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Terms and Conditions for MSIG Travel Insurance

Promotion Terms & Conditions

  1. The promotion period is between 12 July 2021 and 31 December 2021 (both days inclusive) (the “Promotion Period”).
  2. During the promotion period, successful applicants of Travel Insurance Policy of MSIG Insurance (Hong Kong) Limited (“MSIG”) with application and payment made on MSIG website as accessed through Standard Chartered Bank (Hong Kong) Limited (the “Bank”) website can enjoy the following offer (the “Promotion”):
    1. MSIG Travel Insurance Policy (Single Trip): 20% premium discount
    2. MSIG Travel Insurance Policy (Annual Cover): 25% premium discount
  3. The premium discount for Travel Insurance Policy (Annual Cover) is only applicable to the first year premium of the policy.
  4. The discounted premium is not exchangeable for cash, other item or voucher of other denomination.
  5. These terms and conditions apply to the Promotion for MSIG Travel Insurance only and no reference has been made to any other MSIG insurance policy or any coverage or content thereunder. Customers must read, understand and agree to the terms of all insurance policies before applying for the relevant insurance.
  6. The Bank and MSIG reserve the right to alter or terminate the Promotion and/or amend its terms and conditions at any time without notice.
  7. All matters or disputes in relation to the Promotion and the interpretation of its terms and conditions shall be subject to the decision of the Banks and MSIG, which shall be final and binding.
  8. If there is any inconsistency or conflict between the English and the Chinese versions of these terms and conditions and any details of the Promotion, the English version shall prevail.
  9. Customers understand and accept that the Bank is not the supplier of the products/ services purchased from the merchant / insurer. The Bank shall bear no liability relating to any aspect of the products/services, including without limitation, their quality, the supply, the descriptions of goods and/or services provided by the merchant / insurer, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with the products/services provided by the merchant / insurer, its employees, officers or agents.
  10. Travel Insurance Policy is underwritten by MSIG which is a general insurer authorized and regulated by the Insurance Authority of the HKSAR. Standard Chartered Bank (Hong Kong) Limited is an insurance agent appointed by MSIG. To the extent permissible by law, the Bank shall not be liable to any person for the use of any of the above information.

Collection of Levy on Insurance Premium: Insurance Authority (“IA”) has announced the collection of levy on insurance premium under the “Insurance Ordinance” with effect from 1 January 2018.  For further information, please visit