Home Suite now comes with innovative products that fulfil your financial needs.
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Details

Home Suite now comes with range of innovative products that fulfil your financial needs. Home Suite products prioritizing your ease and comfort.

Home Suite products available to choose:

    • Mortgages for new or second-hand landed houses, apartments and shop houses.
    • Refinancing or takeover your mortgage from another bank
    • Equity loan (multi purpose loan)
  •     Document Requirements
    1. Collateral Documents Requirement

      • Copy of Freehold Title (SHM) / Building Rights Title (SHGB) / Strata Title
      • Copy of Building Permit (IMB)/ Ijin Penggunaan Bangunan for Apartment
      • Copy of last Building and Land Tax (PBB)
    2. Personal Documents

      • Employee:
        • Copy of debitor's ID
        • Copy of spouse's ID
        • Copy of Family Registration Card / Marriage Certificate
        • Copy of debitor's tax ID
        • Prenuptial agreement (if any)
        • Copy of SPT / PPh 21
        • Last salary slip / income statement letter *
        • Copy of current or saving account statements for the last 3 months *
      • Self-employed:
        • Copy of debitor's ID
        • Copy of spouse's ID
        • Copy of Family Registration Card / Marriage Certificate
        • Copy of debitor's tax ID (NPWP)
        • Prenuptial agreement (if any)
        • Copy of SPT / PPh 21
        • Copy of current or saving account statements for the last 3 months *
        • Copy of business permit (SIUP), Company registration (Tanda Daftar Perusahaan /TDP), Deed of Incorporation, legalisation letter from Minister of Justice **
      • Professional:
        • Copy of debitor's ID
        • Copy of spouse's ID
        • Copy of Family Registration Card / Marriage Certificate
        • Copy of debitor's tax ID (NPWP)
        • Prenuptial agreement (if any)
        • Copy of SPT / PPh 21
        • Copy of current or saving account statements for the last 3 months *
        • Copy of practice license

      Notes:
      * For application using joint income, spouse's documents must be submitted
      ** Only for self-employed with legal entity / limited liability company

      You may also enjoy the privileges of becoming Standard Chartered Bank Priority Customer by having Rp. 1,5 Billion or more loan facility under Home Suite product.
      For more info on the Home Suite products, please click here
      Standard Chartered is a banking institution that is licensed, registered and supervised by the Indonesia Financial Services Authority (OJK)

Fees

Interest Rates
  • 8.75% fixed 3 years period, then floating rate applied
  • 9.75% fixed 5 years period, then floating rate applied
Provision Fee
  • 1% of Loan amount
Administration Fee
  • 1% (permil) of loan amount below IDR 1 billion
  • IDR 1 million of loan amount IDR 1 billion or above
Collateral Appraisal Fee
  • Rp. 1.100.000
Insurance Premium Life Insurance
  • Insurance premium will follow premium rate from insurance company registered in Bank panel (to cover the loan amount along the tenor) with single premium, paid upfront
Fire Insurance
  • Insurance premium will follow premium rate from insurance company registered in Bank panel (to cover the loan amount along the tenor) with single premium, paid upfront
Notary Fee
  • Notary fee will be stipulated by notary registered in Bank panel on the loan agreement and security encumbrance
Early Redemption Fee

    Minimum 2% and maximum 3% from loan outstanding with additional Administration fee as below :

  • Rp.250.000,- for partial loan settlement
  • Rp.500.000,- for full loan settlement
Late Charges
  • Customer will be charged for the late payment charges in the amount of 2% from the monthly instalment amount calculated in daily basis

Payment Administration Fee

* Ease of payment through Standard Chartered tellers, more than 10.000 Standard Chartered ATMs and the ATM Bersama network.

ATM Fee (Rp) Teller Fee (Rp)
Standard Chartered Bank Free Standard Chartered Bank 75,000,-
ATM Bersama Network 5,000,-    
BII 7,500,-    
CIMB Niaga 7,500,-    
BCA 7,500,-    

Useful Information

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(021) 57 9999 88
68000 (Mobile)

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Disclaimer

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