• Investments with a low risk (rated BAA or higher by Moody's and BBB or higher by Standard and Poor's (S & P)).
  • Interest earning on a regular basis with potential to earn higher interest than normal deposits.
  • Potential to earn capital gains through Bond price increases.

*The above product is not a bank product and is not guaranteed by the bank and is not included in the scope of the government guarantee deposits program.

Please contact our Relationship Manager (RM) or visit your nearest Standard Chartered branch.

Risk Factors

Any bank transactions as well as any other bank products may also contain risk factors. Our Operational Team and Customer Service have received adequate training to conduct transactions and explain to customers about our products and activities. Before you open an account and/or commence using banking features, we require you to read and understand the risks, terms and conditions for each product and transaction type.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.