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General Terms & Conditions
1.
Standard Chartered Bank (Hong Kong) Limited ("the Bank") reserves the right to vary, modify or terminate any of the offers (including the preferential savings interest rates) and to amend the applicable terms and conditions from time to time without prior notice. In case of disputes, the decision of the Bank shall be final and binding.
2.
The below Interest Rate Offers are only applicable to time deposit setup through branches or dedicated hotline.
3.
If there is any inconsistency or conflict between the English and the Chinese versions, the English version shall prevail.
 
Terms and Conditions for Exclusive Time Deposit Interest Rate Offer (For New Funds deposits from Personal Customers)
4. To be eligible for the Exclusive Time Deposit Interest Rate Offer, the minimum opening balance is HK$100,000 or equivalent.
5. New Funds ("New Funds") refer to monies newly deposited into the Bank within 3 days before Time Deposit account opening date via cash, cheque, cashier's order, inward CHATs or Telegraphic Transfer from other banks. It excludes the renewal or rollover of existing time deposits, transfer of funds from any account within the Bank or any currency converted from Premium Deposits upon maturity.
6. The time deposit interest rate is valid on the date as specified on the relevant promotion webpage only. The interest rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.
 
Terms and Conditions for Time Deposit Preferential Interest Rate Offer (For New Funds deposits from Business Clients Customers)
7. To be eligible for the Time Deposit Preferential Deposit Interest Rate Offer, the minimum opening balance is HK$100,000 or equivalent in designated foreign currency (except for RMB) and for the RMB Time Deposit Interest Rate Offer, the minimum opening balance is RMB 100,000.
8. The Time Deposit Preferential Deposit Interest Rate is available to Business Clients Customers ("Customers") of Standard Chartered Bank (Hong Kong) Limited ("the Bank") who set up a Time Deposit Account with New Funds on the date as specified on the relevant promotion webpage only. The Time Deposit Preferential Deposit Interest Rates are for reference only and are not guaranteed. The Bank reserves the right to make any adjustment to the interest rates from time to time at its sole absolute discretion.
9. New Funds ("New Funds") refer to monies newly deposited into the Bank within 3 days before Time Deposit account opening date via cash, cheque, cashier's order, inward CHATs or Telegraphic Transfer from other banks. It excludes the renewal or rollover of existing time deposits, transfer of funds from any account within the Bank or any currency converted from Premium Deposits upon maturity.
10. In the event that Customers are also entitled to other prevailing promotion offers or privileges, the Bank reserves the right to provide only one or some of the offer(s) and/or privilege(s) at its absolute discretion.
11. The Bank reserves the right to approve or reject the set up of the RMB Time Deposit Account at its own discretion and to alter or terminate the offer and the relevant Terms and Conditions at anytime. Should there be any disputes, the Bank's decision is final and conclusive.
12. This promotional material is related to promotion offers only. Customers are advised to read the terms and conditions contained in the "Conditions for Accounts (Hong Kong)" (which are available at our website at www.sc.com/hk) and form part of the banking agreement between the Customers and the Bank.
 
Foreign Currency Time Deposit First Time Set Up Offer Terms and Conditions
13. Foreign Currency Time Deposit First Time Set Up Offer ("Offer") is valid during the period between 21 May 2012 and 30 September 2012, both dates inclusive ("Promotion Period") where the Bank has the sole and final discretion to determine the end date of the Promotion Period. Quota is limited and on a first come, first served basis.
14. This Offer shown as below is only applicable to your first designated foreign currency Time Deposit with tenor of 3-month or above successfully set up with New Funds ("First FCY TD") with the Bank during the Promotion Period. Designated foreign currency refers to USD/AUD/CAD/EUR/GBP/NZD.
 
First FCY TD Amount (HKD equivalent)
Offer
HK$500,000 - <HK$1,000,000
HK$200 dining coupon
HK$1,000,000 or above
HK$500 dining coupon
15. This Offer is not applicable to customer who has any same currency deposit account as the First FCY TD in the month before the Promotion Period.
16. Each customer whether your First FCY TD is in single name or joint names can enjoy this Offer for First FCY TD of EACH designated foreign currency ONCE ONLY, i.e. if you set up more than one First FCY TD with different designated foreign currencies, you can enjoy this Offer for each respective First FCY TD set up. Only primary account holder will be entitled to this Offer if the First FCY TD is set up in joint names.
17. New Funds refer to monies newly deposited into the Bank within 3 days before the FIRST FCY TD being set up via cash, cheque, cashier's order, inward CHATs or Telegraphic Transfer from other banks. It excludes the renewal or rollover of existing time deposits, transfer of funds from any account within the Bank or any currency converted from Premium Deposits upon maturity.
18. Dining coupon can be redeemed at branch by the end of the following month that the First FCY TD is set up. Dining coupon is not exchangeable for cash.
19. The Bank is not the supplier of the offered dining coupon. The Bank gives no guarantee to the quality of goods and services provided by the supplier and does not accept any responsibility or liability arising in conjunction with the use of any goods or services provided by the supplier.
 
Risk Disclosure Statements for RMB Deposit Services:
Renminbi ("RMB") exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the customer subsequently converts RMB to another currency (including Hong Kong dollars); and
RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to restrictions. For instance, for a personal customer who holds Hong Kong Identity Card, conversion of RMB from/to another currency is currently subject to a respective daily limit of RMB20,000 per person per day. Customers may have to allow time for conversion of RMB from/to another currency of an amount exceeding the daily limit. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.
 
Foreign Exchange Risk Disclosure Statement:
Foreign Exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts a time deposit from the foreign currency to HKD.
 
 

Issued by Standard Chartered Bank (Hong Kong) Limited
 
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