Important Note: Investment Fund is an investment product and some Investment Funds would involve derivatives. The investment decision is yours but you should not invest in that investment product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.

Market Intelligence and Insights

 

Useful Tools for Protection and Property

Insurance - useful online tool for calculating your insurance needs for children’s education

Mortgage - Property Valuation via online and Breeze Home help you estimate the property’s market value, for free.

Note: Any information and valuation on any property is an indicative figure provided by DTZ Debenham Tie Leung Limited ("DTZ") and is for reference only, and not binding on Standard Chartered Bank (Hong Kong) Limited.

Interest rate as low as the Bank’s Hong Kong Dollar Prime Rate minus 3.0%p.a. or 1-month Hong Kong Interbank Offered Rate plus 1.4%p.a. Rate quoted is an indicative information only.

 
 

Risk Disclosure Statement for Investment Fund:

  • Investment involves risk. The prices of units/shares of unit trust or mutual funds fluctuate, sometimes dramatically. Investor(s) may not get back the amount they have invested. It is as likely that losses will be incurred rather than profit made as a result of buying and selling unit trusts or mutual funds. Past performance is no guide to its future performance.
  • Investor should read the terms and conditions contained in the relevant offering documents and in particular the investment policies and the risk factors and latest financial results information carefully and is advised to seek independent professional advice before making any investment decision.
  • Investor(s) should ensure they fully understand the risks associated with unit trusts or mutual funds and should also consider their own investment objective and risk tolerance level.

Risk Disclosure Statement for Foreign Exchange:

  • Foreign exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or significant losses in the event that the client converts deposit from the foreign currency to another currency (including Hong Kong Dollar).

Important Notes for Insurance:

  • The life assurance plans are life insurance products underwritten by Prudential Hong Kong Limited (a member of Prudential PLC group) ("Prudential") and distributed by Standard Chartered Bank (Hong Kong) Limited ("Standard Chartered"). Some of these plans may have a savings element and are not an alternative to ordinary savings or time deposits. Part of the premium pays for the insurance and related costs. If you are not happy with your policy, you have a right to cancel it within the cooling off period and obtain a refund of any premiums paid,  less any withdrawals (if applicable), provided that no claim has been made under the policy.
  • Standard Chartered is an insurance agent of Prudential.
  • As the issuer of the life assurance plans, Prudential will be responsible for all protection and claims issues. Prudential is not an associate or subsidiary company of Standard Chartered. This webpage is not a contract of insurance and is intended to be a general summary for reference purpose only. Please refer to the policy for full terms and conditions. Standard Chartered does not accept any responsibilities regarding any statements provided by Prudential or any discrepancies or omissions in the contract of insurance nor shall Standard Chartered be held liable in any manner whatsoever in relation to your contract of insurance.

Disclaimer:
Market Commentaries and Investment Highlights:

  • This content of Market Commentaries and Investment Highlights have been issued by Standard Chartered in the conduct of Hong Kong regulated business. For the materials and information which are not delivered by the representative of Standard Chartered or not delivered in the capacity as the representative of Standard Chartered, they do not represent Standard Chartered’s views and are not endorsed by Standard Chartered. Standard Chartered does not make any representation or warranty as to the correctness, completeness, accuracy, reliability or timeliness of any of the materials and information. The opinions are subject to change without notice and should not be construed as a recommendation of any individual holdings or market sectors.

Notes:

  • This webpage does not constitute any offer, invitation or recommendation to any person to enter into any transaction described therein or any similar transaction, nor does it constitute any prediction of likely future price movements.
  • Investors should not make investment decision based on this webpage alone.
  • This webpage has not been reviewed by the Securities and Futures Commission or any regulatory authority in Hong Kong.