• High loan limit, up to Rp1,5 billion.
  • Fixed Monthly instalments: 1 — 3 years loan periods.
  • Flexible payment methods: overbooking to Standard Chartered account, cash payment or transfer from different bank accounts via the ATM Bersama network.**
  • Easy application; simply complete the required documents without any collateral required.

*Based on the bank's analysis and policy.

**Transfer fee will be required. Daily transfer limit will depend on the bank policy


Businesses Instalment Loan (BIL) is for businesses with minimum of 3 years of an establishment that has business license/permits and with the age of owners 25 to 65 years old.

***For major shareholders listed in the company certificate (hold minimum 50% of shares)

****Current account used for business transaction, current account at other banks, personal account used for business, overdraft account

Document PT CV/FA UD/PD
Copy of managements and shareholders ID cards tick tick tick
Copy of Corporate Certificates and Amendments tick tick
Copy of Law and Human Rights Minister Decree or Agreement in the Sheet the State Gazette of RI tick tick
Copy of Company Tax Number (NPWP) tick tick
Copy of Personal Tax Number (NPWP) tick tick tick
Personal Guarantee*** and Copy of Wife/Husband's ID Card tick tick
Agreement Letter for Loan Application and Management tick tick
Copy of Business License Minimum 5 (Five) years period. tick tick tick
Copy of Company Identity Number (TDP) tick tick tick
Copy of deposit account for the last 6 (six) months**** tick tick tick
Copy of Husband/Wife ID Cards tick
Copy of Marriage Certificate/Family Card (For those already married) tick

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(021) 57 9999 98
68000 (Mobile)

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