New-to-Bank Clients who submit the Online Application Form and successfully sign up for Salary BonusPack may enjoy 1% p.a. HKD Promotional Saving Interest Rate up to 6 months and up to 15,000 Asia Miles + $600 cash rewards!
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Salary BonusPack Privileges Exclusive for Employees of Selected Company

Employees of selected company successfully sign up for Salary BonusPack from 1 October 2016 to 31 December 2016 and have auto-payroll transactions performed via the Standard Chartered Bonus Payroll Account can enjoy the following enticing privileges:

  • Promotional Saving Interest Rate
    560pximage

    1% p.a. HKD Promotional Saving Interest Rate
    up to 6 months


    Learn more

  • Cash Rebate for Card Spending
    560pximage

    Up to 2% for Card Spending



    Learn more

  • Welcome Offer
    560pximage

    Up to 15,000 Asia Miles +
    Up to HK$600 Rewards
    OR
    Up to
    HK$2,100 Rewards

    Learn more

Standard Chartered Asia Miles MasterCard Welcome Offer

  • 560pximage
  • Upon successful application of Standard Chartered Asia Miles MasterCard, you can enjoy HK$ 0.5 = 1 as welcome offer.

    Learn more

Salary BonusPack Application

Sign up now to enjoy the enticing privileges of Salary BonusPack!

New Payroll Clients

Step 1: Signing up for Salary BonusPack Now


Apply Now


Step 2: Our staff will contact you to follow up your application shortly


Step 3: Bring along necessary documents* and open Salary BonusPack


Remarks:
* Details of document requirements

Terms and Conditions

Salary BonusPack Important Notes and Terms and Conditions

You need to read this document.

It sets out specific terms and conditions on which we agree to provide you with any of the products and services under Salary BonusPack. You must read it in conjunction with our Client Terms, and the applicable documents referred to in Part A of Client Terms (including the Current/Cheque/Savings Account and Time Deposit Account Terms, and where applicable, the Integrated Deposits Account Terms; and if you are applying for Basic Services of Salary BonusPack, also Credit Card Terms, product brochure, Important Notes and promotional terms (if applicable)) and any other documents forming our banking agreement. The banking agreement is available to you at any of our branches or our website at http://www.sc.com/hk. If there is any inconsistency between the approval and any other part of our banking agreement, then the terms in the approval prevail. These terms do not apply to any existing product(s) or service(s) you have with us to the extent that they are subject to separate terms and conditions.

Meaning of words

Other than the defined terms here or under the product brochure or promotional terms (if applicable), you also need to refer to the other documents that form our banking agreement which define key words used in this document. For instance, please note:

You means the person named as the "applicant" in the application. If there is more than one, you means each person separately as well as every 2 or more of them jointly.

We (without limiting the meaning defined in Client Terms) or Bank means Standard Chartered Bank (Hong Kong) Limited for this application.

Important Notes
  1. Salary BonusPack includes the following basic product ("Basic Services"):
    1. Bonus Payroll Account, being either a HKD statement savings account or HKD savings account with an Integrated Deposits Account ("BP Account")
    2. and the following optional products and services ("Optional Services"):
    3. Standard Chartered executive platinum Credit Card/executive Credit Card
    4. Standard Chartered Asia Miles MasterCard
    5. Priority Banking/Personal Banking Privileged Plan/Easy Banking Plan ("Banking Plan")
    6. Priority Banking Credit Card
    7. Standard Chartered ATM card
    8. Online Banking Services
    9. Personal Loan Services
    10. Mortgage Loan Services
    11. MPF Services
  2. To set up auto-payroll services for the BP Account, you will need to get authorization from your employer for crediting the BP Account automatically with your salary through the automatic payment arrangements as we specify. Once the auto-payroll services have been successfully set up, we will act in accordance with such authorization. Electronic payroll payment does not include overseas TT, local CHATS, Cheque or Cash.
  3. Annualised Percentage Rate ("APR") of Standard Chartered Credit Cards for retail purchase ranges from 31.73% to 33.41%; annual fee ranges from HK$250 to HK$1,800. An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate.
  4. If you apply for multiple credit cards in the application form and the Bank rejects any one of the applications made, the Bank reserves the right to cease processing the remaining applications without prior notice.
  5. The approval of the credit card is subject to the final decision of the Bank.
  6. The Bank will obtain a credit report on the customer and any of its sureties from a credit reference agency in considering any application for credit. In the event the customer or any of its sureties wishes to access the credit report, the Bank will advise the contact details of the relevant credit reference agency.
  7. We reserve the right to determine the criteria and requirements applicable to each of the respective products and services under Salary BonusPack (including but not limited to the Banking Plans and credit cards), or to decline your application in its entirety or of each such products and services or in its without giving you any reason for doing so. We also reserve the right to offer an alternative type of Standard Chartered Credit Card instead of the Card you apply hereunder. In respect of applicants for the Priority Banking Credit Card and/or Standard Chartered executive Credit Card, if the relevant requirement(s) is not met, your application therefore may be considered/treated as a Standard Chartered Platinum Credit Card, Titanium Credit Card, Gold Credit Card and/or Classic Credit Card application (subject to card type availability at the time of application). In respect of applicants for Standard Chartered executive platinum Credit Card, if the relevant requirement(s) is not met, your application therefore may be considered/treated as a Standard Chartered executive Credit Card, Standard Chartered Platinum Credit Card, Titanium Credit Card, Gold Credit Card and/or Classic Credit Card application (subject to card type availability at the time of application).
  8. Without limiting the above, our "Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance and the Code of Practice on Consumer Credit Data" (Notice, which is available to you at any of our branches and/or on our website at http://www.sc.com/hk) also forms part of the banking agreement. You agree that all information provided by you in connection with this application (including personal information) may be used and disclosed to such persons (whether in or outside Hong Kong) and for such purposes as set out in the Notice.
  9. We reserve the right to amend the important notes, terms and conditions or any other contents here at any time. Any benefit, promotional offer or welcome gift for successful application is subject to availability and we may change such offer at our discretion from time to time without notice to you. In case of any disputes, our decision shall be final and conclusive.
  10. If there is any inconsistency or conflict between the English and the Chinese versions, the English version shall prevail.

Promotional Terms and Conditions for Salary BonusPack

A. General Terms and Conditions:
  1. Unless otherwise specified, to be eligible for the promotional offers for Salary BonusPack ("Salary Package Offers"), client must be the primary account holder who has successfully signed up for the Basic Services of Salary BonusPack (including a newly opened BP Account) from 1 October 2016 to 31 December 2016, both dates inclusive, ("Promotion Period") and is required to continuously use such BP Account for auto-payroll services with us ("Eligible Client").
  2. The Salary Package Offers comprise the following promotional offers, which are subject to respective terms and conditions:
    1. Promotional Saving Interest Rate Offer for New-to-Bank Clients;
    2. Preferential Savings Interest Rate Offer;
    3. BP Account Welcome Offer;
    4. Banking Plan Offer;
    5. Autopay Bill Payment Services Set Up Welcome Offer;
    6. Credit Card Welcome Offers.
  3. The Salary Package Offers will only become effective on or after the opening date of the BP Account. Employees of the Bank are not entitled to the Salary Package Offers.
  4. Eligible Client has to use the BP Account for our auto-payroll services within the first 2 months since the opening date of the BP Account. If the BP Account is suspended or terminated or if the Eligible Client ceases to use the BP Account for auto-payroll services, from the effective date of such suspension, termination or cessation (or any other date which we may specify at our sole and absolute discretion), the Eligible Client will no longer be entitled to any of the Salary Package Offers and the BP Account will be converted into an ordinary Hong Kong Dollar savings account.
  5. In the event that the Eligible Client is also entitled to other prevailing promotional offer(s) or deposit privilege(s), we reserve the right to provide only one or some of the offer(s) and/or privilege(s) at our discretion.
  6. Each of the banking products and services set out in these terms and conditions is subject to respective eligibility, application process and product terms and conditions or other banking agreement. For details, please contact the Bank’s staff.
  7. The deposit and/or balance maintenance requirement mentioned in these terms and conditions are part of a promotion offer for gift, cash rebate or fee waiver. They are not mandatory requirements which must be met before any client may apply and be granted any banking product or service. Any one of our product or service may be applied and granted independently.
  8. The Bank reserves the right to terminate any of the following offer(s) and to vary or modify any of the terms and conditions below from time to time. In case of disputes, the decision of the Bank shall be final and binding.
  9. Terms and Conditions of relevant Asia MilesTM Program apply for redemption and/or use of Asia Miles. For details, please visit www.asiamiles.com. The Bank is not obliged to notify you of any changes or latest announcements of Asia Miles. Clients understand and accept that the Bank is not supplier of the redeemed items (including Asia Miles). The Bank shall bear no liability relating to any aspect of the Asia Miles and/or redeemed items, including without limitation, their quality, the supply, the descriptions provided by the supplier, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with the Asia Miles and/or redeemed items provided by the supplier, its employees, officers or agents.

B. Terms and Conditions for Preferential Savings Interest Rate Offers:
  1. The Preferential Savings Interest Rate Offer is applicable to the BP Account of the Eligible Client starting from the next business day on which the Eligible Client has first used the BP Account for auto-payroll services with us. Clients who have used our auto-payroll services during the previous 12 months prior to the sign-up date of the BP Account are NOT eligible for the Preferential Savings Interest Rate.
  2. The Preferential Savings Interest Rate shall be the Bank’s prevailing highest tiered interest rate for Hong Kong Dollar Savings Account as at the interest calculation date or 0.05% p.a., whichever is higher.
  3. The Preferential Savings Interest Rate is not guaranteed. We reserve the right to make any adjustment to the Preferential Savings Interest Rate from time to time at our sole and absolute discretion.
  4. If the client has failed to use the BP Account for auto-payroll services within the first 2 months from the BP Account opening date or has ceased to use the BP Account for auto-payroll services, even if the client shall use or resume use of the auto-payroll services thereafter, the Preferential Savings Interest Rate will not be applicable to the BP Account again. Applicable interest rate for the BP Account will subsequently be changed to prevailing interest rate of ordinary Hong Kong Dollar savings account.

C. Terms and Conditions for BP Account Welcome Offer:
  1. BP Account Welcome Offer ("Welcome Offer") refers to New Payroll Service Client Cash Rebate Offer ("Payroll Cash Rebate Offer") as set out in clause 5 of Section C or Asia Miles Offer ("Payroll Asia Miles Offer") as set out in clause 8 of Section C.
  2. Eligible Client may only enjoy Payroll Cash Rebate Offer or Payroll Asia Miles Offer. Eligible Clients who select Payroll Asia Miles Offer must complete online registration at the Bank’s website at sc.com/hk/AM to enjoy the Payroll Asia Miles Offer. Once the online registration is successfully completed, it cannot be modified or cancelled. Eligible Clients who have not registered for the Payroll Asia Miles Offer within 2 weeks from the sign-up date of the Salary BonusPack Basic Services shall be deemed to have chosen Payroll Cash Rebate Offer.
  3. Eligible Clients are only entitled to the Welcome Offer once during the Promotion Period. Clients who have used our auto-payroll services during the previous 12 months prior to the opening date of the BP Account are NOT ELIGIBLE for the Welcome Offer.
  4. To be eligible for the Welcome Offer, all the accounts opened under the Salary BonusPack must be in good financial standing at the time the relevant Offer or Reward is awarded or credited to the client.
  5. Payroll Cash Rebate Offer
    1. Subject to clause 6 of Section C, Depending on the actual amount of monthly salary credited, Eligible Clients will be rewarded with cash rebate in the BP Account as follows:
      Average Monthly Salary Range (HK$) - (Within the first 3 months) Payroll Cash Rebate Offer (HK$)
      80,000 or above 600
      50,000 to below 80,000 400
      20,000 to below 50,000 300
      5,000 to below 20,000 100
    1. To be eligible for up to HK$600 cash rebate, Eligible Client must use the BP Account for our auto-payroll services within the first 2 months since the opening date of the BP Account. Eligible Clients who make the payroll deposit through standing instruction from local banks other than the Bank are also eligible for the Payroll Cash Rebate Offer. The actual monthly amount of deposit made through standing instruction into the BP Account would be regarded as the client’s monthly salary for the purpose of calculating Payroll Cash Rebate Offer.
    2. Reward amount is calculated according to the actual monthly payroll deposited. If the monthly payroll amount varies from month to month, the reward amount shall be calculated according to the client’s average monthly payroll amount within the first 3 months after BP Account is first used. The Bank’s records of the client’s payroll amount and number of payroll transactions are final and conclusive evidence on the matters. In case of disputes, the Bank’s decision shall be final and binding.
    3. Cash rebate will be credited to the BP Account by May 2017 (please refer to the table below). A Notification SMS for the relevant cash rebate will be sent to the Eligible Client within one month after the posting of cash rebate. The counting period and credit months for Payroll Cash Rebate Welcome Offer are as below:
      BP Account Opening Date Commence the use of BP Account Cash Rebate to be posted in the calendar months below
      From 1 October 2016 to 31 December 2016 within the first 2 months since the opening date of the BP Account May 2017
  6. If the BP Account is suspended or terminated or if the Eligible Client ceases to use the BP Account for auto-payroll services at the time the cash rebate being posted to Eligible Client as specified in the table under clause 6(c) of Section C, the Eligible Client will not be entitled to the Payroll Cash Rebate Offer.
  7. Payroll Asia Miles Offer
    1. Depending on the actual amount of monthly salary credited, Eligible Clients will be rewarded with Asia Miles as follows:
      Average Monthly Salary Range (HK$)(Within the first 3 months) Payroll Asia Miles Offer
      80,000 or above 6,000 Miles
      50,000 to below 80,000 4,000 Miles
      20,000 to below 50,000 3,000 Miles
      5,000 to below 20,000 1,000 Miles
    1. To be eligible for Payroll Asia Miles Offer, Eligible Client must use the BP Account for our auto-payroll services within the first 2 months since the opening date of the BP Account. Eligible Clients who make the payroll deposit through standing instruction from local banks other than the Bank are also eligible for the Payroll Asia Miles Offer. The actual monthly amount of deposit made through standing instruction into the BP Account would be regarded as the client’s monthly salary for the purpose of calculating Payroll Asia Miles Offer.
    2. The Asia Miles to be awarded is calculated according to the actual monthly payroll deposited. If the monthly payroll amount varies from month to month, the Asia Miles shall be calculated according to the client’s average monthly payroll amount within the first 3 months after BP Account is first used. The Bank’s records of the client’s payroll amount and number of payroll transactions are final and conclusive evidence on the matters. In case of disputes, the Bank’s decision shall be final and binding.
    3. Eligible Client must have an existing Asia Miles Membership Account or otherwise set up a free Asia Miles Membership Account via Asia Miles website for the entitlement of the Asia Miles. Eligible Client must have successfully registered online within 2 weeks from the sign-up date of Salary BonusPack with valid Asia Miles membership in the name of the Eligible Client at the Bank’s website at sc.com/hk/AM to enjoy the relevant Asia Miles. Successful registration cannot be cancelled. The Bank will forward the relevant information, including valid Asia Miles membership number and English full name of the Eligible Client, as well as the entitled amount of miles, if any, to Asia Miles in May 2017 (please refer to the time schedule in clause 9d below). Miles will be credited into relevant account within 4 to 6 weeks after May 2017 . In case of information submitted is incorrect or insufficient as considered by the Bank or Asia Miles or if any of the criteria relating to this Offer has not been met, the Bank reserves the right to cancel or forfeit absolutely the entitlement under this Offer. For avoidance of doubt, Terms and Conditions of Asia Miles shall apply for mileage redemptions. For details, please visit www.asiamiles.com.
    4. The counting period and credit months for Payroll Asia Miles Offer are as below:
    5. BP Account Opening Date Commence the use of BP Account for our auto-payroll services Asia Miles credited into relevant account
      From 1 October 2016 to 31 December 2016 within the first 2 months since the opening date of the BP Account Within 4-6 weeks after May 2017
  8. If the BP Account is suspended or terminated or if the Eligible Client ceases to use the BP Account for auto-payroll services at the time when the Asia Miles are rewarded as specified in the table under clause 9(d) of Section C, the Eligible Client will not be entitled to the Payroll Asia Miles Offer.

  9. D. Terms and Conditions for Banking Plan Offer:
    1. Banking Plan Offer refers to Cash Rebate or Asia Miles and the Fee Waiver Offer as set out in Section D.The promotion period for Banking Plan Offer is from 1 October 2016 to 31 December 2016, both dates inclusive (the "Banking Plan Promotion Period"). Eligible Client may only enjoy Cash Rebate or Asia Miles. Eligible Clients who select Asia Miles must complete online registration at the Bank’s website at sc.com/hk/AM to enjoy the relevant Asia Miles. Once the online registration is successfully completed, it cannot be modified or cancelled. Clients who have not registered for the Asia Miles within 2 weeks from the sign-up date of the Banking Plan shall be deemed to have chosen Cash Rebate.
    2. The Fee Waiver Offer ("Fee Waiver Offer") and Banking Plan Offer are available to Eligible Client who has signed up for a Banking Plan during the Promotion Period and meet the entry Relationship Balance requirement within 2 weeks upon the date of sign-up as follows:
    3. Banking Plan signed up during Banking Plan Promotion Period Client Eligibility Entry Relationship Balance* Requirement Fee Waiver Offer Banking Plan Reward
      Priority Banking Eligible Clients with monthly salary HK$80,000 or above Waived First 4-quarter Maintenance Fee Waiver HK$300 Cash Rebate Or 3,000 Asia Miles
      Priority Banking Eligible Clients with monthly salary of below HK$80,000 HK$500,000(Standard: HK$1,000,000) First 4-quarter Maintenance Fee Waiver HK$300 Cash Rebate Or 3,000 Asia Miles
      Personal Banking Privileged Plan Eligible Clients with monthly salary HK$20,000 or above Waived First 4-quarter Maintenance Fee Waiver HK$200 Cash Rebate Or 2,000 Asia Miles
      Personal Banking Privileged Plan Eligible Clients with monthly salary of below HK$20,000 HK$100,000(Standard: HK$200,000) First 4-quarter Maintenance Fee Waiver HK$200 Cash Rebate Or 2,000 Asia Miles
      Easy Banking Eligible Clients with monthly salary of any amount Waived Perpetual Maintenance Fee Waiver N/A

      Eligible Clients have to maintain the applicable entry Relationship Balance requirement until the following designated date:
      If Banking Plan is signed up during Designated Date
      1-31 October 2016 31 January 2017 (the day inclusive)
      1-31 November 2016 28 February 2017 (the day inclusive)
      1-31 December 2016 31 March 2017 (the day inclusive)

    4. After the expiry of the maintenance fee waiver period or the client’s BP Account is suspended or terminated or if the client ceases to use the BP Account for auto-payroll services, a quarterly maintenance fee will be charged if the average daily Relationship Balance of the Client within the quarter falls below the amount determined by the Bank. For details, please refer to the Services Charges and Banking Terms & Conditions which can be obtained at any of our branches or at our website sc.com/hk.
      Average Daily Relationship Balance within the quarter falls below Quarterly Maintenance Fee
      Priority Banking HK$1,000,000 HK$900
      Personal Banking Privileged Plan HK$200,000 HK$360
      Easy Banking HK$10,000 HK$120

      The Bank reserves the right to, upon prior notification to the client, provide another banking plan (other than existing Banking Plan) with a different minimum Relationship Balance requirement that would better suit the banking needs of the client.
    5. Eligible Clients are required to start using the auto-payroll services with the Bank within 2 months from the Banking Plan sign-up in order to enjoy the offer. If the Eligible Client is entitled to the above Banking Plan Offer as well as other promotional offers, the Bank reserves the right to grant the client one or part of the prevailing offer or other offers. For avoidance of doubt, Eligible Clients who sign up for Priority Banking or Personal Banking Privileged Plan are entitled to corresponding welcome offers (including but not limited to the New Funds Growth Offer and Designated Product Balance Reward) are NOT entitled to the Banking Plan Offer as specified in the table under clause 2 of Section D. (Priority Banking Welcome Offers and Personal Banking Privileged Plan Welcome Offers are subject to separate terms and conditions. Please check with the Bank’s staff for details).
    6. The Bank will credit the Cash Rebate of Banking Plan Offer, if applicable, to the HKD deposit account (exclude MortgageOne® Account and Mortgage $aver Current Account) under Eligible Client’s personal name as Primary Account Holder with the Bank in the following sequence: i) Integrated Deposits Account; ii) Current Account; iii) Statement Savings and; iv) Passbook Savings. If Eligible Clients have no valid HKD deposit account, the Bank will credit to Eligible Clients’ USD deposit account as above sequence by June 2017 (For joint name account, only if the Eligible Client is the Primary Account Holder). If Eligible Client has more than one account under same account type, the Bank will select any one of the deposit accounts for the crediting at its discretions with the latest opening date. Notification will be mailed to the Eligible Client upon successful crediting of Cash Rebate of Banking Plan Offer.
    7. Eligible Client selected Asia Miles must have an existing Asia Miles Membership Account or otherwise set up a free Asia Miles Membership Account via Asia Miles website for the entitlement of the Asia Miles reward. Eligible Client must have successfully registered online within 2 weeks from the date of Banking Plan sign-up with valid Asia Miles membership in the name of the Eligible Client at the Bank’s website at sc.com/hk/AM to enjoy the relevant Asia Miles. Successful registration cannot be cancelled. The Bank will forward the relevant information, including valid Asia Miles membership number and English full name of the Eligible Client, as well as the entitled miles, if any, to Asia Miles in June 2017. Miles will be credited into relevant account within 4 to 6 weeks thereafter. In case of information submitted is incorrect or insufficient as considered by the Bank or Asia Miles or if any of the criteria relating to this Offer has not been met, the Bank reserves the right to cancel or forfeit absolutely the entitlement under this Offer. For avoidance of doubt, Terms and Conditions of Asia Miles shall apply for mileage redemptions. For details, please visit www.asiamiles.com.
    8. If client terminates Priority Banking services or Personal Banking Privileged Plan within 12 months from the date of sign-up, the Bank reserves the right to charge the relevant client who has received the offer for the amount equivalent to the value of Banking Plan Offer or entitlement as administration fee and debit the same from any of the client’s account with the Bank without prior notice.

    Important Notes:
    * Extract from the Bank’s Service Charges: For Priority Banking and Personal Banking Privileged Plan clients, “Relationship Balance” includes the aggregate balance of deposits, investments, accumulated premiums of selected insurance, utilised amounts of secured/unsecured overdraft facilities, outstanding balances on Standard Chartered credit cards^ and outstanding balances of Standard Chartered Personal Loans you maintain with the Bank under personal accounts. For Easy Banking clients, only relationship balance under personal accounts in sole name or joint names as primary account holder will be counted.
    ^ Standard Chartered credit cards refer to Standard Chartered Credit Card, Standard Chartered WorldMiles Card and Standard Chartered co-branded credit card (including supplementary cards and corporate cards) issued by the Bank. Outstanding balances on supplementary cards will contribute to the Relationship Balance of the principal cardholder only.


    E. Terms and Conditions for Autopay Bill Payment Services Set Up Welcome Offer:
    1. Autopay Bill Payment Services Set Up Welcome Offer ("Bill Payment Welcome Offer") refers to Cash Rebate Offer or Asia Miles Offer as set out in Section E.
    2. Eligible Client may only enjoy Cash Rebate Offer or Asia Miles Offer. Eligible Clients who select Asia Miles Offer as Bill Payment Welcome Offer must complete online registration. Once the online registration is successfully completed, it cannot be modified or cancelled. Clients who have not registered for the Asia Miles Offer within 2 weeks from the sign-up date of the Salary BonusPack Basic Services shall be deemed to have chosen Cash Rebate Offer.
    3. To be eligible for Bill Payment Welcome Offer, Eligible Client must use the BP Account for our auto-payroll services within the first 2 months since the opening date of the BP Account.
    4. Autopay Bill Payment Services includes successful instructions registered by the eligible client to authorise the Bank to effect transfers from the eligible client’s Savings/Current Account to beneficiaries. This does not include Credit Card and Personal Loan Account Direct Debit Authorization
    5. The reward of Cash Rebate Offer and Asia Miles Offer are as below:
    6. Number of Autopay Bill Payment Services Successfully Set Up 5 or above 4 3 2 1
      Eligible Asia Miles Offer 6,000 Miles 4,000 Miles 3,000 Miles 2,000 Miles 1,000 Miles
      OR
      Eligible Cash Rebate Offer (HK$) $600 $400 $300 $200 $100
    7. For Eligible Client who selects Cash Rebate as Bill Payment Welcome Offer, Cash rebate will be credited to the BP Account by February 2017. The counting period and credit months for Cash Rebate Offer are as below:
    8. BP Account Opening Date Cash Rebate to be posted in the calendar months below
      From 1 October 2016 to 31 December 2016 May 2017
    9. Eligible Client who select Asia Miles as Bill Payment Welcome Offer must have an existing Asia Miles Membership Account or otherwise set up a free Asia Miles Membership Account via Asia Miles website for the entitlement of the Asia Miles. Eligible Client must have successfully registered online within 2 weeks from the sign-up date of the Salary BonusPack with valid Asia Miles membership in the name of the Eligible Client at the Bank’s website at sc.com/hk/AM to enjoy the relevant Asia Miles. Successful registration cannot be cancelled. The Bank will forward the relevant information, including valid Asia Miles membership number and English full name of the Eligible Client, as well as the entitled amount of miles, if any, to Asia Miles in February 2017. Miles will be credited into relevant account within 4 to 6 weeks after May 2017. In case of information submitted is incorrect or insufficient as considered by the Bank or Asia Miles or if any of the criteria relating to this Offer has not been met, the Bank reserves the right to cancel or forfeit absolutely the entitlement under this Offer. For avoidance of doubt, Terms and Conditions of Asia Miles shall apply for mileage redemptions. For details, please visit www.asiamiles.com. The counting period and credit months for Asia Miles Offer are as below:
      BP Account Opening Date Period of Asia Miles crediting into relevant account by Asia Miles Limited
      From 1 October 2016 to 31 December 2016 Within 4 - 6 weeks after May 2017
    10. The Cash Rebate and Asia Miles to be rewarded will be calculated according to the Bank’s records of the client’s Autopay Bill Payment Services successfully set up. In case of disputes, the Bank’s decision shall be final and binding.

    F. Terms and Conditions for Credit Card Welcome Offer:
    Please refer to the "Important Information and Terms and Conditions for Application of Standard Chartered Credit Card" leaflet.

    G. Terms and Conditions for Promotional Savings Interest Rate Offer for New-to-Bank clients
    1. To be eligible for the promotional interest rate offer, client must be the primary account holder who has successfully signed up for the Basic Service of Salary BonusPack (a newly opened Bonus Payroll Account ("BP Account")) of the Bank during the Promotion Period and is required to continuously use such BP Account for auto-payroll services with us ("Eligible Client").
    2. The Promotional Savings Interest Rate Offer is only available to Eligible Client who has not maintained any deposit account whether in his/her sole name or jointly with others with the Bank in preceding 12 months prior to the commencement date of Promotion Period ("New-to-Bank Client").
    3. New-to-Bank Client must successfully sign up for Priority Banking services or Personal Banking Privileged Plan ("Designated Banking Plan") at the time of sign up of Salary BonusPack with the Bank during the Promotion Period. Separate terms and conditions apply to Designated Banking Plan. For details, please refer to relevant terms and conditions or contact any of the Bank’s staff at branches.
    4. Depending on the Designated Banking Plan signed up, New-to-Bank Client may enjoy HKD Promotional Savings Interest Rate ("Promotional Savings Interest Rate") for his/her BP Account for the period specified below ("Promotional Rate Period") for deposit balance of up to HK$5,000,000 starting from the next business day after the New-to-Bank Client has first used the BP Account for auto-payroll services (NOT applicable to clients who have payroll deposit through any types/means of Standing Instruction) with the Bank. The Preferential Savings Interest Rate as stipulated in Section B of Salary BonusPack Important Notes and Terms and Conditions shall apply to the part of deposit balance over HK$5,000,000.
    5. Designated Banking Plan HKD Promotional Savings Interest Rate and Promotional Rate Period
      Priority Banking 1% p.a. for the first 12 months
      Personal Banking Privileged Plan 1% p.a. for the first 6 months
    6. After the end of the Promotional Rate Period and as long as New-to-Bank Client uses the BP Account for auto-payroll services, the Preferential Savings Interest Rate as stipulated in Section B of Salary BonusPack Important Notes and Terms and Conditions shall apply to the BP Account.
    7. If New-to-Bank Client fails to use the BP Account for auto-payroll services within the first 2 months from the BP Account opening date or ceases to use the BP Account for auto-payroll services during the Promotional Rate Period, the Promotional Savings Interest Rate will not apply to the BP Account notwithstanding the commencement or resumption of the use of BP Account for auto-payroll service thereafter. In such case, the Bank’s prevailing interest rate for ordinary Hong Kong Dollar savings account shall apply to the BP Account during the Promotional Rate Period.
    8. Promotional Savings Interest Rate is not guaranteed. We reserve the right to make any adjustment to such Promotional Savings Interest Rate from time to time at our sole and absolute discretion.

    H. Terms and Conditions for Integrated Deposits Account Online Promotion Offer HK$200 Cash Reward (the "Online Offer")
    1. The promotion period for the Online Offer is between 1 October 2016 and 31 December 2016, both dates inclusive (the "Promotion Period").
    2. Clients who fulfill ALL of (i) – (v) below within the Promotion Period may be eligible for the Online Offer ("Eligible Client"):
      1. Submit an Online Application Form for Integrated Deposits Account ("Online Application");
      2. Successfully open an Integrated Deposits Account ("IDA") and register as Standard Chartered Online Banking client at branch within 2 weeks after Online Application submission;
      3. Sign up for any Banking Plan (Priority Banking/ Personal Banking Privileged Plan/ Easy Banking); and
      4. Hold a valid Hong Kong Permanent Identity Card
      5. Do not hold any deposit account, including Savings Account(s), Current Account(s), Integrated Deposits Account(s) and Time Deposit Account(s), with the Bank in the preceding 12 months from the date of Online Application submission ("New Client").
    3. Each Eligible Client is entitled to the Online Offer once only during the Promotion Period.
    4. In the event that Eligible Client is also entitled to other prevailing promotional offers or deposit privileges, including but not limited to RMB Preferential Savings Interest Rate, the Bank reserves the right to provide only one or some of the offer(s) and/or privilege(s) at its absolute discretion. For avoidance of doubt, client who is eligible for IDA Online Promotion Offer 2,000 Miles Reward during the Promotion Period will not be eligible for this IDA Online Promotion Offer HK$200 Cash Reward
    5. For Eligible Client who is entitled to the prize of 100 Million Miles Lucky Draw of Priority Banking promotion during the Promotion Period is not eligible for any IDA Online Offers, including but not limited to IDA Online Promotion Offer of HK$200 Cash Reward and 2,000 Asia Miles Reward.
    6. For a joint-named IDA Account, only primary account holder can be entitled to HK$200 Cash Reward.
    7. HK$200 Cash Reward will be credited into the HKD deposit account under Eligible Client’s personal name as primary account holder with the Bank at the sole discretion of the Bank on or before 28 February 2017 in the following sequence: i) HKD sub-account under IDA; ii) HKD Current Account; iii) HKD Statement Savings Account and; iv) HKD Passbook Savings Account. If clients have no valid HKD deposit account, the Bank will credit to Eligible Clients’ USD deposit account as above sequence (For joint-named account, only if client has more than one account under same account type).
    8. If New Client does not have a valid IDA / HKD or USD Savings Account / HKD or USD Current Account on the date when HK$200 Cash Reward is credited, the relevant Cash Reward shall be forfeited absolutely and shall not be paid to the New Client through any other means.
    9. The Bank reserves the right to vary, modify and terminate the above offer and to amend any of these terms and conditions at any time without any notice. In case of disputes, the decision of the Bank shall be final and binding.
    10. If there is any inconsistency or conflict between the English version and its Chinese translation, the English version shall prevail.

    I.Terms and Conditions for Instant Reward for Salary BonusPack Member-get-member Referral Program ("Instant Reward"):

    1. Salary BonusPack includes the following basic products (the "Basic Services"):
      1. Bonus Payroll Account, being either a HKD statement savings account or HKD savings account with an Integrated Deposits Account;
      And the following optional services ("Optional Services"):
      1. Standard Chartered executive platinum Credit Card/executive Credit Card (as the case may be);
      2. Priority Banking/Personal Banking Privileged Plan/Easy Banking Plan ("Banking Plan");
      3. Standard Chartered Asia Miles MasterCard
      4. Priority Banking Credit Card (as the case may be);
      5. Standard Chartered ATM card
      6. Online Banking Services;
      7. Personal Loan Services;
      8. Mortgage Loan Services;
      9. MPF Services.
      The applications for Salary Bonus Pack and Banking Plans are subject to terms and conditions. Please refer to bank staff for details.
    2. To be eligible for the Instant Reward:
      1. Referrers ("Referrer") must be existing clients of Standard Chartered Bank (Hong Kong) Limited (the "Bank"). Employees of the Bank are not entitled to the Instant Reward.
      2. Referrer must refer a friend or a family member ("Referee") who successfully sign up for basic service of Salary BonusPack (a newly opened Bonus Payroll Account ("BP Account")) and designated banking plans (as detailed in clause 4 below) from 1 October 2016 to 31 December 2016 ("Promotion Period");
      3. The referee did not use the Bank’s auto-payroll services within 12 months prior to the sign-up date of BP Account; and
      4. The Referral Form must be signed by the Referrer and the Referee.
      5. The Instant Reward will not be granted unless requirement (i)-(iv) above are fulfilled satisfactory.
    3. Referrers cannot refer themselves as new clients. To be eligible for the Instant Reward, the referee who has been successfully referred by one Referrer cannot be repeatedly referred by the same Referrer or other Referrers.
    4. Instant Reward will be given to Referrer at onsite upon successful sign-up for Salary BonusPack Basic Service and designated banking plans by Referee as per the table below:
    5. Banking Plan for Referee Instant Reward
      Priority Banking
      (Not applicable if referee was a Priority Banking client within the past 12 months prior to the sign-up date of BP Account and Priority Banking.)
      HK$200 Cash Coupon
      Personal Banking Privileged Plan
      (Not applicable if referee was a Personal Banking Privileged Plan or Priority Banking client within the past 12 months prior to the sign-up date of BP Account and Personal Banking Privileged Plan.)
      HK$100 Cash Coupon
      Easy Banking
      (Not applicable if referee was an Easy Banking, Personal Banking Privileged Plan or Priority Banking client within the past 12 months prior to the sign-up date of BP Account and Easy Banking.)
      HK$50 Cash Coupon
    6. Cash Coupon is subject to the terms and conditions stipulated by the suppliers. The Bank is not the supplier of the Cash Coupon gives no guarantee to the quality of goods and services provided by the supplier and accept no liability for any matters relating to the Cash Coupon, including without limitation, their quality and the supply, the descriptions of goods and/or services provided by the merchant, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with the promotion of the Instant Reward or in making available the Instant Reward or the products and/or services under the Instant Reward, by the merchant, its employees, officers or agents.
    7. The Cash Coupon are available on a first-come-first-serve basis while stock lasts. The Bank reserves the right to offer an alternative gift as replacement in case of shortage.
    8. The Cash Coupon is not returnable or redeemable for cash.
    9. In the event if that the Eligible Client is also entitled to other prevailing promotional offer(s), we reserve the right to provide only one or some of the offer(s) and/or privilege(s) at our discretion. For avoidance of doubt, Referrers who participate in the Instant Reward will not be entitled to other sign-up privileges as may be made available by the Bank for selected clients from time to time.
    10. The Bank reserves the right to vary, modify or terminate all the above offers and to amend any of the terms and conditions from time to time. Referrer’s eligibility to the Instant Reward, including in respect of the calculation of referee’s total balance at the Bank is to be determined based on the Bank’s latest records. In case of disputes, the Bank’s decision and record shall be final and binding.
    11. If there is any inconsistency or conflict between the English and the Chinese versions, the English version shall prevail.

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