You need to read this document.
It sets out specific terms and conditions on which we
agree to provide you with any of the products and
services under the Priority Private Promotion. You
must read it in conjunction with our Client Terms, and
the applicable documents referred to in Part A of
Client Terms (including the Current/Cheque/Savings
Account and Time Deposit Account Terms, product
brochure, Important Notes and promotional terms (if
applicable)) and any other documents forming our
banking agreement which are also binding on you. The
banking agreement is available to you at any of our
branches or our website at sc.com/hk. If there is any
inconsistency between the approval (if any) and any
other part(s) of our banking agreement, then the terms
in the approval prevails. These terms do not apply to
any existing product(s) and service(s) you have with
us to the extent that they are subject to separate
terms and conditions.
New Funds Growth Offer - Cash Rebate/Asia Miles for New
Client
New Clients who sign up for Priority Private during the Promotion Period can
enjoy
up to HKD58,888 cash rebate or 588,880
Asia Miles Rewards.
|
New Funds Amount upon signing up for
Priority Private (HKD or HKD equivalent)
and Professional Investor Status
|
Cash Rebate (HKD)
|
|
Asia Miles Rewards
|
|
Priority Private
|
|
|
|
|
8,000,000 or above and
does not hold Professional
Investor status
|
27,000 |
|
270,000 |
|
8,000,000 or above and
holds Professional Investor status#^
|
38,888 |
OR |
388,880 |
|
15,000,000 or above and
holds Professional Investor status#^
|
58,888 |
|
588,880 |
# New Clients shall successfully sign up for Professional Investor (“PI”) status
with the Bank during the period from 1 April
2026 to 31 July 2026, and maintain the Pl status until its expiry date as
specified
by the Bank.
^ As a limited time offer, New Clients who successfully sign up for Priority
Private during the Promotion Period, maintain a Total Balance of at least
HKD8,000,000, and hold a valid PI status with the Bank will be considered as a
“Priority Private Club Client” and enjoy associated privileges under the “2026
Priority Private Global Concierge Terms and Conditions” until 31 December 2026
(or any other date as the Bank may determine at its sole discretion). Where
joint accounts are involved, only the primary account holder will be considered
as a “Priority Private Club Client” and entitled to the associated privileges.
2026 Priority Private Global Concierge Terms and Conditions apply. Please refer
to av.sc.com/hk/content/docs/hk-pp-global-concierge-tnc-en.pdf for details.
New Funds Growth Offer - Cash Rebate/Asia Miles for Selected Existing Client
Selected Existing Clients who sign up for Priority Private during the Promotion
Period can enjoy up to HKD41,000 cash rebate
or 410,000 Asia Miles Rewards.
|
New Funds Amount upon signing up for
Priority Private (HKD or HKD equivalent)
|
Offer 1:
Accumulated Eligible subscription/Transaction of HKD1,000,000 or
above
on Designated Investment and/ or Insurance Product
|
Offer 2:
Accumulated Eligible Subscription/Transaction of less than
HKD1,000,000
on Designated Investment and/ or Insurance Product or no Eligible
Subscription/Transaction at all
|
|
Cash Rebate (HKD)
|
|
Asia Miles Rewards
|
Cash Rebate (HKD)
|
|
Asia Miles Rewards
|
|
1,000,000 - <2,000,000 |
2,500
|
|
25,000
|
2,500
|
|
25,000
|
|
2,000,000 - <3,000,000 |
4,500
|
|
45,000
|
4,500
|
|
45,000
|
|
3,000,000 - <4,000,000 |
6,500
|
OR |
65,000
|
6,500
|
OR |
65,000
|
|
4,000,000 - <5,000,000 |
12,000
|
|
120,000
|
8,500
|
|
85,000
|
|
5,000,000 - <10,000,000 |
25,000
|
|
250,000
|
10,500
|
|
105,000
|
|
10,000,000 or above
|
40,000
|
|
400,000
|
20,000
|
|
200,000
|
Selected Existing Clients who successfully sign up for or renew Professional
Investor (“PI") status with the Bank during the period from 1
April
2026 to 31 July 2026 (excluding clients whose Pl status is automatically
renewed
by
the Bank), and maintain the Pl status until its expiry date as specified by the
Bank
, can be entitled to an additional cash rebate of HKD1,000 or Asia Miles
Rewards of 10,000.
Terms and
Conditions Apply.
Terms and Conditions for Priority Private Promotion
-
General Terms and
Conditions
-
The promotion comprises of the offers under Sections II – III (each
an
“Offer”, collectively “Offers”)
and
the promotion
period for the Offers is from 1 April 2026 to 30 June 2026,
both
dates
inclusive (the “Promotion Period”).
-
For joint account(s), only the primary account
holder will be eligible to enjoy the Offer(s).
-
If the client is entitled to the Offers in
conjunction with other promotional offers during the
Promotion Period, Standard Chartered Bank (Hong
Kong) Limited (the “Bank”) reserves
the right to grant to the client all or part of the
entitled Offers at its sole discretion.
-
For the purposes of the Offers:
-
“New Client” refers to a client who did NOT, in the past 12 months from
the date of the current sign up for Priority
Private, hold any product or service with or distributed by the Bank (including but not
limited to deposit account (in
the case of joint account, unless the new client is a primary account holder to the joint
account, he/she will not be
considered having held any product or service with or distributed by the Bank), investment
services and insurance
products underwritten by the third party insurer) except Standard Chartered Credit Cards.
“Standard Chartered
Credit Cards” refer to Standard Chartered Credit Card, Standard Chartered Co-branded Card,
MANHATTAN Credit
Card and MANHATTAN Co-branded Card issued by the Bank, including supplementary cards,
Standard Chartered
Business Card and Standard Chartered Corporate Card.
-
“PP New Client” refers to a New Client who
signs up for Priority Private during the Promotion Period or
a
New Client
who signs up for Priority Private on or before the last day
of
the next calendar month from the date of signing up for
Priority
Banking during the Promotion Period.
-
“Selected Existing Client” refers to a
client
who, (i) receives communication directly from the Bank
regarding
the
Offers; and, as of 31 January 2026, (ii) held any products
or
services with or distributed by the Bank (including but not
limited to deposit account (in the case of joint account,
unless
the new client is a primary account holder to the joint
account, he/she will not be considered having held any
product
or service with or distributed by the Bank), investment
services and insurance products underwritten by the third
party
insurer) except Standard Chartered Credit Cards, and
(iii) maintained a positive Total Balance.
-
“PP Selected Existing Client” refers to a
Selected Existing Client who signs up for Priority Private
during the Promotion
Period and has not been a Priority Private client in any of
the
preceding 12 months from the date of the current sign
up for Priority Private or a Selected Existing Client who
signs
up for Priority Private on or before the last day of the
next
calendar month from the date of signing up for Priority
Banking
during the Promotion Period.
-
PP New Client and PP Selected Existing Client, collectively
(“Eligible Client”).
-
“New Funds” refer to monies deposited by
cash,
cheque/cashier’s order, Local Bank Transfer Payment through
Real
Time Gross Settlement (RTGS, also known as Clearing House
Automated Transfer System (CHATs)), Faster Payment
System (FPS), telegraphic transfer from other banks or
transfer-in Investment Funds, Debt Securities or Securities
from
other banks or financial institutions to the investment
product
account held with the Bank excluding renewal or
rollover of existing time deposits, transfer of funds from
any
account within the Bank or any currency converted from
Premium Deposit upon maturity.
-
“Total Balance” includes the aggregate
balance
of deposits, investments and accumulated premiums of
selected
insurance under personal account as primary account holder
with
the Bank. The balance of a joint account will only
be counted as the Total Balance of the primary account
holder.
- Eligible Client's enrolment in Priority Private and application
for
such banking
products and services as mentioned under an Offer must
remain in effect at the time when the corresponding Offer is awarded
or
delivered to the
Eligible Client. Otherwise, the reward will be
forfeited absolutely and that the Eligible Client will not be
compensated in any way.
-
If after an Offer is awarded or delivered to the Eligible Client, the relevant Eligible Client
terminates Priority Private (as the
case may be) within 12 months from the date of the current sign up, the Bank reserves the
right to charge an amount
equivalent to the value of the Offer as an administration fee and debit the same amount from
any of the relevant Eligible
Client’s account with the Bank without prior notice.
-
The Bank reserves the right to determine the calculation methods
applied
under the Offers (including in ascertaining the amount of any
applicable balance requirement) and verify the Eligible Client’s
transaction records in considering the Eligible Client’s eli
gibility
for the
Offers. In case of any disputes, the Bank’s decision shall be final
and
binding.
-
If the relevant account balance, transaction amount or premium under
any
life assurance basic plans is denominated in foreign
currency, for the purpose of calculating any entitlement under the
Offer(s), the Bank’s exchange rate or exchange rate determined by
Prudential Hong Kong Limited (a member of Prudential plc group) for
insurance premium quoted at its discretion from time to time will
be adopted for converting the relevant account balance, transaction
amount or insurance premium from the foreign currency to HKD
equivalent, which will then be used to calculate the relevant
Offer(s)
entitlement.
-
Each of the banking products or services set out in these terms and
conditions is subject to the relevant eligibility, application
process
and product terms and conditions. For further details, please refer
to
branch staff for assistance.
-
Eligible Client who participates in the Offer(s) under Section II or III below
(“Section II/III Eligible Client”) may choose to
have either cash rebate or Asia Miles as the reward. Section II/III Eligible Client may choose
to have Asia Miles as the
reward on the Bank’s designated webpage at sc.com/hk/AM (“Designated
Webpages”) and provide relevant
information under Priority Private/ Priority Banking/ Premium Banking/ Easy Banking/ Employee
Banking Welcome
Privileges option. If a Section II/III Eligible Client does not submit Asia Miles Reward
registration to the Bank within the
Registration Period (as defined in Clause 11(c) of Section I below) or any information
submitted via the Designated
Webpages is incorrect or insufficient for the purpose of crediting of Asia Miles (as stated in
Clause 12 of Section I below),
cash rebate will be made available to the Section II/III Eligible Client. The amount of cash
rebate or number of Asia Miles
that a Section II/III Eligible Client may be entitled to is specified in Sections II and III
below respectively.
-
If a Section II/III Eligible Client chooses Asia Miles as the reward
preference on the Designated Webpages:
-
The reward for the Offer(s) under Section II or Section III
(as
the case may be) will be made available to the Section
II/III Eligible Client in the Form of Asia Miles upon
fulfilment
of all the relevant requirements in these Terms and
Conditions;
-
The Section II/III Eligible Client must have an existing
Cathay
membership account. Otherwise, the Section II/III Eligible
Client has to sign up for Cathay membership account through
Cathay website by the Registration Period (as defined
below);
-
The Section II/III Eligible Client must successfully
register on
the Designated Webpages with a valid Cathay
membership account in the name of Section II/III Eligible
Client
and other details as required (the “Asia Miles
Reward
Registration”) within the period as specified
in
the table below (the “Registration Period”)
(or
such period as informed
by the Bank).
| Priority Private sign-up date (both dates
inclusive) |
Registration Period (both dates inclusive)
|
| 1 April 2026 to 30 June 2026 |
1 April 2026 to 31 July 2026 |
| 1 July 2026 to 31 July 2026* |
* Applicable to Priority Private clients who firstly sign up
for
Priority Banking in June 2026 and are subsequently
upgraded to Priority Private in July 2026 only.
-
For the avoidance of doubt, valid Cathay membership account
must
be held by the Section II/III Eligible Client and the Bank
does
not accept any Cathay membership accounts that are not held
by
the Section II/III Eligible Client for
the purpose of crediting of Asia Miles. Successful
registration
cannot be cancelled or modified. For a Section II/III
Eligible Client who has submitted multiple rewards
registrations, only the latest Asia Miles Reward
Registration
record
made within Registration Period will be taken by the Bank
for
the purpose of crediting of Asia Miles.
-
The Bank will provide the Section II/III Eligible Client’s
Cathay membership information, including surname, given
name, membership number, and the number of Asia Miles
earned, if
any, to Asia Miles Limited for the crediting of the
Asia Miles. Upon receiving such information from the Bank,
Asia
Miles Limited will credit the Asia Miles earned to the
respective Section II/III Eligible Client's Cathay
membership
accounts within 4-6 weeks after the corresponding
Fulfilment Date as stated in Clause 12(b) in this Section
(“Asia
Miles Fulfilment Date”).
-
Each Section II/III Eligible Client acknowledges that the
Asia
Miles earned shall be credited to his/her Cathay
membership account by Asia Miles Limited. The Bank will use
its
best endeavour to provide the necessary information to Asia
Miles Limited to Facilitate this purpose; however, the Bank
makes no warranty that the Asia Miles earned will
be accurately credited to the Cathay membership account by
Asia
Miles Limited and accepts no liability for failure or
delay in the crediting of Asia Miles to the Section II/III
Eligible Client’s Cathay membership account for any reason
beyond the Bank’s control. The Bank accepts no liability
relating to the Asia Miles, including but not limited to the
expiry date, usage and redemption. For enquiries relating to
crediting of the Asia Miles and the relevant terms and
conditions, please contact Asia Miles Limited and/or refer
to
Asia Miles Limited website at www.asiamiles.com.
-
Terms and conditions of Asia Miles apply for redemption
and/or
use of Asia Miles. For details, please visit
www.asiamiles.com. The Bank is not obliged to notify Section
II/III Eligible Client of any changes or latest
announcements of Asia Miles Limited. Section II/III Eligible
Clients understand and accept that the Bank is not the
supplier
of the Cathay membership account or the Asia Miles rewarded
if
so chooses. The Bank shall bear no liability
relating to any aspect of the Cathay membership account or
the
Asia Miles, including without limitation, the supply,
the descriptions of the Cathay membership account and the
Asia
Miles provided by supplier, any false trade
description, misrepresentation, misstatement, omission,
unauthorized representation, unfair trade practices or
conduct
in connection with the Cathay membership account or the Asia
Miles provided by the supplier, its employees,
officers or agents.
-
Asia Miles earned cannot be converted into bonus points or
cash
rebate and are non-transferable.
-
If a Section II/III Eligible Client does not submit reward
registration
to the Bank within the Registration Period or any
information submitted via the Designated Webpages is incorrect or
insufficient for the purpose of crediting of Asia Miles
as considered by the Bank or Asia Miles Limited:
-
the reward for the Offer(s) under Section II or Section III (as the case may be) will be
available to Section II/III Eligible
Client in the form of cash rebate and in replacement of Asia Miles upon fulfilment of all
the relevant requirements in
these Terms and Conditions.
-
The Bank will credit the cash rebate on or before 31
December
2026 (“Fulfilment Date”) without prior
notice.
-
The Bank will credit the cash rebate to respective HKD
deposit
account (exclude MortgageOne® Account and
Mortgage $aver Current Account) held by the Section II/III
Eligible Client in sole name in the following sequence:
-
Sub-account under Integrated Deposits
Account;
-
Current Account;
-
Statement Savings;
-
Passbook Savings
If the Section II/III Eligible Client has no valid HKD
deposit account in sole name, the Bank will credit to
the
Section II/III
Eligible Client's HKD deposit account in the capacity as
primary account holder for joint account with
either-to-sign
instruction, or joint account with both-to-sign
instruction
in the above sequence.
If the Section II/III Eligible Client has no valid HKD
deposit account, the Bank will credit to the Section
II/III
Eligible
Client’s USD deposit account at an exchange rate
determined
by the Bank at its sole discretion in the above
sequence. If
the Section II/III Eligible Client has more than one
account
under same account type, the Bank will select any one of
the accounts with the latest account opening date for
the
crediting at its discretion.
-
The Section II/III Eligible Client may submit an appeal regarding
his /
her entitlement to the Offer(s) to the Bank in writing
within six months from the Fulfillment Date (i.e. on or before 30
June 2027).
Any appeals submitted after this period will not
be considered or processed by the Bank.
-
The Bank reserves the right to vary, extend, terminate and/or cancel
any
of the Offer(s) or to amend any of the terms and conditions herein
from
time to time without prior notice. In case of any disputes, the
Bank's
decision shall be final and
binding.
-
If there is any inconsistency or conflict between the English and
the
Chinese versions, the English version shall prevail.
-
Terms and Conditions for New Funds Growth Offer - Cash Rebate/Asia Miles
for
New PP Client (the “New Funds Growth
Offer for New Client”) (applicable to PP New Client only)
-
PP New Client who Fulfils all of the following requirements
(“Section II Eligible Client”) will be entitled to the New Funds
Growth Offer for New Client as the welcome privilege for New Client signing up for Priority
Private. The respective
requirement dates are set out below:
-
Fulfil the entry Total Balance requirement of HKD8,000,000
or
above upon signing up as a Priority Private client; and
-
Complete a“Customer Investment Profile”
questionnaire by the designated date as
referred to
the table below (the
“Designated Date”); and
-
Deposit New Funds Amount of not less than the amount as set
out
in Clause 2 of Section II in full with the Bank upon
signing up as a Priority Private client. For New Client who
firstly signs up for Priority Banking and then upgraded to
Priority Private on or before the last day of the next
calendar
month from the date of signing for Priority Banking,
deposit New Funds Amount of not less than the amount as set
out
in Clause 2 of Section II with the Bank by the last
day of the next calendar month from the date of signing up
for
Priority Banking; and
-
Maintain the Total Balance at/ above the New Funds Amount,
until
at least the relevant corresponding Designated
Date stated in the table below:
|
Priority Private Sign-up date (both dates
inclusive)
|
Designated Date (inclusive)
|
|
1 April 2026 to 30 April 2026
|
31 July 2026
|
|
1 May 2026 to 31 May 2026
|
31 August 2026
|
|
1 June 2026 to 30 June 2026
|
30 September 2026
|
|
1 July 2026 to 31 July 2026 *
|
31 October 2026
|
* Applicable to Priority Private clients who firstly sign up for
Priority Banking in June 2026 and are subsequently
upgraded to Priority Private in July 2026 only.
For New Clients who firstly sign up for Priority Banking and are
subsequently upgraded to Priority Private on or before
the last day of the next calendar month from the date of signing
up
for Priority Banking, the Designated Date will be
determined based on the Priority Private sign-up date. For
example,
if a client signs up Priority Banking in April 2026
and is upgraded to Priority Private in May 2026, the
Designated
Date
for this client will be 31 August 2026.
-
The reward under the New Funds Growth Offer for New Client will be in the form of cash rebate
or Asia Miles as the Section
II Eligible Client chooses. Subject to the fulfilment of the requirements set out in Clause 1
of this Section, cash rebate or Asia
Miles will be made available to New Client as per the table shown below depending on the New
Funds amount and
Professional Investor status requirement that the New Client fulfilled:
|
New Funds Amount upon signing up for Priority
Private (HKD or HKD equivalent)
and Professional Investor Status
|
Cash Rebate (HKD)
|
|
Asia Miles Rewards
|
|
Priority Private
|
|
8,000,000 or above and
does not hold
Professional Investor status
|
27,000
|
|
270,000
|
|
8,000,000 or above and
holds Professional Investor status#^
|
38,888
|
OR
|
388,880
|
|
15,000,000 or above and
holds Professional Investor status#^
|
58,888
|
|
588,880 |
# New Clients shall successfully sign up for Professional Investor
(“PI”) status with the Bank during the period from
1
April 2026 to 31 July 2026, and maintain the PI status until
its
expiry
date as specified by the Bank.
^ As a limited time offer, New Clients who successfully sign up for
Priority Private during the Promotion Period, maintain a Total Balance
of at least HKD8,000,000, and hold a valid PI status with the Bank will
be considered as a “Priority Private Club Client” and enjoy associated
privileges under the “2026 Priority Private Global Concierge Terms and
Conditions” until 31 December 2026 (or any other date as the Bank may
determine at its sole discretion). Where joint accounts are involved,
only the primary account holder will be considered as a “Priority
Private Club Client” and entitled to the associated privileges. 2026
Priority Private Global Concierge Terms and Conditions apply. Please
refer to av.sc.com/hk/content/docs/hk-pp-global-concierge-tnc-en.pdf for
details.
-
Section II Eligible Client will be entitled to the New Funds Growth
Offer for New Client once only during the Promotion
Period.
-
Terms and Conditions for New Funds Growth OFfer - Cash Rebate/Asia
Miles
for PP Selected Existing Client (the “New
Funds Growth Offer for Selected Existing Client”) (applicable to PP
Selected Existing Client only)
-
PP Selected Existing Client who fulfils all of the following
requirements (“Section III Eligible Client”) will be entitled to the
New
Funds Growth Offer for Selected Existing Client. The respective
requirement dates are set out below:
-
Fulfil the entry Total Balance requirement of HKD8,000,000
or
above upon signing up as a Priority Private client; and
-
Complete a “Customer Investment Profile”
questionnaire by
the
designated date as referred to the table below (the
“Designated
Date”);
-
Deposit New Funds Amount of not less than the amount as set out in Clause 2 of Section II
in full with the Bank upon
signing up as a Priority Private client. For New Client who firstly signs up for Priority
Banking and then upgraded to
Priority Private on or before the last day of the next calendar month from the date of
signing for Priority Banking,
deposit New Funds Amount of not less than the amount as set out in Clause 2 of Section II
with the Bank by the last
day of the next calendar month from the date of signing up for Priority Banking; and
-
Maintain the Total Balance at HKD8,000,000 or above together
with the New Funds Amount until at least the relevant
corresponding Designated Date stated in the table below:
|
Priority Private sign-up date (both dates
inclusive)
|
Designated Date (inclusive)
|
|
1 April 2026 to 30 April 2026
|
31 July 2026
|
|
1 May 2026 to 31 May 2026
|
31 August 2026
|
|
1 June 2026 to 30 June 2026
|
30 September 2026
|
|
1 July 2026 to 31 July 2026 *
|
31 October 2026
|
* Applicable to Priority Private clients who firstly
sign up
for Priority Banking in June 2026 and are
subsequently
upgraded to Priority Private in July 2026 only.
For Selected Existing Clients who firstly sign up for
Priority Banking and are subsequently upgraded to
Priority
Private
on or before the last day of the next calendar month
from
the date of signing up for Priority Banking, the
Designated
Date will be determined based on the Priority Private
sign-up date. For example, if a client signs up Priority
Banking in
April 2026 and is upgraded to Priority Private in
May
2026,
the Designated Date for this client will be 31 August
2026.
-
New Funds Growth Offer for Selected Existing Client will be made
available to Section II Eligible Client in the form of cash
rebate or Asia Miles. Subject to the fulfilment of the requirements
set
out in Clause 1of Section III above, cash rebate or
Asia Miles will be made available to Section III Eligible Client as
per
the tables shown below depending on the New Funds Amount requirement
and
the Eligible Subscription/Transaction amount that the Section III
Eligible Client fulfilled:
|
New Funds Amount upon signing up for
Priority Private (HKD or HKD equivalent)
|
Offer 1:
Accumulated Eligible subscription/Transaction of
HKD1,000,000 or above
on Designated Investment and/ or Insurance Product
|
Offer 2:
Accumulated Eligible Subscription/Transaction of
less than HKD1,000,000
on Designated Investment and/ or Insurance Product
or no
Eligible Subscription/Transaction at all
|
|
Cash Rebate (HKD)
|
|
Asia Miles Rewards
|
Cash Rebate (HKD)
|
|
Asia Miles Rewards
|
|
1,000,000 - <2,000,000 |
2,500
|
|
25,000
|
2,500
|
|
25,000
|
|
2,000,000 - <3,000,000 |
4,500
|
|
45,000
|
4,500
|
|
45,000
|
|
3,000,000 - <4,000,000 |
6,500
|
OR
|
65,000
|
6,500
|
OR
|
65,000
|
|
4,000,000 - <5,000,000 |
12,000
|
|
120,000
|
8,500
|
|
85,000
|
|
5,000,000 - <10,000,000 |
25,000
|
|
250,000
|
10,500
|
|
105,000
|
|
10,000,000 or above
|
40,000
|
|
400,000
|
20,000
|
|
200,000
|
-
Section III Eligible Client who has invested in one or
more of the eligible subscription/transaction of the
Designated
Investment and/or Insurance Product(s) specified in the following
table
(“Eligible Subscription/Transaction”) and
accumulated a total subscription and/or transaction amount of
HKD1,000,000 or above (or HKD equivalent) from 1 April 2026 to 30
September
2026
will be entitled to Offer 1 as specified
in
Clause 2. Section III Eligible Client who has not
subscribed to any Designated Investment and/or Insurance Product or
accumulated a total subscription and/or
transaction amount of less than HKD1,000,000 on Designated
Investment
and/or Insurance Products will be entitled to
Offer 2 as specified in Clause 2. For the avoidance of doubt,
Section
III Eligible Client will be entitled to either Offer 1 or
Offer 2 only.
|
Designated Investment and/or Insurance Product
|
Eligible Subscription/ Transaction
|
|
Investment Funds
|
-
Applicable to all Investment funds
subscription
at branch (with a minimum
subscription fee of 2.0%) and
Online Unit Trusts trading
platform(no minimum fee requirement).
-
Class B Funds,Money Market Fund SC Invest
transactions
are
are NOT eligible
for
the New Funds Growth Offer for Selected
Existing
Client
|
|
Bonds^
|
-
Applicable to all Bonds (excluding Retail
Bonds)
purchase transactions
-
Spread of bond subscription transaction must
be
1.0% or above
|
|
Equity Linked Investments
|
-
Applicable to any Equity Linked Investments
products with a minimum Bank’s
trading profit of 2.4%
|
|
Structured Notes^
|
-
Applicable to any Structured Notes products
with
a minimum Bank’s trading
profit of 2.4%
|
|
Life Insurance*
|
-
Any individual life insurance plan with
Prudential Hong Kong Limited (basic plan(s)
and
supplementary benefit(s) of regular or
single
premium term policies)#
|
^Selected Structured Notes and selected Bonds are only
applicable to
Professional Investors.
* Clients should only apply for suitable insurance products
based on
your own protection needs and affordability. The
amount of cash rebate/ Asia Miles is not directly related to the
premium amount, and the client can still enjoy the cash
rebate/ Asia Miles even if he/she does not purchase any
insurance
products if the offer requirements are fulfilled.
# The subscription/transaction amount of a life insurance plan
that
is a Designated Investment/Insurance Product based
on the first year’s total annualised premium of the basic plan
and
supplementary benefit(s) (excluding levy) for regular
premium term policies/the single premium of the basic plan
(excluding levy) for single premium term policies (if
applicable). The New Funds Growth Offer for Selected Existing
Client
will not be applicable to life insurance plans
applied for or become(s) in force on or before 31 March
2026, or
to
any other basic plan(s) or supplementary benefit(s),
or to any policy conversion or plan migration. Supplementary
benefit(s) must be attached with the basic plans that are
newly applied for at the same time during the Promotion Period.
If
the premium is paid on a non-annual basis, the first
year's total annualised premium will be calculated on a pro-rata
basis. If the premium is paid on a monthly basis, the
first year’s total annualized premium shall be equal to 12 times
the
monthly payment. If the premium is a single lumpsum payment, the
first year's total annualised premium shall be divided by 10 as
annualised premium payment.
-
To be entitled to Offer 1, the relevant investment product
account(s)
must still be valid at the time when the Cash Rebate/
Asia Miles is credited, otherwise the credit of the Cash Rebate/
Asia
Miles will be forfeited.
-
To be entitled to Offer 1, the relevant policy(ies) must remain in
force
(as determined by Prudential at its sole discretion)
and the premium level must remain the same as (or above) the initial
premium level determined at the time of issuance
of the policy(ies); otherwise, the credit of the Cash Rebate/ Asia
Miles
will be forfeited.
-
Section III Eligible Client who successfully signs up for or renews
Pl
status with the Bank during the period from 1 April 2026 to 31 July
2026
(excluding clients whose Pl status is automatically renewed by the
Bank), and maintains the Pl status until its expiry date as
specified by
the Bank, can be entitled to an additional cash rebate of
HKD1,000 or Asia Miles Rewards of 10,000.
-
For the purposes of this New Funds Growth Offer for Selected Existing
Client:
-
“New Funds Amount” means the amount of
credit
balance in New Funds deposited by Section III Eligible
Client in
excess
of his/her Total Balance at the Bank as of the last day of
two
months prior to the date of the current sign up for Priority
Private or Priority Banking as stated in the table below
(“Benchmark Date”).
|
Priority Private sign-up month (both dates
inclusive)
|
Benchmark Date
|
|
April: 1 April 2026 to 30 April 2026
|
28 February 2026
|
|
May: 1 May 2026 to 31 May
2026
|
31 March 2026
|
|
June: 1 June 2026 to 30 June 2026
|
31 April 2026
|
|
July: 1 July 2026 to 31 July 2026*
|
31 May 2026
|
* Applicable to Priority Private clients who firstly sign up
for
Priority Banking in June 2026 and are subsequently
upgraded
to Priority Private in July 2026 only.
-
Section III Eligible Client will be entitled to the New Funds Growth
Offer for Selected Existing Client once only during the
Promotion Period.
Risk Disclosure Statements:
-
Investment involves risks. The prices of investment products fluctuate,
sometimes dramatically and the worst case may
result in loss of your entire investment amount. Past performance is no
guide to
its future performance.
-
Investors should read the terms and conditions contained in the relevant
offering documents and in particular the
investment policies and the risk factors and latest financial results
information carefully and are advised to seek
independent professional advice before making any investment decision.
-
Investors should consider their own investment objectives, investment
experience, financial situation and risk tolerance
level.
Important Note For Priority Private:
-
To be a Priority Private Client, you need to maintain the average Total
Balance
with the Bank at HKD8,000,000 or above.
After the first 12 months following the issuance date of the welcome letter,
your eligibility as Priority Private Client will be
reviewed twice annually in the months of June and December. At the time of
review, your average Total Balance with the
Bank should be maintained at HKD8,000,000 or above for the preceding 3
months in
order to maintain the Priority Private
status for the next 12 months. “Total Balance” includes the aggregate
balance of
deposits, investments and accumulated
premiums of selected insurance under personal account as the primary account
holder.
-
If the average daily Relationship Balance of a Priority Private Client
within
the quarter falls below HKD1,000,000, a
maintenance fee of HKD900 will be charged for the quarter. For details,
please
refer to the Service Charges booklet and
Banking Terms and Conditions which can be obtained at any of our branches or
at
our website sc .com/hk. “Relationship Balance” includes the aggregate
balance of
deposits, investments, accumulated premiums of selected insurance, utilised
amounts of secured/unsecured overdraft Ffacilities, outstanding balances on
Standard Chartered credit cards^ and
outstanding balances of Standard Chartered Personal Loans you maintain with
the
Bank under personal accounts. The
Relationship Balance of your personal account will also include the MPF
account
balance under Manulife Global Select
(MPF) Scheme where you authorise and consent the Bank to receive your MPF
account information.
-
^Standard Chartered credit cards refer to Standard Chartered Credit Card and Standard Chartered
co-branded credit
card (including supplementary cards and corporate cards) issued by the Bank. Outstanding balances
on supplementary
cards will contribute to the Relationship Balance of the principal cardholder only.)
Important Note for Customer Investment Profile:
-
Having a “Customer Investment Profile” will be a prerequisite for investors
and
for us to assess suitability of all investment subscriptions/switch-in
transactions*. Therefore, please remember to complete the questionnaire
before
investing to avoid
any inconvenience.
* excluding securities trading
Important Note for Equity Linked Investments, Structured Notes and Investment
Fund Services:
-
Equity Linked Investments and Structured Notes are structured products
involving
derivatives. Investment Fund is an investment product and some Investment
Funds
would involve derivatives. The investment decision is yours, but you
should not invest in that investment product unless the intermediary who
sells
it to you has explained to you that the
product is suitable for you having regard to your financial situation,
investment experience and investment objectives.
Important Notes for Insurance:
-
The life assurance plans are life insurance products and are not bank
deposit.
They are underwritten by Prudential Hong
Kong Limited (Part of Prudential plc United Kingdom)
(“Prudential”). Some of
these plans may have a savings element and are not an alternative to
ordinary
savings or time deposits. Part of the premium pays for the insurance and
related
costs.
-
If you have bought the life insurance plan(s), you have a right to cancel the policy within the
cooling-off period and obtain
a refund of any premium(s) and levy(ies) paid less any withdrawals. Provided that no claim has
been made, you may cancel
the policy by giving written notice to Prudential within 21 calendar days immediately following
either the day of delivery of
(1) the policy or (2) the notice (informing the availability of the policy and expiry date of the
cooling-off period) to you or
your nominated representative, whichever is earlier. Such notice must be signed by the customer
and received directly by
Prudential Hong Kong Limited at 8/F, Prudential Tower, The Gateway, Harbour City, 21 Canton Road,
Tsim Sha Tsui,
Kowloon, Hong Kong within the cooling-off period.
-
The Bank is an insurance agent of Prudential.
-
As the issuer of the life assurance plans, Prudential will be responsible
for
all
protection and claims issues. Prudential is not
an associate or subsidiary company of the Bank. This leaflet is not a
contract
of insurance and is intended to be a general
summary for reference purpose only. Please refer to the policy for full
terms
and conditions. The Bank does not accept any responsibilities regarding any
statements provided by Prudential or any discrepancies or omissions in the
contract of
insurance nor shall the Bank be held liable in any manner whatsoever in
relation
to your contract of insurance.
-
This leaflet is intended to be distributed in Hong Kong only and shall not
be
construed as an offer to sell or solicitation to
buy or provision of any insurance product outside Hong Kong. Prudential and
the
Bank do not offer or sell any insurance
product in any jurisdictions outside Hong Kong in which such offering or
sale of
the insurance product is illegal under the
laws of such jurisdictions. This leaflet does not constitute a contract of
insurance or an offer, invitations or recommendation
to any person to enter into any contract of insurance or any transaction
described therein or any similar transaction.
-
Whether to apply for insurance coverage is your own individual decision.
During the sales process, this leaflet should be
read in conjunction with the relevant product brochure. For full
terms
and
conditions, and risk disclosures of the relevant
insurance plan, please refer to relevant product brochure and policy
document and read carefully.
-
In respect of an eligible dispute (as defined in the Terms of Reference for
the
Financial Dispute Resolution Centre in relation
to the Financial Dispute Resolution Scheme) arising between SCBHK and the
customer out of the selling process or
processing of the related transaction, the Bank will enter into a Financial
Dispute Resolution Scheme process with the
customer; however, any dispute over the contractual terms of the product
should
be resolved directly between Prudential
and the customer.
Notes:
-
Clients must fulfil the portfolio of securities and money requirement of not
less than HKD8,000,000 (or equivalent foreign
currency) under the Securities and Futures Ordinance in order to be eligible
as
a PI. Pl status is subject to the validation
check and approval of the Bank.
-
This document does not constitute any invitation or recommendation to any
person
to enter into any transaction or
financial products.
-
Investors should not make investment decisions based on this document alone.
-
This document has not been reviewed by the Securities and Futures Commission
or
any regulatory authority in Hong Kong.
Risk Disclosure Statement for Investment Fund Services:
-
Investment involves risks. The prices of units/ shares of unit trusts or
mutual
funds fluctuate, sometimes dramatically and
the worst case may result in loss of your entire investment amount. It is as
likely that losses will be incurred rather than profit
made as a result of buying and selling unit trusts or mutual funds. Past
performance of any Investment Fund is no guide to
its future performance.
-
Investors should carefully read the relevant offering documents and in
particular the Terms & Conditions contained therein,
the investment policies and the risk factors and latest financial results
information. It is desirable that the Investor seeks independent financial
advice with respect to any investment decision.
-
Investors should ensure they fully understand the risks associated with unit
trusts or mutual funds and should also consider
their own investment objective, investment experience, financial situation
and
risk tolerance level before making any
investment decision.
Risk Disclosure Statement for Debt Securities Services
-
Investment involves risks. The price of bonds and structured notes
fluctuates,
sometimes dramatically and the worst case
may result in loss of your entire investment amount. There is an inherent
risk
that losses may be incurred rather than profits
made as a result of trading konds and structured notes.
-
Investors should consider their own investment objectives, investment
experience, financial situation and risk tolerance
level.
-
Investors should carefully read the relevant offering documents and the
Terms &
Conditions of relevant product/service
before making any investment decision.
Risk Disclosure Statement for Equity Linked Investment Services
-
The price or value of the Equity Linked Investments (ELIs) fluctuates,
sometimes
dramatically and the worst case may result in loss of your entire investment
amount. It is as likely that losses will be incurred rather than profit made
as
a result of subscribing for, buying and selling the ELls. Investors should
therefore carefully consider whether such transactions are suitable in light
of
their financial position and investment objectives before entering into such
transactions.
-
Not principal protected: ELIs are not principal protected. You may suffer a
loss
if the prices of the underlying asset(s) of an ELI go against your view. In
extreme cases, you could lose your entire investment.
-
Limited potential gain: The potential return on your ELI may be capped at a
predetermined level specified by the issuer.
-
Credit risk of the issuer: When you purchase an ELI, you rely on the
credit-worthiness of the issuer. In case of default or
insolvency of the issuer, you will have to rely on your distributor to take
action on your behalf to claim as an unsecured
creditor of the issuer regardless of the performance of the reference
asset(s).
-
No collateral: ELIs are not secured on any assets or collateral.
-
Limited market making: Issuers may provide limited market making arrangement
for
their ELIs. However, if you try to
terminate an ELI before maturity under the market making arrangement
provided by
the issuer, you may receive an
amount which is substantially less than your original investment amount.
-
Investing in an ELIis not the same as investing in the reference asset(s):
during the investment period, you have no rights in
the reference asset(s). Changes in the market price of such reference
asset(s)
may not lead to a corresponding change in
the market value and/or potential payout of the ELI.
-
Conflicts of interest: Issuer of an ELI may also play different roles, such
as
the arranger, the market agent and the
calculation agent of the ELI. Conflicts of interest may arise from the
different
roles played by the issuer, its subsidiaries and
affiliates in connection with the ELI.
-
Investors should consider their own investment objectives, investment
experience, financial situation and risk tolerance
level.
-
Investors should carefully read the relevant offering documents and the
Terms &
Conditions of relevant product/service
before making any investment decision.
Priority Private Online Sign-up Reward
From 1 April until 30 June 2026, new clients or
selected existing clients who sign up for Priority Private via SC Mobile or the Bank’s designated
webpage can enjoy an extra
HKD1,000 cash rebate or 10,000
Asia Miles on top of the New Funds Growth Offer for New Client or Selected Existing
Client, upon fulfilling all the requirements.
Terms and Conditions for Priority Private Online
Sign-up Reward (the “Online Sign-up Reward”)
- The promotion period runs from 1 April – 30 June 2026, both dates inclusive
(“Promotion Period”).
- Subject to the fulfilment of the requirements set out in Clause 4, clients who sign up for
Priority Private can enjoy the Online Sign-up Reward set out in Clause 5 on top of the cash
rebate or Asia Miles enjoyed under the prevailing New Funds Growth Offer for New Client or
Selected Existing Client. The Online Sign-up Reward to receive will be based on the choice of
cash rebate or Asia Miles selected under the New Funds Growth Offer for New Client or Selected
Existing Client.
- Online Sign-up Reward is applicable to PP New Clients and PP Selected Existing Clients as
defined below:
-
“New Client” refers to a client who did NOT, in the past 12 months from the
date of the current sign up for Priority Private, hold any product or service with or
distributed by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) (including but not
limited to deposit account (in the case of joint account, unless the new client is a primary
account holder to the joint account, he/she will not be considered having held any product
or service with or distributed by the Bank), investment services and insurance products
underwritten by the third party insurer) except Standard Chartered Credit Cards. “Standard
Chartered Credit Cards” refer to Standard Chartered Credit Card, Standard Chartered
Co-branded Card, MANHATTAN Credit Card and MANHATTAN Co-branded Card issued by the Bank,
including supplementary cards, Standard Chartered Business Card and Standard Chartered
Corporate Card.
-
“PP New Client” refers to a New Client who signs up for Priority Private
during the Promotion Period or a New Client who signs up for Priority Private on or before
the last day of the next calendar month from the date of signing up for Priority Banking
during the Promotion Period.
-
“Selected Existing Client” refers to a client who (i) receives
communication directly from the Bank regarding the New Funds Growth Offer for Selected
Existing Client; (ii) as of 31 January 2026, held any products or services with or
distributed by the Bank (including but not limited to deposit account (in the case of joint
account, unless the new client is a primary account holder to the joint account, he/she will
not be considered having held any product or service with or distributed by the Bank),
investment services and insurance products underwritten by the third party insurer) except
Standard Chartered Credit Cards; and (iii) maintained a positive Total Balance.
-
“PP Selected Existing Client” refers to a Selected Existing Client who
signs up for Priority Private during the Promotion Period and has not been a Priority
Private client in any of the preceding 12 months from the date of the current sign up for
Priority Private or a Selected Existing Client who signs up for Priority Private on or
before the last day of the next calendar month from the date of signing up for Priority
Banking during the Promotion Period.
-
“Total Balance” includes the aggregate balance of deposits, investments and
accumulated premiums of selected insurance under personal account as primary account holder
with the Bank. The balance of a joint account will only be counted as the Total Balance of
the primary account holder.
-
PP New Clients and PP Selected Existing Clients are required to fulfil ALL of the requirements
in sub-clauses (i) and (ii) below (each an “Eligible Client”) in order to enjoy
the Online Sign-up Reward:
- Successfully sign up for Priority Private via SC Mobile or the Bank’s designated webpage
at sc.com/hk/en/upgrade during the Promotion Period and receive a SMS directly from the Bank
confirming the successful sign up for Priority Private; AND
- Fulfil all requirements of, and be rewarded with, the New Funds Growth Offer for New
Client or Selected Existing Client in accordance
with their respective terms and conditions which are available on
av.sc.com/hk/content/docs/hk-pp-tnc-2604.pdf
- Upon fulfilling the requirements set out in Clause 4 above and those in these Terms and
Conditions, an Eligible Client can enjoy HKD1,000 cash rebate or 10,000 Asia
Mileson top of the prevailing New Funds Growth Offer for New Client or Selected
Existing Client. Whether the Online Sign-up Reward will be in the form of cash rebate or Asia
Miles depends on the reward selection made by the Eligible Client under the prevailing New Funds
Growth Offer for New Client or Selected Existing Client. The Online Sign-up Reward, if entitled,
will be credited to the Eligible Client together with the prevailing New Funds Growth Offer for
New Client or Selected Existing Client entitled. The Terms and Conditions for Priority Private
Promotion are also applicable to Online Sign-up Reward. For details of the New Funds Growth
Offer for New Client or Selected Existing Client, please refer to the respective terms and
conditions.
- Eligible Client's enrolment in Priority Private must remain in effect at the time when
the Online Sign-up Reward is awarded or delivered to the Eligible Client. Otherwise, the Online
Sign-up Reward will be forfeited absolutely and that the Eligible Client will not be compensated
in any way.
- If, after the Online Sign-up Reward is awarded or delivered to the Eligible Client, the
Eligible Client terminates Priority Private within 12 months from the date of the current sign
up; the Bank reserves the right to charge an amount equivalent to the value of the Online
Sign-up Reward as an administration fee and debit the same amount from any of the
Eligible Client's account with the Bank without prior notice.
-
If an Eligible Client is entitled to the Online Sign-up Reward in conjunction with other
promotional offers during the Promotion Period, the Bank reserves the right to grant to the
Eligible Client all or part of the Online Sign-up Reward at its sole discretion.
- Online Sign-up Reward cannot be transferred, returned, exchanged, or converted into cash,
unless otherwise specified.
- Eligible Client will be entitled to the Online Sign-up Reward once only during the Promotion
Period.
-
Eligible Client may submit an appeal regarding his / her entitlement to the Online Sign-up
Reward to the Bank in writing within six months from the fulfilment date as stated in the Terms
and Conditions for Priority Private Promotion. Any appeals submitted after this period will not
be considered or processed by the Bank.
- The Bank reserves the right to vary, extend, terminate and/or cancel the Online Sign-up Reward
or to amend any of the terms and conditions herein from time to time without prior notice. In
case of any disputes, the Bank's decision shall be final and binding.
-
These terms and conditions are governed by and construed in accordance with the laws of the Hong
Kong Special Administrative Region.
- If there is any inconsistency or conflict between the English and the Chinese versions, the
English version shall prevail.
Important Note For Priority Private:
-
To be a Priority Private Client, you need to maintain the average Total
Balance
with the Bank at HKD8,000,000 or above.
After the first 12 months following the issuance date of the welcome letter,
your eligibility as Priority Private Client will be
reviewed twice annually in the months of June and December. At the time of
review, your average Total Balance with the
Bank should be maintained at HKD8,000,000 or above for the preceding 3
months in
order to maintain the Priority Private
status for the next 12 months. “Total Balance” includes the aggregate
balance of
deposits, investments and accumulated
premiums of selected insurance under personal account as the primary account
holder.
-
If the average daily Relationship Balance of a Priority Private Client
within
the quarter falls below HKD1,000,000, a
maintenance fee of HKD900 will be charged for the quarter. For details,
please
refer to the Service Charges booklet and
Banking Terms and Conditions which can be obtained at any of our branches or
at
our website sc .com/hk. “Relationship Balance” includes the aggregate
balance of
deposits, investments, accumulated premiums of selected insurance, utilised
amounts of secured/unsecured overdraft Ffacilities, outstanding balances on
Standard Chartered credit cards^ and
outstanding balances of Standard Chartered Personal Loans you maintain with
the
Bank under personal accounts. The
Relationship Balance of your personal account will also include the MPF
account
balance under Manulife Global Select
(MPF) Scheme where you authorise and consent the Bank to receive your MPF
account information.
-
^Standard Chartered credit cards refer to Standard Chartered Credit Card and Standard Chartered
co-branded credit
card (including supplementary cards and corporate cards) issued by the Bank. Outstanding balances
on supplementary
cards will contribute to the Relationship Balance of the principal cardholder only.)
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