Apply Home Contents Insurance online to enjoy 20% first year premium discount
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Home Contents Insurance Promotion

From now until 30 June 2015, apply for Home Contents Insurance1 online, you can enjoy 20% Premium Discount for the first policy year 2.

Premium

Gross Floor Area (sq. ft.)3 Monthly Premium (HK$)
Up to 500 110    $88
501 - 700 140    $112
701 - 1,000 170    $136
1,001 - 1,500 210    $168
1,501 - 2,000 260    $208
2,001 - 2,500 300    $240
2,501 - 3,000 370    $296
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Notes:

  1. Home Contents Insurance is underwritten by MSIG Insurance (Hong Kong) Limited ("MSIG"). Standard Chartered Bank (Hong Kong) Limited (the "Bank") is an insurance agent of MSIG.
  2. Customer who held Home Contents Insurance under the same insured address in the past 3 months (calculated from the date of application), will not be eligible for the 20% premium discount for the first policy year.
  3. For gross floor area of the premises to be insured above 3,000 sq. ft. or premises purchased on or after 29 April 2013 that are regulated by the Residential Properties (First-hand Sales) Ordinance without gross floor area (sq. ft.) available, please call the MSIG Insurance Hotline at 3122 6722 (Mon - Fri 9:00am to 5:30pm) for premium rate and enrolment.

Major Benefits

  • Home Contents cover up to HK$1,000,000 per policy year
  • Cover for valuables^ like jewellery, photographic equipment up to HK$300,000 per event
  • Worldwide Personal Legal Liability cover up to HK$5,000,000 per event
  • Worldwide All Risks Insurance cover up to HK$15,000 per event
  • 24-hour Home Assistance Service

Remarks:
^Valuables include jewellery, items of gold, silver or other precious metals, watches, photographic equipment, binoculars, works of arts, curios, furs, musical instruments (not pianos) belonging to policyholder or any family member of policy holder.

Terms and Conditions


General Terms and Conditions
  1. The promotion period is between 1 April 2015 and 30 June 2015, both days inclusive, (the "Promotion Period").
  2. The promotional offers are available to successful applicants of Home Contents Insurance of MSIG Insurance (Hong Kong) Limited ("MSIG"), whose relevant application is made on MSIG's website accessed through the website of Standard Chartered Bank (Hong Kong) Limited (the “Bank") during the Promotion Period ("Eligible Customer").
  3. Subject to the fulfillment of relevant requirement, Eligible Customer may be entitled to a 20% premium discount for the first policy year of the Home Contents Insurance. 
  4. Customer who held Home Contents Insurance under the same insured address in the past 3 months (calculated from the date of application), will not be eligible for the 20% premium discount for the first policy year.
  5. Gross floor area should be used as a basis for Home Contents Insurance Plan. If the insured property is a first-hand residential property regulated by the Residential Properties (First-hand Sales) Ordinance which came into effect on 29 April 2013, while the customer cannot provide the gross floor area of the insured property, please contact MSIG on premium details.
  6. These terms and conditions are related to the promotional offers only and no reference has been made to any MSIG insurance policy ("Policy") or any coverage or content thereunder. Customers are advised to read and understand the Policy before applying for the relevant insurance.
  7. The Bank reserves the right to alter or terminate the promotional offers and/or amend the terms and conditions at any time without notice.
  8. All matters or disputes in relation to the promotional offers and the interpretation of terms and conditions herein shall be subject to the decision of the Bank, which shall be final and binding.
  9. If there is any inconsistency or conflict between the English and the Chinese versions of these terms and conditions and any details of the promotional offers, the English version shall prevail.

Important Notes :

  • The above information is intended to be promotional material only. It is for reference only and does not form an offer for subscription to any insurance product. The policy may contain terms and conditions which are not detailed above. If there is any discrepancy between the information contained above and the terms of the policy, the terms of policy shall prevail. For exact terms and conditions and details of the exclusions, please refer to the relevant policy or contact MSIG.
  • Home Contents Insurance offered by MSIG, is only available for subscription by residents of the Hong Kong Special Administrative Region, subject to relevant terms and conditions. MSIG is a general insurer authorized and regulated by the Commissioner of Insurance of the Hong Kong Special Administrative Region. Standard Chartered Bank (Hong Kong) Limited (the "Bank") is an insurance agent appointed by MSIG. To the extent permissible by law, the Bank shall not be liable for any person for the use of any of the above information.