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Appendix 5 – Important Notes for Travel Accident Insurance

Important Notes for Travel Accident Insurance:
  • Travel Accident Insurance are underwritten by MSIG Insurance (Hong Kong) Limited (“MSIG”) which is a general insurer authorised and regulated by the Commissioner of Insurance of the HKSAR. Standard Chartered Bank (Hong Kong) Limited (“SCBHK”) is an insurance agent appointed by MSIG. To the extent permissible by law, SCBHK shall not be liable to any person for the use of any of the above information.
  • The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain Terms and Conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail. For exact Terms and Conditions, and details of the exclusions, please refer to the relevant policy or contact MSIG.
  • The material and information contained on this booklet is provided for general information only and should not be used as a basis for making business decisions. Any advice or information received via this booklet should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice. You are recommended to obtain such professional advice where appropriate.
  • The above general insurance plans are only available for subscription by residents of the HKSAR, subject to the relevant Terms and Conditions.
  • In respect of an eligible dispute arising between the Bank and the client out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the client; however any dispute over the contractual terms of the product should be resolved between directly MSIG and the client.