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man sitting in a chair and checking his SCB online banking account on a laptop

Seamless high-quality everyday banking

Convenient banking solutions, delivered digitally

You live a busy life. So you need convenient everyday banking that works for you. We offer a suite of convenient, easy and fully digital banking services, so that you continue to focus on your life, family, career and financial aspirations.

Easy sign-up
We’ll sign you up fast so you can take immediate advantage of:

  • Online and mobile banking services
  • Move funds between your savings and investment accounts
  • Top-of-the-line credit cards, including the Priority Banking Credit Card
  • An online Investment Fund Services and Securities Services account

Convenient digitally-enabled banking and payment services
Manage your money anywhere, anytime with our award-winning online and mobile banking services that give you and your family the most precious currency of all. More time in your busy lives.

  • Check balances and statements, pay bills or transfer funds to other local bank accounts without charge (excluding Local Bank Transfer Payment through Real Time Gross Settlement (RTGS, also known as CHATs – Clearing House Automated Transfer System)) on your mobile phone, tablet or laptop

Priority Banking Card (ATM Card)
You deserve Priority benefits wherever you go. Your Priority Banking Card opens the door to a wide range of convenient services.

  • Make purchases at all UnionPay or Maestro enabled merchants
  • Free1 withdrawals at UnionPay, CIRRUS or JETCO ATM networks worldwide2. For more details, please refer to Appendix 1.

Convenient local and foreign currency accounts
With Priority Banking, your money is never idle with our local and foreign currency savings account. And, if you choose to open a Bonus Payroll Account, you could enjoy even better returns.

Customised credit cards and preferential financing

Enjoy a full suite of credit cards and personal financing solutions at preferential terms, designed to meet your specific needs.

Exclusive globally recognised credit card
Your internationally mobile lifestyle, be it work, business or leisure, means that you can be in Shanghai one day, Mumbai the next and Singapore a day later.

As a Priority Banking client, you can take advantage of the top-of-the-line complimentary Priority Banking Credit Card3, which complements your global lifestyle and recognises your success.

Your Priority Banking Credit Card comes with exclusive travel insurance, lifestyle benefits, and the convenience of Visa payWave.

As a special privilege for Principal Cardholder of Priority Banking Credit Card, you can get a Priority Pass™ membership, giving you complimentary access4 to over 1,000 Priority Pass airport lounges all over the world within your first “Card Membership Year” (which is the full year from credit card issuance) with Priority Pass Card. To enjoy the offer in the subsequent Card Membership Year, Principal Cardholder is required to meet specific requirement. For details, please visit Call our Customer Service Hotline 2209 5888 to get your Priority Pass Card.

  • Complimentary Travel Accident Insurance5 worth up to USD1,000,000
    • Simply use your Standard Chartered Priority Banking Credit Card to pay for the fares and tickets of Public Transport6 or a minimum of 50% of the packaged tour costs, and you will be automatically enrolled into “Sign and Fly” programme to enjoy our complimentary Travel Accident Insurance (the “Plan“) with a coverage of personal accident on public transport up to USD1,000,0007. Coverage also includes travel delay, emergency purchase related to loss or delay of check-in baggages and more
    • If you are unfortunately injured or become ill, our authorised service provider will arrange to send you back to Hong Kong via air ambulance or arrange medical treatment at other locations8 if medically necessary
    • Your spouse and dependent children under the age of 23 will also enjoy the same comprehensive coverage9
    • Aggregate limit of Indemnity is up to USD10,000,00010
      For Important Notes for Travel Accident Insurance, please refer to Appendix 2.
  • Free beverage upgrade at Starbucks
    Spend with your Priority Banking Credit Card at Starbucks to enjoy:

    • Complimentary upgrade with purchase of any Tall or above-sized handcrafted beverage, from Tall size to Grande size or from Grande size to Venti size for all hot or cold beverages (except bottled beverages, canned beverages, Starbucks Reserve™ Coffee and Pour Over Coffee)
      Terms and conditions apply to the above offer.
  • Visa concierge at your service
    Whether you’re at home or abroad,you can contact the Visa Infinite Customer Centre for any assistance, such as: the latest travel information; entertainment and global restaurant recommendations and reservations; air tickets and hotel reservations; gift suggestions and delivery arrangements; business related services; shopping information; and emergency assistance.

For details on the above offers and more privileges:
Visa Infinite Customer Service Hotline: 800 901 869 (English)
Visa Infinite Website:

Terms and conditions apply. For details, please refer to Visa Infinite website

Preferential everyday financing
As a Priority Banking client, you’ll enjoy preferential terms and lower fees whether you need access to finance immediately or for a long-term goal.

With a range of personal financing solutions, including personal instalment loans and revolving loans, for your child’s education, purchasing a car or even to meet unexpected cash needs at privileged rates and low fees, you can rely on us to find you the relevant solutions to your specific needs.


    1. Services or benefits may not be available in all countries and are subject to local regulations. All fee waivers/rebates, charges, exchange rates and services are on promotional basis and subject to change at our discretion and may be adjusted from time to time. Please contact your branch or your Relationship Manager for more details.
    2. Not applicable to credit card cash advance.
    3. Cardholder of Priority Banking Credit Card will be entitled to annual fee waiver for Priority Banking Credit Card as long as he/ she is maintaining Priority Banking with the Bank. Otherwise, the Bank will charge an annual fee of HKD2,400 on annual basis.
      • The Annualised Percentage Rates (“APR“) for Priority Banking Credit Card are 31.73% (0.082% per day) for retail purchases and 34.67% (0.082% per day) for cash advance when credit card account is opened and it will be reviewed from time to time. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate
      • APR is calculated based on the guidelines as set out in the Code ofBanking Practice and is for reference only, inclusive of Cash Advance Fee (if applicable). For details of credit card services fees and charges, they are available on our website at
    4. Lounge visits for Principal Cardholder who cannot meet specific requirements, or for Supplementary Cardholders and accompanying Guests will be subject to a charge of HKD210 plus VAT (if applicable) per person per visit. For details, please refer to Offers are subject to the relevant conditions of use. Please visit our website for details.
    5. The Plan is underwritten by MSIG Insurance (Hong Kong) Limited (“MSIG“). The above information is intended to be a general summary and should only be used for reference purposes. All terms, conditions and exclusions of the Plan are subject to MSIG’s policy wording. You may refer to Standard Chartered Priority Banking Credit Card’s webpage for policy wordings. For details of the coverage including the claims procedures, excess, conditions and exclusions, please contact MSIG Customer Service Hotline (852)3122 6722 (Service hours: Monday – Friday 9am to 5:30pm, except Saturday, Sunday & public holidays).
    6. Public Transport means a licensed and scheduled land, water or air transport service which any member of the public can join at a recognised stop and pay a fare.
    7. Maximum coverage for the Plan per cardholder is USD1,000,000.
    8. All decisions as to the means of transportation and the destination will be made by MSIG or its authorised service provider and will be based solely upon medical necessity.
    9. The maximum limit of the Plan for dependent children of the cardholder under 23 years of age is USD125,000.
    10. The maximum Aggregate Limit of Indemnity under the Plan shall not exceed USD10,000,000 combined for all Insured Persons sustaining Bodily Injury whilst travelling in the same conveyance of Public Transport any one occurrence and any one Period of Insurance.

To borrow or not to borrow? Borrow only if you can repay!