spending Rewards8

  • Earn 2X Spending Rewards by accumulating qualified transactions of HKD4,000 or more with your designated Standard Chartered Credit Cards8b in each calendar month
  • NO CAP on the extra points you can earn

* including basic reward