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As Young Generation, I want to...
Build my wealth and still enjoy my time without worry too much about unexpected life events in the future.
What kind of protection do I need?
Find out the insurance portfolio clients in the same life stage as you are getting, in one simple chart.
No matter single or married, both focus on Savings & Annuity and Critical Illness in terms of protection.
Types of life insurance policies
No matter which life stage you are in, having life insurance protection ensures you can safeguard the future of yourself and your loved ones.
Prudential Entrust Multi-Currency Plan
Build a solid financial ground today to customise your family foundation with love and trust.
FlexLegacy – Show your care through life by curating Death Benefit into monthly instalments and designated payments for the beneficiary’s life events.
FlexIncome Option – Share your wealth by distributing an income stream directly to your loved ones.
Hassle-free currency changes to AUD, GBP, CAD, HKD, RMB or USD.
Enrol to enjoy up to 26% premium refund with 5-year payment option for SC clients
Prudential Entrust Multi-Currency Plan is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
Please click the below links for the promotion details and Terms and Conditions.
– Prudential Entrust Multi-Currency Plan – 5 years premium term Promotion
PRURetirement Deferred Annuity Plan
Plan early to enjoy financial freedom in retirement
Enjoy tax relief on your premiums
Receive 10 or 20 years of monthly annuity
Lump-sum amount against covered diseases paid to designated family member for financial relief
Enrol to enjoy 20% premium refund.
PRURetirement Deferred Annuity Plan is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
Please click here for the promotion details and Terms and Conditions.
Evergreen Wealth Income Plus
Regular premium for long-term monthly income and legacy planning
Monthly income for better financial liquidity
Pass on your wealth and the monthly income to your loved ones
Distribute your wealth flexibly as your family grows
Enrol to enjoy 10% premium refund.
Evergreen Wealth Income Plus is a life insurance plan and is not a bank deposit or an annuity product. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom) (“Prudential”). The Bank is an insurance agent of Prudential.
Please click here for the promotion details and Terms and Conditions.
Evergreen Wealth Income
Single Premium for long-term monthly income and legacy planning
Monthly income for better financial liquidity
Pass on your wealth and the monthly income to your loved ones
Different death benefit settlement options to safeguard your family
Enrol to enjoy 3% premium refund.
Evergreen Wealth Income is a life insurance plan and is not a bank deposit or an annuity product. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom) (“Prudential”). The Bank is an insurance agent of Prudential.
Please click here for the promotion details and Terms and Conditions.
Prime Eternity
Cultivate your infinite wealth across generations with just a single premium
Split your policy to spread your wealth flexibly as your family grows
Pass on wealth to succeeding owner
Lock-in policy’s gains for liquidity
Enrol to enjoy up to 3% premium discount
Prime Eternity is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
Please click here for the promotion details and Terms and Conditions.
Evergreen Growth Saver Plus II
Long-term savings for retirement, education or passing down wealth through the generations
Different death benefit settlement options to safeguard your family
Pass on your wealth and the monthly income to your loved ones
Evergreen Growth Saver Plus II is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
PRULife HeadStart Education Saver
Start your child’s bright future today
Guaranteed cash coupon for child’s university education
Reward your child’s academic success
PRUlife HeadStart Education Saver is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
Notes
- Prudential Hong Kong Limited individual insurance clients information as of June 2023
- Hong Kong Deposit Protection Board, August 2023
Premium Banking and Personal Banking Clients Financial Needs Analysis Promotion
Priority Banking and SME Banking Clients Financial Needs Analysis Promotion
Priority Private Clients Financial Needs Analysis Promotion
Disclaimer and Important Notes
Standard Chartered Bank (Hong Kong) Limited is an insurance agent of Prudential Hong Kong Limited (Licensed Insurance Agency FA1239).
This webpage is intended to be valid in Hong Kong only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. Prudential and Standard Chartered do not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions. This webpage does not constitute a contract of insurance or an offer, invitations or recommendation to any person to enter into any contract of insurance or any transaction described therein or any similar transaction.
The material and information contained on this webpage should be read in conjunction with the relevant product brochure and for the risk disclosure, please refer to the product brochure.
PRUHealth Guardian Critical Illness Plan
Protects you and your loved ones through every stage of life-birth, sickness, old age and beyond.
Multiple cover for 127 Disease Conditions
Lifelong annuity for Severe Dementia or Parkinson’s Disease
Up to 1100% critical illness and life cover
Enrol to enjoy up to 20% premium refund or up to 250% superior cover
PRUHealth Guardian Critical Illness Plan is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
Please click here for the promotion details and Terms and Conditions.
PRUCancer 360
Protects you with cover against the financial impact of Cancer and Early Stage Cancer
100% lump-sum cover for Cancer
25% cover for Early Stage Cancer
No medical examination required
PRUCancer 360 is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
PRUHealth Critical Illness Extended Care III
Protects against the financial impact of ongoing critical illnesses – including multiple strikes of cancer, heart attack and stroke.
Coverage on 117 Disease Conditions
Multiple cover for cancer, heart attack and stroke
Up to 860% coverage against critical illnesses
Enrol to enjoy up to 20% premium refund or up to 250% superior cover
PRUhealth critical illness extended care III is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
Please click here for the promotion details and Terms and Conditions.
PRUHealth Critical Illness First Protect II
Protects you with whole of life cover against the financial impact of disease conditions
Coverage on 74 Disease Conditions
Coverage on early stage major diseases
50% extra protection for a major disease claim or death claim within the first 10 years
Enrol to enjoy up to 20% premium refund.
PRUhealth critical illness extended care II is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
Please click here for the promotion details and Terms and Conditions.
Evergreen Wealth Protector
Offers you with long-term savings as well as life cover and protection against Cancer
Additional lump-sum cover for Cancer
Simple health declaration to enrol
Lifelong wealth accumulation
Evergreen Wealth Protector is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
PRUHealth Baby Guardian Critical Illness Plan
Enrol to enjoy up to 20% premium refund or up to 250% superior cover
Multiple cover for 127 Disease Conditions
Applying as early as your 20th week of pregnancy
Up to 1100% critical illness and life cover
Enrol to enjoy up to 20% premium refund or up to 250% superior cover
PRUHealth Baby Guardian Critical Illness Plan is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
Please click here for the promotion details and Terms and Conditions.
Notes
- Prudential Hong Kong Limited individual insurance clients information as of June 2023
- “Cancer Statistics in 2021.” Hong Kong Cancer Registry, Hospital Authority. Nov. 2023
- Prudential “2022 Individual Life Claims Report”
- In April 2023, Prudential conducted an online survey among 500 Hong Kong citizens to understand the critical illness protection gap among the population. The above data is collected and calculated through online questionnaire forms.
Premium Banking and Personal Banking Clients Financial Needs Analysis Promotion
Priority Banking and SME Banking Clients Financial Needs Analysis Promotion
Priority Private Clients Financial Needs Analysis Promotion
Disclaimer and Important Notes
Standard Chartered Bank (Hong Kong) Limited is an insurance agent of Prudential Hong Kong Limited (Licensed Insurance Agency FA1239).
This webpage is intended to be valid in Hong Kong only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. Prudential and Standard Chartered do not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions. This webpage does not constitute a contract of insurance or an offer, invitations or recommendation to any person to enter into any contract of insurance or any transaction described therein or any similar transaction.
The material and information contained on this webpage should be read in conjunction with the relevant product brochure and for the risk disclosure, please refer to the product brochure.
Encash Hospital Cash Savings Insurance
Care when you’re sick. Building your future when you’re well
Provide guaranteed cash value that will grow through the years and a non-guaranteed terminal bonus. Sum assured available for death benefit
Up to USD 250 per day for a hospital stay or an intensive care unit (ICU) stay
Up to 15% of your current sum assured for covered illnesses and a long-term hospital stay
Enrol to enjoy up to 20% premium refund. Clients who are holding any in force selected CI Plan will enjoy the Extra Offer.
Prudential Encash Hospital Cash Savings Insurance is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
Please click here for the promotion details and Terms and Conditions.
LiveFree Protector
Whole life cover so you can protect your family
Paying at least 100% of sum assured as a Death Benefit in case of death of life assured.
Ensure financial security with potential long-term savings
Combat inflation with Benefit Protector Option
Enrol to enjoy up to 12% premium refund
LiveFree Protector is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
Please click here for the promotion details and Terms and Conditions.
PRULife Protector II
Build savings and protect loved ones with one insurance plan
Additional death benefit to protect your loved ones
Long-term savings to help you plan for your future
Financial protection against accidental death for the life assured and the policyholder
PRULife Protector II is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
PRUTerm Family Protector
Affordable, substantial life cover that you can reinforce as your commitments grow, perhaps as you welcome a new child or plan for a new home.
4 renewable periods to fit your finances
Flexibly boost your protection as your life stage changes
Guaranteed option to convert to new whole-life plan with cash value
PRUterm Family Protector is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
Prime Vantage Protector
Lifelong, premier protection with just a single premium payment
Distribute your wealth flexibly as your family grows
Appoint a family member in advance to manage the policy if you become incapacitated
Ensure the continuity of your business
Prime Vantage Protector is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
Notes
- Prudential Hong Kong Limited individual insurance clients information as of June 2023.
- “Protection Gap (Mortality Risk) Study.” Insurance Authority. 25 Aug. 2021.
Premium Banking and Personal Banking Clients Financial Needs Analysis Promotion
Priority Banking and SME Banking Clients Financial Needs Analysis Promotion
Priority Private Clients Financial Needs Analysis Promotion
Disclaimer and Important Notes
Standard Chartered Bank (Hong Kong) Limited is an insurance agent of Prudential Hong Kong Limited (Licensed Insurance Agency FA1239).
This webpage is intended to be valid in Hong Kong only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. Prudential and Standard Chartered do not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions. This webpage does not constitute a contract of insurance or an offer, invitations or recommendation to any person to enter into any contract of insurance or any transaction described therein or any similar transaction.
The material and information contained on this webpage should be read in conjunction with the relevant product brochure and for the risk disclosure, please refer to the product brochure.
PRUHealth VHIS EasyChoice Plan
Certified Voluntary Health Insurance Scheme (VHIS) Flexi Plan – for an affordable price, you get the private hospital room level and quality care you choose, when you need it.
Cover medical costs up to itemised limits, but no overall annual or lifetime benefit limit
Cover for unknown pre-existing and unknown congential conditions
Tax deductions on qualifying premiums of up to HKD 8,000 per life assured per year
Enrol to enjoy up to 30% premium refund. Clients who are holding any in force Selected CI Plan or (Only applicated to basic plan) in force reimbursement medical insurance plan with any other insurers in Hong Kong or Macau will enjoy the Extra Offer
PRUHealth VHIS EasyChoice Plan is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
Please click the below links for the promotion details and Terms and Conditions.
PRUHealth VHIS VIP Plan
Certified Voluntary Health Insurance Scheme (VHIS) Flexi Plan – providing full cover for key medical expenses with no itemised benefit limit.
Annual limit of HKD12M and lifetime limit of HKD56M
Cover for unknown pre-existing and unknown congential conditions
Tax deductions on qualifying premiums of up to HKD 8,000 per life assured per year
Enrol to enjoy up to 30% premium refund. Clients who are holding any in force Selected CI Plan or (Only applicated to basic plan) in force reimbursement medical insurance plan with any other insurers in Hong Kong or Macau will enjoy the Extra Offer
PRUHealth VHIS VIP plan is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
Please click the below links for the promotion details and Terms and Conditions.
PremierFlex Medical Plan
Fully covering your eligible medical costs for major benefit items
Depending on your coverage area, annual cover up to HKD30M and lifetime cover up to HKD70M
Stay in a standard single room at hospitals in mainland China
A range of dedicated value-added services offered via HealthCare+ e- platform
Enrol to enjoy up to 30% premium refund. Clients who are holding any in force Selected CI Plan or (Only applicated to basic plan) in force reimbursement medical insurance plan with any other insurers in Hong Kong or Macau will enjoy the Extra Offer
PremierFlex Medical Plan is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
Please click the below links for the promotion details and Terms and Conditions.
PRUHealth CoreChoice Medical Plan
Certified Voluntary Health Insurance Scheme (VHIS) Standard Plan that gives you a choice by covering the eligible medical treatment expenses.
Cover medical costs up to itemised limits, annual limit of HKD420K with no lifetime limit
Cover for unknown pre-existing and unknown congential conditions
Tax deductions on qualifying premiums of up to HKD 8,000 per insured person per year
Enrol to enjoy up to 30% premium refund. Clients who are holding any in force Selected CI Plan or (Only applicated to basic plan) in force reimbursement medical insurance plan with any other insurers in Hong Kong or Macau will enjoy the Extra Offer
PRUHealth CoreChoice Medical Plan is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
Please click the below links for the promotion details and Terms and Conditions.
PRUhealth Medical Plus
Fully cover key medical expenses of hospital treatment worldwide (except the USA).
Annual limit of HKD14M and lifetime limit of HKD60M
Cover before and after your hospital stay plus enhanced benefits from prevention to recovery
Extra rehabilitation benefits for cancer, heart attack and stroke to help your recovery
Enrol to enjoy up to 30% premium refund. Clients who are holding any in force Selected CI Plan or (Only applicated to basic plan) in force reimbursement medical insurance plan with any other insurers in Hong Kong or Macau will enjoy the Extra Offer
PRUhealth medical plus is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
Please click the below links for the promotion details and Terms and Conditions.
PRUmyhealth Prestige Medical Plan
Fully cover key medical expenses in private room hospital treatment worldwide (except the USA).
Annual limit of HKD30M and lifetime limit of HKD70M
Help monitor your health with wellness benefit
Rehabilitation benefits for covered cancer, heart attack and stroke to help recovery
Enrol to enjoy up to 30% premium refund. Clients who are holding any in force Selected CI Plan or (Only applicated to basic plan) in force reimbursement medical insurance plan with any other insurers in Hong Kong or Macau will enjoy the Extra Offer
PRUmyhealth prestige medical plan is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
Please click the below links for the promotion details and Terms and Conditions.
– PRUmyhealth Prestige Medical Plan Promotion
– PRUmyhealth Prestige Medical Plan – Selected Customer Offer
PRUhealth essential critical care
In-depth medical cost cover for cancer, heart attack and stroke.
Cover up to HKD3M for each disease the plan covers and HKD18M for life
Cover from diagnosis to post-treatment monitoring, before and after your hospital stay
Tailor your needs with 4 different cover levels
PRUhealth essential critical care is a life insurance plan and is not a bank deposit. It is underwritten by Prudential Hong Kong Limited (Part of Prudential plc (United Kingdom)) (“Prudential”). The Bank is an insurance agent of Prudential.
Notes
- China Health Statistic Yearbook 2022. May 2023
- Prudential “2022 Individual Life Claims Report”.
- WTW website: 2023 Global Medical Trends Survey.
Premium Banking and Personal Banking Clients Financial Needs Analysis Promotion
Priority Banking and SME Banking Clients Financial Needs Analysis Promotion
Priority Private Clients Financial Needs Analysis Promotion
Disclaimer and Important Notes
Standard Chartered Bank (Hong Kong) Limited is an insurance agent of Prudential Hong Kong Limited (Licensed Insurance Agency FA1239).
This webpage is intended to be valid in Hong Kong only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong. Prudential and Standard Chartered do not offer or sell any insurance product in any jurisdictions outside Hong Kong in which such offering or sale of the insurance product is illegal under the laws of such jurisdictions. This webpage does not constitute a contract of insurance or an offer, invitations or recommendation to any person to enter into any contract of insurance or any transaction described therein or any similar transaction.
The material and information contained on this webpage should be read in conjunction with the relevant product brochure and for the risk disclosure, please refer to the product brochure.
