Features

  • Simple

    One account for all your deposits and transaction needs.

  • Convenient

    Access to your HKD and RMB accounts via our Dual Currency ATM Card.

  • Consolidated

    Consolidated statement with all IDA details for your easy reference.

Exclusive Online Miles Offer for Standard Chartered Asia Miles Mastercard cardholders (1):

Up to 3,000
Online Welcome Offer(1)

Free
Online Banking
Interbank Fund Transfer(2)

No Minimum
Balance Requirement(3)

for signing up Easy Banking

Remarks:

  1. (1) Only applicable to client who does not hold any deposit account, including Savings Account(s), Current/ Cheque Account(s), Integrated Deposits Account(s) and Time Deposit Account(s), with the Bank in the past 12 months from the date of Online Application submission.
  2. (2) Fund transfers to other local bank accounts through Standard Chartered Online Banking are free of charge; Excluding Local Bank Transfer Payment through Real Time Gross Settlement (RTGS, also known as Clearing House Automated Transfer System (CHATs)), please click here for more detail.
  3. (3) If the average daily Relationship Balance of the Client within the quarter falls below HKD10,000 after the expiry of the maintenance fee waiver period under the Fee Waiver Offer, a maintenance fee of HKD120 will be charged for the quarter. For details, please refer to the Service Charges booklet and Banking Terms & Conditions which can be obtained at any of our branches or at our website sc.com/hk.

Details

Open an integrated deposits account through Standard Chartered for the ultimate in convenience. You can consolidate your current and savings accounts in HKD, RMB as well as a full range of foreign currencies, all under one account number* (Just change the last digit of the savings account number from "1" to "0" to indicate the current account). This allows for simple management of your accounts. There are a number of benefits that come with choosing an integrated deposits account. Consolidation is one of the key factors, as you can use the one account for all your deposit and transaction needs. For your convenience we have a single-step add-on procedureΔ that can be done either online or by going into your local branch for easy assistance. Clients will enjoy free online interbank fund transfers while you can also apply for bank accounts online. When it comes to online banking, you can also be sure that you will enjoy a simple, secure and convenient service - allowing you to track transactions, make payments or transfer funds on the go. You can also get access to HKD and RMB accounts via our Dual Currency ATM Card, while there is full-channel support of SCB branches, ATM, Online Banking, Standard Chartered Mobile and Phone Banking. With an integrated deposits account you can consolidate up to three current accounts# (HKD, USD & RMB) under one number, while you can also make use of a consolidated statement with all IDA details for easy reference. For simplified portfolio management your IDA can be designated as your investment settlement account. Don't delay, apply for this bank account online.

* RMB savings and current accounts are available to valid HK ID holders only.
Δ For existing Standard Chartered clients only.
#The 3 current accounts include the default HKD Current Account while clients can add on the RMB and USD current accounts.
Remark: If there is any inconsistency or conflict between the English and the Chinese versions, the English version shall prevail.

Accounts and Currencies under Integrated Deposits Accounts

Consolidate your savings and current accounts in HKD, RMB and a full range of foreign currencies under one account number, enabling you to manage your bank account with ease.

Eligibility

  • Individual clients (excluding Private Banking and Business Banking clients).
  • Priority Banking / Premium / Easy Banking clients.
  • Aged 18 or above.

Terms and Conditions

 Terms and Conditions for First 4-quarter Maintenance Fee Waiver Offer (the “Fee Waiver Offer”)
  1. To enjoy the Fee Waiver Offer, client must sign up for Easy Banking BonusPack Services during the Promotion Period and fulfill all the requirements below:
    1. Has not been holding any banking plans within the past 12 months from the date of Easy Banking BonusPack sign-up; and
    2. Apply for and maintain HKD Savings Account, HKD Current Account (or any Foreign Currency Savings Account), Standard Chartered Credit Card, Standard Chartered ATM Card, and Online Banking Services (or Phone Banking Services) upon Easy Banking BonusPack Services sign-up. Client must complete the registration of Online Banking Services or use the Phone Banking Services at least once within 2 weeks from the date of signing up for Easy Banking BonusPack Services.
  2. If the average daily Relationship Balance of the Client within the quarter falls below HKD10,000 after the expiry of the maintenance fee waiver period under the Fee Waiver Offer, a maintenance fee of HKD120 will be charged for the quarter. For details, please refer to the Service Charges booklet and Banking Terms & Conditions which can be obtained at any of our branches or at our website sc.com/hk.
Risk Disclosure Statement for RMB Deposit Services:
    • Renminbi ("RMB") exchange rate, like any other currency, is affected by a wide range of factors and is subject to fluctuations. Such fluctuations may result in gains and losses in the event that the client subsequently converts RMB to another currency (including Hong Kong dollars); and
    • RMB is currently not freely convertible and conversion of RMB through banks in Hong Kong is subject to restrictions specified by the Bank and regulatory requirements applicable from time to time. The actual conversion arrangement will depend on the restrictions prevailing at the relevant time.
    Foreign Exchange Risk Disclosure Statement:
    • Foreign Exchange involves risks. Fluctuation in the exchange rate of a foreign currency may result in gains or losses in the event that the client converts a time deposit from the foreign currency to HKD.