Business Essentials

Business Essential is a company current account that offers high interest rate with full liquidity and convenience for your banking financial transactions.


  • Available in 2 currencies; IDR and USD
  • High interest rate in your IDR account up to 3.00% p.a with regressive rate calculation. Higher your balance, higher interest rate that you obtain
  • Balance Interest Rate (%p.a)
    Rp100 million -< Rp1 billion 2.00%
    ≥ Rp1 billion 3.00%
  • Flexibility and easy access all your accounts, anytime, anywhere via internet banking Straight2Bank (S2B) dan Phone Banking*
  • Free monthly administration fee, if minimum average total relationship balance (TRB) is IDR 100million or USD 20 thousand **
  • Free 1 S2B token
  • Minimum opening balance requirement is IDR 100million for IDR currency and USD 20 thousand for USD currency, monthly fee below TRB is IDR250 thousand/month or equivalent
  • Further information for fees, procedures and product feature please click here.

*) Phone banking facility is available for balance inquiry last 10 transactions
**) Monthly fee below TRB is IDR250 thousand/month or equivalent

Get in touch

Click here to sign up now.

Get in touch

Call Us

Call our hotline for further information.

(021) 57 9999 98
68000 (Mobile)

Email Us

Alternatively, please drop us an email and we will contact you soon.

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Locate Us

Visit the branch that is nearest to you.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.