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Government or Statutory Organisation Banking and Credit Card Services Credit Services Primary or Secondary Education Charity Organisation Public Utility Telecommunication Services Insurance Or Pension Services Property Management Securities Broker Professional Institution Others Catering Services Travel Agency Petroleum Product Medical Services Printing Services Alumni or Parents & Teacher Association Driving School Elderly Care Services Financial Information Services Financial or Legal Consultancy Fitness Center IT or Business Services Learning or Training Pay Television Post-secondary or Specialised Education Property Agency Retail - Computers Retail - Electrical Appliances Retail - Healthcare or Medical Supplies Storage Transportation Services Courier Services (Air / Ground)

Merchant Code Merchant Name Bill Account Description Bill Type Description Remark 11-005 EMF Bill Account Number 01 Member Fee ♦ 02 Seminar 03 Activities 04 Course 05 Donation 11-003 Hong Kong Institute of Human Resource Management Ltd 10-digit Payment No 01 Membership ♦ 02 Training Programs 11-004 The Hong Kong Federation of Insurers Insurance Agent Registration Number 01 Renewal Registration Fee ♦ 02 First Registration Fee 03 Additional Registration Fee 11-008 The Hong Kong Federation of Trade Unions Bill Account Number 01 Membership Fee ♦ 11-001 The Hong Kong Institute of Bankers Payment Number listed on the Payment Notice 01 Membership Fee ♦ 02 Program Fee 03 Examination Fee 04 Publication 05 Other Fee 11-007 The Hong Kong Institute of Housing Bill Account Number 01 Corporate Member Annual Fee ♦ 02 Practitioner Annual Fee 03 Other Membership Annual Fee 04 CPD Events/Function Fee 05 Miscellaneous Payment 11-002 The Hong Kong Management Association Bill Account Number     ♦

♦ The transaction limit via Online Banking is defaulted as HKD0 for newly registered Online Banking customers. Effective 25 August 2013, your transfer limit will be reset to HK$0 if you haven't successfully performed that type of fund transfer via Standard Chartered Online Banking and Breeze Mobile Banking for the past 13 months. To increase the limit, please download an application here and submit the completed application form to any Standard Chartered Bank branches.

Effective from 24 July 2015 Note: 1. Settlement of bills of Banking and Credit Card Services/Credit Services/Securities Broker with your Standard Chartered credit cards or Manhattan credit cards will be treated as cash advance. Handling fee and interest will be charged according to the prevailing rate shown on the credit card fee schedule of the credit card account being used for payment, or other notices provided by Standard Chartered Bank (Hong Kong) Limited from time to time. Such interest will be charged from the date of payment until the date of actual repayment of your credit card account. 2. One Bonus Point will be awarded for such fixed amount of HK$ expenditure as shall be specified by the Bank from time to time. For this purpose, expenditure shall be the amount shown under “Purchases” (excluding bill payment transactions made through Standard Chartered Bank Online Banking, Standard Chartered Bank Phone Banking or JET Payment Service, cash advances, annual fee, finance charges, other charges and tax payment via phone banking services or Standard Chartered Online (under separate reward scheme to be announced by the Bank from time to time) on each monthly Credit Card statement. Only Bonus Points shown as available on the latest issued monthly statement of a Cardholder are redeemable.

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