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Terms and Conditions of “Up to 10% CashBack on Local Dining and Online Spending Promotion for Mastercard” (the “Promotion”):

  1. The Promotion is valid from 1 July to 31 August 2018 (both dates inclusive) (the “Promotion Period”). The Promotion Period is divided into 2 phases: Phase 1 is from 1 to 31 July 2018 (both dates inclusive) and Phase 2 is from 1 to 31 August 2018 (both dates inclusive).
  2. The Promotion is only applicable to cardholders of Mastercard issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”), including Standard Chartered Mastercard and its Co-branded Mastercard, MANHATTAN Mastercard and its Co-branded Mastercard (except Standard Chartered Business Card and Standard Chartered Corporate Card) (“Mastercard”).
  3. In order to enrol and participate in the Promotion, cardholders are required to register their respective Mastercard (“Registered Card”) anytime from 29 June 2018 (starting at 18:00) to 31 August 2018 (ending at 23:59) (“Registration Period”) via website at sc.com/hk/summer. Only the first 80,000 successfully registered cardholders (“Registered Cardholder”) may enrol and participate in the Promotion. The accumulated amount of Eligible Transactions (as defined in Clause 7 below) made with the Registered Card during the Promotion Period will be used to calculate the amount of CashBack under this Promotion.
  4. Each cardholder can only register one Mastercard during the Registration Period. More than one registration of the same cardholder (based on the cardholder’s Hong Kong Identity Card number/passport) will be treated as a unified record only and the last record will prevail. Successful registration cannot be amended or cancelled. All registered information will be recorded. For the avoidance of doubt, if a cardholder registers more than one Mastercard during the Registration Period, the last Mastercard that is registered will be treated as the “Registered Card” and the accumulated amount of Eligible Transactions made with this last registered Mastercard during the Promotion Period will be used to calculate the amount of CashBack under this Promotion. Any transactions made by any Mastercards other than the Registered Card will not be counted in this Promotion.
  5. A Registered Cardholder who makes accumulated spending for Eligible Transactions and settles payment with the Registered Card during a phase at the designated amount (as specified in the first column in Table 1) will be entitled to the designated amount of Cashback on the Eligible Local Dining Transactions and Eligible Online Transactions (in local and foreign currencies) (as defined in Clauses 8 to 9 below) (as specified in second column in Table 1), subject to a maximum amount of Cashback (as specified in the third and forth columns in Table 1):
    Table 1

     

    Accumulated

    Amount of Eligible

    Transactions

    (during a phase)

     

    Percentage of CashBack

    on Eligible Local Dining

    Transactions and Eligible

    Online Transactions (in local or foreign currencies)

     

     

    Maximum

    CashBack

    (during a phase)

     

    Maximum

    CashBack

    (during the whole

    Promotion

    Period)

     

    HKD6,000-HKD11,999

     

    3%

     

    HKD100

     

    HKD200

     

    HKD12,000 or above

     

    10%

     

    HKD400

     

    HKD800

  6. “Up to 10% CashBack on Local Dining and Online Spending Promotion for Mastercard” can be illustrated by this example: A Registered Cardholder can enjoy 10% CashBack on Eligible Local Dining Transactions and Eligible Online Transactions by accumulating spending for Eligible Transactions of HKD12,000 or above and settling payment with the Registered Card during a phase. The maximum CashBack is HKD400 during a phase; and HKD800 in the whole Promotion Period. For the avoidance of doubt, if the total amount of Eligible Local Dining Transactions and Eligible Online Transactions is HKD4,000 or above during each phase, the Registered Cardholder will be entitled to HKD400 Cashback in each phase and a total of HKD800 Cashback under the Promotion.
  7. “Eligible Transactions” include all local and overseas retail purchases, online purchase, cash advance, mail order, phone order and the monthly instalment(s) of newly billed Interest-free Instalment Plan (which is posted during a phase) made by the Registered Cardholder’s Registered Card during the Promotion Period, and for the avoidance of doubt, include Eligible Local Dining Transactions and Eligible Online Transactions. They do NOT include auto payment, utilities bill, bill payment transactions made through Standard Chartered Bank Online Banking, Standard Chartered Bank Phone Banking or JET Payment Service, any money/electronic money transfer/top up from Standard Chartered/MANHATTAN Credit Card Account to a specified account (including but not limited to person to person (P2P) payment services or mobile device/app/electronic funds transfer platform/Octopus O!ePay account), insurance payment, Octopus or any Automatic Add-Value amount, billed monthly instalment of Interest-free Instalment Plan, handling fee, annual fee, past due charges, overlimit charges, interest/finance charges, balance transfer amount and interests, “Credit-to-Cash” Preferential Annual Rate Program amount and interests/handling fee, “Instalment Credit” Plan or billed monthly instalment of “Statement Instalment Plan” and interest/handling fee, online bill payment, casino chip exchange, transactions made at merchants in the gambling and betting, security brokers or dealers, non-financial institutions (including but not limited to the purchase of foreign currency, money orders and travellers cheques), financial institutions (including but not limited to the purchase of merchandise and services from banks, savings and loans, thrifts and credit unions and face-to-face cash disbursement), wire transfer money orders and wholesale purchase of precious stones and metals, watches and jewellery, according to the Bank and the merchant codes issued by MasterCard Asia/Pacific (Hong Kong) Limited from time-to-time and tax payment.
  8. “Eligible Local Dining Transactions” include transactions made at all local food and beverage outlets, hotel dining spots, drinking places, bars, lounges and discos in Hong Kong Dollars. They do NOT include transactions made with merchants with merchant codes not defined as restaurants/dining merchants/organizations (as defined by the Bank and MasterCard Asia/Pacific (Hong Kong) Limited from time to time), overseas dining transactions, transactions made in private parties/functions, private room events, private kitchen food and beverage outlets in food courts/supermarkets/department stores, transactions in associations/ club houses or individual merchants with merchant codes not defined by the acquiring banks as appropriate merchant codes of the relevant business or any unauthorized transactions.
  9. “Eligible Online Transactions” include online retail purchases made in Hong Kong Dollars and Foreign currencies (based on the currency posted on the credit statement). They do NOT include online bill payment, payment with credit card via internet banking, or any transactions made with merchants whose merchant codes are not defined as online transactions or tax payment (according to the criteria of the Bank and MasterCard Asia/Pacific (Hong Kong) Limited from time to time).
  10. Any unposted/cancelled/refunded/falsified and any unauthorized transactions are also excluded.
  11. All Eligible Transactions must be made during the Promotion Period and posted on or before 8 September 2018 based on the transaction date as shown on the credit card monthly statement of the Registered Card. The Bank reserves the right to determine the final definition of Eligible Transactions in the Promotion without further notice. In case of disputes, the decision of the Bank should be final.
  12. The CashBack earned will be shown on the “360° Rewards” online redemption platform by the end of November 2018 (“Fulfilment Date”), and will not be automatically credited to cardholders’ accounts, but can be freely redeemed for cash or gifts under the online catalogue of the platform. The CashBack will be given in Hong Kong dollars and the minimum threshold for CashBack redemption is HKD50 per account. Redemption of CashBack is subject to relevant terms and conditions. Please visit sc.com/hk/rewards for details and redeem the CashBack.
  13. The amount of CashBack will be rounded off to the nearest Hong Kong dollar (decimal places will not be included).
  14. If Registered Cardholders do not receive the CashBack by the Fulfilment Date, they shall notify the Bank within 1 month thereafter; otherwise, the Bank accepts no liability and will not be liable for any compensation.
  15. The Registered Card’s account must be valid and in good financial standing at the time of the CashBack is credited; otherwise the Cashback (if any) will be forfeited without further notice. The CashBack amount cannot be drawn as cash advance, is non-exchangeable, non-transferable and cannot offset credit card payment.
  16. The Bank will verify the transaction record(s) to confirm cardholders’ eligibility under the Promotion. In case of discrepancy between the Bank’s computer record and details recorded on the credit card sales slips, the Bank’s computer record(s) shall prevail.
  17. If cardholders have cancelled any related transaction which had been included in calculating the CashBack under the Promotion after the receipt of such CashBack, the Bank has the right to debit the CashBack from the cardholders’ Registered Card’s account without further notice.
  18. Cardholders understand and accept that the Bank is not the supplier of the products/services supplied by the merchants under or in connection with the offer(s) in the Promotion. The Bank shall bear no liability relating to any aspect of the products and/or services, including without limitation, their quality, the supply, the descriptions of goods and/or services provided by the merchants, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with the promotion of the offers or in making available the offers or the products and/or services under the Promotion, by the merchants, its employees, officers or agents.
  19. Cardholders are required to keep the relevant original sales receipts and credit card sales slips for inspection upon request by the Bank. In case of disputes, cardholders are required to submit the relevant original sales receipt(s) and credit card sales slip(s) for further investigation by the Bank. All relevant documents submitted to the Bank will not be returned.
  20. The Bank reserves the right to extend, alter or terminate the promotion and amend the terms and conditions at any time. All matters or disputes in connection with the promotion set out in these terms and conditions will be subject to the final decision of the Bank.
  21. The Bank has no obligation to clarify which transactions are eligible for the Promotion before the transactions are made.
  22. If there is any inconsistency or conflict between the English and Chinese versions of these terms and conditions, the English version shall prevail.