Rewarding the whole relationship
Banking is about relationships, and at Priority Banking, that’s the principle that guides us. We recognise and reward your whole relationship with us.
- 360° Rewards programme is just our way of saying thank you for banking with us. Earn rewards, not just on your card spend, but across savings, deposits, investment, mortgage and loans as well. With flexibility to redeem points for air miles, merchant coupons, exclusive gifts or cash back, or choose to earn Asia Miles direct
- Preferential pricing on your deposits and loans, discounts and fee waivers on everyday banking transactions and on services like cheque books and cashier’s orders
- Enjoy exclusive privileges and programs such as invitations to lifestyle and sporting events and investment seminars
- At Priority Banking, we understand the importance of family. So we extend your Priority privileges to your immediate family as well
- Global recognition* of Priority status
- Complimentary supplementary Priority Banking Credit Card for your loved ones
- Preferential pricing on banking transactions, and access to Priority Banking centres, teller counter queues and Priority Banking Hotline
Priority Banking 360° Rewards
At the end of the day, it’s not only about making the right choice of financial partner in growing your wealth and maximising your returns. It’s also about indulging in the fruits of your banking relationship with us as you go along.
Choice of 360° Rewards Points or Asia Miles
That’s why we have introduced an exclusive, unique and differentiating total banking rewards scheme which allows you to earn 360º Rewards Points ("Points") or Asia MilesTM ("Miles") not only on your card spend, but on your banking accounts with us including deposits, structured investments series, premium deposit, investments, insurance, personal instalment loan and mortgage loan.
|Priority Banking Clients||Non-package Banking Clients|
|RMB Savings Account Deposit Interest Rate||Preferential Interest Rate||Prevailing Interest Rate|
|Interest Rate for Current Account Overdraft
|P – 1% p.a.||P + 8% p.a.|
|Handling Fee for Current Account Overdraft
|HKD60 per item (waived for clients applying for
the Floating Overdraft Facility)
|HKD120 per item|
|Investment Fund – Lump sum subscription:
Funds with subscription fees of 5% or above
|Less 1.5% subscription fee||Less 0.25% subscription fee|
|Investment Fund – Monthly Investment Plan:
With monthly investment amount of
HKD5,000/USD650 or above
|Less 1.5% subscription fee||Less 0.25% subscription fee|
|Online Unit Trusts||Flat subscription fee at 2.5%||Flat subscription fee at 2.75%|
|Online Securities Trading: Free real-time price quote plan (per month)||1,000 quotes||200 quotes|
|Inward Remittance Local Bank Transfer
Payment (through Real Time Gross Settlement
(RTGS), also known as Clearing
House Automated Transfer System (CHATs))
|Free||HKD15 per transaction|
|Inward Remittance TT||Free||HKD55 per transaction|
|Outward Remittance TT (other banks)||HKD120 per request||HKD200 per request|
|Outward Remittance TT (between Standard Chartered)||Free||HKD200 per request|
|Outward Remittance Demand Draft||HKD60 per item||HKD120 per item|
|Handling Fee for Overseas ATM cash
withdrawal from Savings or Current Accounts
through Priority Banking Card/ Priority Banking
|Standing Instructions (per set up)||Free||HKD100 per item|
* Not applicable to credit card cash advances
For details, please contact your Relationship Manager.
Appendix 3 – Risk Disclosure Statement
This webpage has been prepared by Standard Chartered Bank (Hong Kong) Limited (“SCBHK”) and its contents are intended solely for the reader's reference.
This webpage should not be distributed, directly or indirectly, in any jurisdiction in which the distribution of these materials would be prohibited. This webpage and its content are not intended and shall not in any way be construed as (a) an offer or the solicitation to the public in Hong Kong for the purchase or sale of any securities, regulated investment agreement or collective investment scheme; or (b) it is intended to constitute a representation as to future movements in rates or prices or that any such future movements will not exceed those shown in any illustration. Any prediction, projection or forecast contained herein as to likely future movements in rates or prices or likely future events or occurrences constitutes an opinion only and is not necessarily indicative of actual future movements in rates or prices or actual future events or occurrences (as the case may be). Past performance is not necessarily indicative of future performance; the value, price or income from investment may fall as well as rise.
This webpage has not and will not be registered as a prospectus in Hong Kong or authorised by the Hong Kong Securities and Futures Commission under the Hong Kong Securities and Futures Ordinance.
This webpage is distributed on the express understanding that, whilst the information in it is believed to be reliable, it has not been independently verified by us. Further, this webpage is a general evaluation only and has not been prepared to be suitable for any particular person or class of persons. We make no recommendations to any particular person or class of persons, and we make no representation or warranty (express or implied) of any nature, nor do we accept any responsibility or liability of any kind, with respect to the accuracy or completeness of the information in this webpage. Each recipient of this webpage should make his/her own independent evaluation of any transaction and of the relevance and adequacy of the information in this webpage and should make such other investigations as it deems necessary to determine whether to participate in any transaction. Each recipient should consult his/her own financial advisor. This shall not, however, restrict or exclude or limit any duty or liability to a person under any applicable laws or regulations of any jurisdiction which may not lawfully be disclaimed.
Unless otherwise specifically stated, all statements in this webpage (including any views, opinions or forecasts) are solely those of SCBHK as at the date of this webpage and are subject to change without notice.
SCBHK and its parent companies, affiliates, connected companies, employees or clients may have an interest in the wealth management products (or related financial instruments or their related derivatives) (the “WM Products”) mentioned in this webpage. This may involve activities such as dealing in, holding, acting as market-makers, or performing financial or advisory services, in relation to any of the WM Products referred to in this webpage. SCBHK and its parent companies, affiliates or connected companies may also have acted as a manager or co-manager of a public offering of such WM Products, and may also have an investment banking relationship with any companies mentioned in this webpage. However, the issuer of the Products is not SCBHK or its parent companies, affiliates or connected companies, and the value of the Products depend on the ability of the issuer to perform its obligations under the Products.
Copyright in all materials, text, articles, logos, graphics, images and information contained herein is the property of, and may only be reproduced with permission of an authorised signatory of, SCBHK, Copyright in materials created by third parties and the rights under copyright of such parties are hereby acknowledged. Copyright in all other materials not belonging to third parties and copyright in these materials as a compilation vests and shall remain at all times copyright of SCBHK or save with the express prior written consent of an authorised signatory of SCBHK.
If there is any inconsistency or conflict between the English and the Chinese versions, the English version shall prevail.