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Foreign Currency Promotion Important Notes and Terms and Conditions
Meaning of words
Other than the defined terms here or under the product brochure or promotional terms (if applicable), you also need to refer to the other documents that form our banking agreement which define key words used in this document. For instance, please note: you means the person named as the "applicant" in the application. If there is more than one, you means each person separately as well as every 2 or more of them jointly. We (without limiting the meaning defined in Customer Terms) or Bank means Standard Chartered Bank (Hong Kong) Limited for this application.
Important Notes
We reserve the right to determine the criteria and requirements applicable to each of the respective products and services that you apply with us (including but not limited to Foreign Currency Promotion and Integrated Deposits Account Promotion), or to decline your application in its entirety or of each such products and services without giving you any reason for doing so.
Without limiting the above, our "Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance and the Code of Practice on Consumer Credit Data" (Notice, which is available to you at any of our branches and/or on our website at www.sc.com/hk) also forms part of the banking agreement. We will be using the information you provide to us and for such purposes as set out in the Notice.
We reserve the right to amend the important notes, terms and conditions or any other contents here at any time. Any benefit, promotional offer or welcome gift for successful application is subject to availability and we may change such offer at our discretion from time to time without notice to you. In case of any dispute, our decision shall be final and conclusive.
If there is any inconsistency or conflict between the English and the Chinese versions, the English version shall prevail.
Terms and Conditions
RMB standing instruction set up fee is waived for customers who set up standing instruction for exchanging Hong Kong Dollar to Renminbi ("Eligible Standing Instruction") from now until 31 December 2014 (“Promotion Period”).
Foreign Exchange Risk Disclosure Statement:
Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts deposit from the foreign currency to HKD.
Risk Disclosure Statement:
Investment involves risks. The worst case will result in loss of your entire investment.
Principal Loss Risk / Currency Risk - Some of the products mentioned in this document are not principal-protected and the return of which will be dependent on movements in some specified currency exchange rates which are affected by a wide range of factors and may rise or fall rapidly.
Liquidity Risk / Early Withdrawal Risk / Cancellation Risk - Any cancellation or withdrawal prior to maturity is subject to the consent of the Bank. With these risks, investors may incur significant costs or losses.
This web page does not constitute any offer, invitation or recommendation to any person to enter into any transaction described therein or any similar transaction, nor does it constitute any prediction of likely future price movements.
Investor(s) should not make investment decision based on this web page alone.
This web page has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.

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