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實際年利率低至3.33%# 及0%手續費

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實際年利率低至3.33%# 及0%手續費

「分期貸款」

渣打「分期貸款」服務讓您快捷方便地擁有靈活資金,手續簡單,利率特低,助您達成各種計劃。

還款表

貸款額^ (HK$)

還款期

{“repayment-loan-min-range”:”$5,000″,”repayment-loan-max-range”:”$49,999″,”repayment-loan-tenor-table”:[{“loan-tenor-months”:”12\u500b\u6708″,”monthly-flat-rates”:”0.4423%”,”monthly-repayment”:”$87.76″,”annualised-percentage-rates”:”10.10%”},{“loan-tenor-months”:”24\u500b\u6708″,”monthly-flat-rates”:”0.4518%”,”monthly-repayment”:”$46.19″,”annualised-percentage-rates”:”10.57%”},{“loan-tenor-months”:”36\u500b\u6708″,”monthly-flat-rates”:”0.4654%”,”monthly-repayment”:”$32.44″,”annualised-percentage-rates”:”10.86%”},{“loan-tenor-months”:”48\u500b\u6708″,”monthly-flat-rates”:”0.4716%”,”monthly-repayment”:”$25.55″,”annualised-percentage-rates”:”10.90%”},{“loan-tenor-months”:”60\u500b\u6708″,”monthly-flat-rates”:”0.4902%”,”monthly-repayment”:”$21.57″,”annualised-percentage-rates”:”11.19%”}]}

還款期

12個月

24個月

36個月

48個月

60個月

每月平息¹

0.4423%

0.4518%

0.4654%

0.4716%

0.4902%

每月還款額 (HK$)²

$87.76

$46.19

$32.44

$25.55

$21.57

實際年利率³

10.10%

10.57%

10.86%

10.90%

11.19%

還款期

12個月

24個月

36個月

48個月

60個月

每月平息¹

0.4423%

0.4518%

0.4654%

0.4716%

0.4902%

每月還款額 (HK$)²

$87.76

$46.19

$32.44

$25.55

$21.57

實際年利率³

10.10%

10.57%

10.86%

10.90%

11.19%

{“repayment-loan-min-range”:”$50,000″,”repayment-loan-max-range”:”$199,999″,”repayment-loan-tenor-table”:[{“loan-tenor-months”:”12\u500b\u6708″,”monthly-flat-rates”:”0.3028%”,”monthly-repayment”:”$86.37″,”annualised-percentage-rates”:”6.85%”},{“loan-tenor-months”:”24\u500b\u6708″,”monthly-flat-rates”:”0.3113%”,”monthly-repayment”:”$44.78″,”annualised-percentage-rates”:”7.25%”},{“loan-tenor-months”:”36\u500b\u6708″,”monthly-flat-rates”:”0.3205%”,”monthly-repayment”:”$30.99″,”annualised-percentage-rates”:”7.48%”},{“loan-tenor-months”:”48\u500b\u6708″,”monthly-flat-rates”:”0.3216%”,”monthly-repayment”:”$24.05″,”annualised-percentage-rates”:”7.47%”},{“loan-tenor-months”:”60\u500b\u6708″,”monthly-flat-rates”:”0.3341%”,”monthly-repayment”:”$20.01″,”annualised-percentage-rates”:”7.70%”}]}

還款期

12個月

24個月

36個月

48個月

60個月

每月平息¹

0.3028%

0.3113%

0.3205%

0.3216%

0.3341%

每月還款額 (HK$)²

$86.37

$44.78

$30.99

$24.05

$20.01

實際年利率³

6.85%

7.25%

7.48%

7.47%

7.70%

還款期

12個月

24個月

36個月

48個月

60個月

每月平息¹

0.3028%

0.3113%

0.3205%

0.3216%

0.3341%

每月還款額 (HK$)²

$86.37

$44.78

$30.99

$24.05

$20.01

實際年利率³

6.85%

7.25%

7.48%

7.47%

7.70%

{“repayment-loan-min-range”:”$200,000″,”repayment-loan-max-range”:”$499,999″,”repayment-loan-tenor-table”:[{“loan-tenor-months”:”12\u500b\u6708″,”monthly-flat-rates”:”0.2785%”,”monthly-repayment”:”$86.12″,”annualised-percentage-rates”:”6.29%”},{“loan-tenor-months”:”24\u500b\u6708″,”monthly-flat-rates”:”0.2871%”,”monthly-repayment”:”$44.54″,”annualised-percentage-rates”:”6.68%”},{“loan-tenor-months”:”36\u500b\u6708″,”monthly-flat-rates”:”0.2965%”,”monthly-repayment”:”$30.75″,”annualised-percentage-rates”:”6.92%”},{“loan-tenor-months”:”48\u500b\u6708″,”monthly-flat-rates”:”0.2968%”,”monthly-repayment”:”$23.81″,”annualised-percentage-rates”:”6.90%”},{“loan-tenor-months”:”60\u500b\u6708″,”monthly-flat-rates”:”0.3005%”,”monthly-repayment”:”$19.68″,”annualised-percentage-rates”:”6.94%”}]}

還款期

12個月

24個月

36個月

48個月

60個月

每月平息¹

0.2785%

0.2871%

0.2965%

0.2968%

0.3005%

每月還款額 (HK$)²

$86.12

$44.54

$30.75

$23.81

$19.68

實際年利率³

6.29%

6.68%

6.92%

6.90%

6.94%

還款期

12個月

24個月

36個月

48個月

60個月

每月平息¹

0.2785%

0.2871%

0.2965%

0.2968%

0.3005%

每月還款額 (HK$)²

$86.12

$44.54

$30.75

$23.81

$19.68

實際年利率³

6.29%

6.68%

6.92%

6.90%

6.94%

{“repayment-loan-min-range”:”$500,000″,”repayment-loan-max-range”:”$699,999″,”repayment-loan-tenor-table”:[{“loan-tenor-months”:”12\u500b\u6708″,”monthly-flat-rates”:”0.1923%”,”monthly-repayment”:”$85.26″,”annualised-percentage-rates”:”4.32%”},{“loan-tenor-months”:”24\u500b\u6708″,”monthly-flat-rates”:”0.1974%”,”monthly-repayment”:”$43.65″,”annualised-percentage-rates”:”4.58%”},{“loan-tenor-months”:”36\u500b\u6708″,”monthly-flat-rates”:”0.2094%”,”monthly-repayment”:”$29.88″,”annualised-percentage-rates”:”4.89%”},{“loan-tenor-months”:”48\u500b\u6708″,”monthly-flat-rates”:”0.2058%”,”monthly-repayment”:”$22.90″,”annualised-percentage-rates”:”4.80%”},{“loan-tenor-months”:”60\u500b\u6708″,”monthly-flat-rates”:”0.2143%”,”monthly-repayment”:”$18.81″,”annualised-percentage-rates”:”4.98%”}]}

還款期

12個月

24個月

36個月

48個月

60個月

每月平息¹

0.1923%

0.1974%

0.2094%

0.2058%

0.2143%

每月還款額 (HK$)²

$85.26

$43.65

$29.88

$22.90

$18.81

實際年利率³

4.32%

4.58%

4.89%

4.80%

4.98%

還款期

12個月

24個月

36個月

48個月

60個月

每月平息¹

0.1923%

0.1974%

0.2094%

0.2058%

0.2143%

每月還款額 (HK$)²

$85.26

$43.65

$29.88

$22.90

$18.81

實際年利率³

4.32%

4.58%

4.89%

4.80%

4.98%

{“repayment-loan-min-range”:”$700,000″,”repayment-loan-max-range”:”\u6216\u4ee5\u4e0a”,”repayment-loan-tenor-table”:[{“loan-tenor-months”:”12\u500b\u6708″,”monthly-flat-rates”:”0.1643%”,”monthly-repayment”:”$84.98″,”annualised-percentage-rates”:”3.68%”},{“loan-tenor-months”:”24\u500b\u6708″,”monthly-flat-rates”:”0.1793%”,”monthly-repayment”:”$43.46″,”annualised-percentage-rates”:”4.16%”},{“loan-tenor-months”:”36\u500b\u6708″,”monthly-flat-rates”:”0.1914%”,”monthly-repayment”:”$29.70″,”annualised-percentage-rates”:”4.47%”},{“loan-tenor-months”:”48\u500b\u6708″,”monthly-flat-rates”:”0.2006%”,”monthly-repayment”:”$22.84″,”annualised-percentage-rates”:”4.68%”},{“loan-tenor-months”:”60\u500b\u6708″,”monthly-flat-rates”:”0.2017%”,”monthly-repayment”:”$18.69″,”annualised-percentage-rates”:”4.69%”}]}

還款期

12個月

24個月

36個月

48個月

60個月

每月平息¹

0.1643%

0.1793%

0.1914%

0.2006%

0.2017%

每月還款額 (HK$)²

$84.98

$43.46

$29.70

$22.84

$18.69

實際年利率³

3.68%

4.16%

4.47%

4.68%

4.69%

還款期

12個月

24個月

36個月

48個月

60個月

每月平息¹

0.1643%

0.1793%

0.1914%

0.2006%

0.2017%

每月還款額 (HK$)²

$84.98

$43.46

$29.70

$22.84

$18.69

實際年利率³

3.68%

4.16%

4.47%

4.68%

4.69%

{“repayment-loan-min-range”:”(\u512a\u5148\u7406\u8ca1)$700,000″,”repayment-loan-max-range”:”\u6216\u4ee5\u4e0a”,”repayment-loan-tenor-table”:[{“loan-tenor-months”:”12\u500b\u6708″,”monthly-flat-rates”:”0.1486%”,”monthly-repayment”:”$84.82″,”annualised-percentage-rates”:”3.33%”},{“loan-tenor-months”:”24\u500b\u6708″,”monthly-flat-rates”:”0.1622%”,”monthly-repayment”:”$43.29″,”annualised-percentage-rates”:”3.76%”},{“loan-tenor-months”:”36\u500b\u6708″,”monthly-flat-rates”:”0.1666%”,”monthly-repayment”:”$29.45″,”annualised-percentage-rates”:”3.89%”},{“loan-tenor-months”:”48\u500b\u6708″,”monthly-flat-rates”:”0.1669%”,”monthly-repayment”:”$22.51″,”annualised-percentage-rates”:”3.90%”},{“loan-tenor-months”:”60\u500b\u6708″,”monthly-flat-rates”:”0.1677%”,”monthly-repayment”:”$18.35″,”annualised-percentage-rates”:”3.91%”}]}

還款期

12個月

24個月

36個月

48個月

60個月

每月平息¹

0.1486%

0.1622%

0.1666%

0.1669%

0.1677%

每月還款額 (HK$)²

$84.82

$43.29

$29.45

$22.51

$18.35

實際年利率³

3.33%

3.76%

3.89%

3.90%

3.91%

還款期

12個月

24個月

36個月

48個月

60個月

每月平息¹

0.1486%

0.1622%

0.1666%

0.1669%

0.1677%

每月還款額 (HK$)²

$84.82

$43.29

$29.45

$22.51

$18.35

實際年利率³

3.33%

3.76%

3.89%

3.90%

3.91%


#其每月平息為0.1486%(以現有之「優先理財」之貸款額達HK$700,000及貸款期12個月計算)。實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費。優惠須受條款及細則約束。

^本行將根據個別客戶之信貸評級及其他有關因素而審批貸款申請,並保留權利決定是否提供私人貸款及決定最終的利率和手續費。

1. 上述每月平息只供參考之用。

2. 以每HK$1,000貸款計算。

3. 實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費。

實際年利率由最低3.33%至最高11.19%,靈活還款期由最少12個月至最多60個月。本行將根據個別客戶之信貸評級及其他有關因素而審批貸款申請,並保留權利決定是否提供私人貸款及決定最終的利率和手續費。

示例: A客戶申請HK$100,000的60個月貸款,每月平息為0.3341% (實際年利率7.70%),貸款之總還款金額為HKD120,046。

現有分期貸款客戶尊享之加借服務

立即行動及成功提取貸款,可享HK$500現金券

  • 毋須遞交文件*
  • 還款期長達60個月
  • 提用貸款可高於已償還本金之全數

*本行保留要求閣下遞交額外文件以作批核之權利。

立即行動

(以上收集的資料目的為聯絡閣下以便跟進有關申請。)

了解更多 »

貸款申請熱線之辦公時間為星期一至五上午9時至晚上11時; 星期六及日上午9時至晚上8時(公眾假期除外)。

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申請資格及所需文件

申請資格

  • 凡年滿 20 歲或以上之香港永久性居民
  • 每年固定收入達 HK$96,000 或以上

所需文件

  • 所需文件
    • 閣下之香港永久性居民身份證
    • 附有閣下姓名之最近期住宅地址證明
    • 最近一個月之糧單或本年度之薪俸稅單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單/存摺紀錄

條款及細則