Hong Kong
General Terms and Conditions:
1. Offer cannot be changed, cancelled or refunded and the redeemed item cannot be exchanged.
2. Offers cannot be redeemed for cash and cannot be used in conjunction with any other promotional offers, discounts and cash coupons.
3. Unless otherwise specified, the terms and conditions of the Standard Chartered 360° Rewards Program apply. For details, please visit www.standardchartered.com.hk.
4. Usage of the goods or services is subject to the terms and conditions stipulated by the participating merchants. Standard Chartered Bank (Hong Kong) Limited (the "Bank") gives no guarantee to the quality of goods or services and does not accept any responsibility for any liability arising in conjunction with the use of any goods or services provided by the participating merchants.
5. The Bank and the participating merchants reserve the right to terminate the Services and amend the terms and conditions at any time.
6. In case of disputes arising out of this promotion, the decision of the Bank and the participating merchants shall be final.
7. If there is any inconsistency or conflict between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.

Terms and Conditions of Instant Redemption at Broadway:
The 360° Rewards Point Instant Redemption of Cash Discount (the 'Offer') [points being designated as such by Standard Chartered Bank (Hong Kong) Limited (the "Bank") ] will be subject to the terms and conditions set out below:
1. The Offer is only applicable to Standard Chartered Credit Card, Standard Chartered Gold Card, Standard Chartered Platinum Credit Card, Standard Chartered Visa Infinite Card, Standard Chartered Titanium Credit Card, Standard Chartered Shop'n Gain Credit Card, Standard Chartered Shop'n Gain Platinum Credit Card, SmarTone Smart Credit Card and ZIX Credit Card under Designated 360° Rewards Points Scheme (the 'Applicable Cards'), and is not applicable to Standard Chartered American Express® Card, Standard Chartered UnionPay Dual Currency Platinum Credit Card, ESPRIT Smart Credit Card, Standard Chartered JOS Visa Business Platinum Card and Corporate Card. Promotion period is from now until 31 Decemeber 2014.
2. The offer is not applicable to credit cards already enrolled in Standard Chartered Cash Back Program.
3. Offer is applicable to both principal and supplementary cardholders, and their 360° Rewards Points will be grouped together for redemption. 360° Rewards Points of the same card type under same principal cardholder will be combined for redemption and 360° Rewards Points of Standard Chartered Credit Card (Classic) and Standard Chartered Gold Card will be combined for redemption.
4. Offer is applicable to on-site redemption at merchant shops. Advance notification of using the offer is required before the product purchased. Cardholder needs to sign for acknowledgement upon successful redemption.
5. All outstanding purchase amounts after deduction of the Offer equivalent amount must be settled by the same credit card used for the Offer.
6. Once the Offer has been processed at participating merchants, 360° Rewards Points will be deducted instantly from the account of presented card. If the card account does not have sufficient 360° Rewards Points for the Offer, Bank system will automatically deduct points from other Applicable Cards account(s) in same card type under the same cardholder with the sequence starting from account of smaller card number.
7. The Bank's acceptance of the Offer will be subject to the relevant Applicable Card account(s) being valid and in good standing and there having been no breach by the Cardholder (whether Principal or Supplementary) of any of his/her obligations under the applicable Credit Card Cardholder Agreement or Credit Card Terms (if applicable) with the Bank.
The Bank reserves the right at any time to give notice to vary these terms and conditions. In the event of any discrepancies between the Chinese and English versions of these terms and conditions, the English version shall prevail.

Issued by Standard Chartered Bank (Hong Kong) Limited
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