Benefits

Cashback promo up to IDR2 million

  • Cashback worth IDR2,000,000 will be offered exclusively for those applying online without any assistance from Standard Chartered Sales team. For further information,click here.

Various attractive merchant promos every day

Traveloka

  • Discounts up to IDR500,000 for hotel booking transactions using the SCPREMH250 promo code & flight tickets using SCPREMF250 promo codes at Traveloka on the 5th, 15th, 25th day of the month and enjoy discounts up to IDR400,000 for hotel and ticket booking transactions using the SCPREMIUM 200 promo code daily
  • For further information click here.

Tokopedia

  • Cashback up to Rp150,000 to OVO Points for transactions on Tokopedia using the PREMIUMMP promo code for the Market Place and Official Store categories or PREMIUMDG for the Digital category.
  • 0% installment on Tokopedia.
  • For further information, click here.

Save more with 0% conversion fee for foreign exchange rates

  • We offer a promo of 0% conversion free for credit card transactions in foreign currencies performed overseas or through online transactions recorded in the Bank system ("Credit Card Transactions in Foreign Currencies").
  • Credit Card Transactions in Foreign Currencies will be converted to rupiah in accordance with the exchange rate and administrative fees set by MasterCard International on the date the transaction is recorded in the Bank system plus the conversion fee above.
  • SAVE

    Counter Rate
    Up to 2% p.a

    Tiering Amount
    0 - < 20 Mio : 0%
    20 - < 50 Mio : 1%
    ≥ 50 Mio : 2%

  • SPEND

    Interest Bonus
    Up to 4% p.a

    Spending Amount
    2 – < 5 mio : 2%
    ≥ 5mio : 4%

  • EARN

    Total Interest
    Up to 6% p.a

Rates & Fee

PremiumFIRST Saver

Earn saving interest up to 6% p.a. by placing your funds in PremiumFIRST Saver and from transactions using your Standard Chartered Premium Credit Card.

Counter Rate

Balance on PremiumFIRST Saver Counter Rate (%P.A.)
< Rp20 million 0%
Rp20 million - < Rp50 million 1%
≥ Rp50 million 2%

This counter rate will be credited to your account at the end of each month.

Interest Bonus

You will receive an Interest Bonus from your shopping transactions using your Standard Chartered Premium Credit Card. These transactions will be calculated at the end of the month based on the transactions recorded (posting date) for the said month.

You will receive this interest bonus in the following month, not later than 15 working days. The Interest Bonus is calculated based on the average balance amount in the month of the transaction and is counted only against the first IDR250,000,000 of your overall average balance.

Shopping Transaction Interest Bonus (%P.A.)
Rp2 mio - < Rp5 mio 2%
≥ Rp5 mio 4%

For example: If a transaction is carried out in January, then the interest bonus will be paid in the following February based on the average balance in January.

Simulation of giving the Interest Bonus in a PremiumFIRST Saver account

Balance on PremiumFIRST saver + Premium Credit card Total Transaction in 1 (one) month = Total Interest on PremiumFIRST account
Counter Rate Rp2 mio - < Rp5 mio ≥ Rp5 mio Rp2 mio - < Rp5 mio ≥ Rp5 mio
< Rp20 mio 0%p.a 2%p.a 4% p.a. 2%p.a 4% p.a.
Rp20 mio - < Rp50 mio 1%p.a 2%p.a 4% p.a. 3%p.a 5% p.a.
Rp50 mio - ≤ Rp250 mio 2%p.a 2%p.a 4% p.a. 4%p.a 6% p.a.

For example: If a transaction is carried out in January, then the interest bonus will be paid in following February based on the average balance in January.

Free of Annual Fee

Free of annual fee for the primary card holder plus 1 (one) supplementary card holder will be given if you meet the requirements to become a PremiumFIRST Standard Chartered Bank individual customer, namely with total amount of placement (Total Relationship Balance) of average IDR50,000,000 per month.

Otherwise, the Primary Cardholder will be charged an annual fee of:

Card Type Annual Fee
Primary Card Rp500,000
Supplement Card Rp250,000

FAQ

How do I participate in the Tokopedia Cashback promo?

You can simply make transaction in Tokopedia using your Standard Chartered Premium Credit Card, with a minimum transaction of IDR1,000,000 in the Marketplace/official store category and IDR200,000 in the Digital category.
Make sure you have activated the OVO Points in Tokopedia in the following ways:

  1. Enter to your Tokopedia account, and then click the OVO Points Activation button.
  2. Activation of OVO Points will automatically use the mobile number registered in your Tokopedia account.
  3. Enter the OTP Code, and then click Activation.
  4. To find out more about how to use OVO Points, you can click the following link http://tkp.me/0I14
How much Cashback will I receive?

For transactions in the MarketPlace and Official Store categories, you will receive 10% cashback, maximum of 150,000 per transaction upon a minimum transaction of Rp 1,000,000 using the PREMIUMMP promo code.

For transactions in the Digital category, you will receive 10% cashback for a minimum transaction of IDR200,000, and the maximum value of cashback you will receive is IDR50,000 per transaction, using the PREMIUMDG promo code.

Cashback will add your OVO Points Balance in Tokopedia, after you confirm the receipt of goods via the Tokopedia website or application. If in 1 of your shopping cart there are purchases from more than 2 Tokopedia sellers, then the Cashback will be given partially according to the time of receiving the of goods.

Maximum Cashback promo given is twice a month for each Marketplace and Digital purchase. Therefore in total, you will receive cashback of maximum 4 times a month.

This Cashback promo applies to Customers with 1 Standard Chartered Credit Card number and 1 Tokopedia ID user.

What are the details of this Traveloka promo?

Discount promo of up to Rp400,000 is valid every day for the purchase of hotel and flight tickets for domestic and international destinations using SCPREMIUM200 promo code with a minimum transaction of IDR2,000,000.

Get more attractive promo discounts on the 5th, 15th and 25th of each month up to IDR500,000 for international hotel bookings using the SCPREMH250 promo code and international destination airplane tickets using the SCPREMF250 promo code with a minimum transaction of IDR2,000,000.

Discount promo up to IDR400,000 and IDR500,000 are valid only for Premium Credit Cards and are valid for 1 transaction per customer per day.

How to get a free Annual Fee?

You must maintain a daily average balance in your PremiumFIRST account of IDR50,000,000 in the month of your Standard Chartered Credit Card extension. For example: The validity period of your Standard Chartered Premium credit card is October 2019, so in October 2019, your average daily balance of the PremiumFIRST account must amount at least IDR50,000,000.

Is the free annual fee also applicable for additional cards?

You can enjoy free annual fee for the primary card holder and 1 (one) supplementary card by maintaining a daily average balance in your PremiumFIRST account of Rp50,000,000 in the month of extension of the validity period of your Premium Credit Card.

How to register in order to join this program?

Click here.

Terms and Conditions

Terms & Conditions for Mastercard Premium
  • The interest bonus is given to the Standard Chartered Premium Primary Credit Card Holders ("Card Holders") as the holders of the PremiumFIRST Saver Saving Accounts.
  • To enjoy this interest bonus promo, the “Card Holder” must own a PremiumFIRST Saver saving account in the month when such Premium Credit Card transactions are recorded by the Bank (posting date)
  • Interest bonus will be given only for retail transactions with a minimum accumulated amount of IDR2,000,000 in one calendar month as already recorded in the bank system in the said month. The bank is not responsible for any merchant delays in reporting retail transactions of the cardholders which result in delays in recording transactions in the Bank system.
  • Transactions calculated for the criteria of offering interest bonuses are retail transactions, excluding cancelled transactions in the relevant month, steady pay conversion monthly instalments or cash on phone, fees, interest and penalties.
  • The interest bonus will be calculated at the end of each calendar month, based on the daily average balance in the Saver PremiumFIRST saving in the calendar month, and credited in the following month. Interest Bonus will be given to the balance in your PremiumFIRST Saver account up to a maximum of IDR250,000,000 (not valid for its multiplification).
  • Free annual fee for the Primary card holder and 1 (one) Supplementary card holder will be given if you meet the requirements to become a Standard Chartered Bank PremiumFIRST Saver individual customer, namely upon a total placement amount (Total Relationship Balance) of monthly average of IDR50,000,000. If the above conditions are not met, the Primary Cardholder will be charged an annual fee of:
Card Type Annual Fee
Primary Card Rp500.000
Supplement Card Rp250.000
  • Total Relationship Balance is the total average balance per month of an Individual customer which include saving product or time deposit products, investment product, bancassurance in Standard Chartered which must be maintained. The total average balance per month is counted only for the Total Relationship Balance from the name of the primary account holder.
  • The interest bonus set by the Bank is subject to change at any time due to any revised provisions related to interest rates as determined by the Deposit Insurance Agency (LPS), Bank Indonesia, and/or Otoritas Jasa Keuangan (OJK).
  • In the event of interest rate change as set by the Deposit Insurance Agency (LPS), Bank Indonesia and/or Otoritas Jasa Keuangan (OJK) while calculating the interest bonus, the interest bonus calculation will follow the most recent interest rate.
  • For interest bonus change that is not resulted from the revised provision but due to the Bank policy, the Bank will enforce change by prior notification in accordance with applicable provisions.
  • If you do not qualify as a Premium Customer with a Total Relationship Balance (TRB) of IDR50,000,000, you will still be able to apply for the Premium Standard Chartered Credit Card by meeting the prerequisites set by the Bank, and you will be charged with the Premium Standard Chartered Credit Card Annual Fee each year for both the Primary Credit Card or Supplementary Credit Card (if any) and you will not qualify to receive several benefits under the applicable terms and conditions.

Terms & Conditions for Cashback Promo up to IDR2,000,000

  • Get a CashBack worth IDR2,000,000 if you apply for a Credit Card online through the Standard Chartered website www.sc.com/id or through Standard Chartered partner’s website which joins this program.
  • Cashback worth IDR2,000,000 will be offered exclusively for those applying themselves via online without any assistance from the Standard Chartered Sales team.
  • Cashback worth IDR2,000,000 applies for those applying for the PremiumFIRST Saver and two Standard Chartered Credit Cards, namely the Mastercard Premium and Mastercard WorldMiles.
  • Valid only for applications for Standard Chartered MasterCard Premium Credit Cards submitted until 31 March 2019 and approved until 12 April 2019.
  • Cashback will be credited to your credit card no later than 60 (sixty) calendar days from the approval of both of your Standard Chartered Credit Cards, a total of IDR1,500,000 will be credited to your Mastercard Premium Credit Card and a total of IDR500,000 will be credited to your WorldMiles Mastercard.
  • To enjoy this cashback, you must first activate your Standard Chartered Premium Credit Card.

Tokopedia Promo Terms & Conditions

  • Cash back 10% (ten percent) for a minimum transaction of IDR1,000,000 (one million rupiah), for purchases in the Market Place and Offical Store categories from Tokopedia. The maximum amount of cashback per transaction that a customer may receive is IDR150,000 (one hundred fifty thousand rupiah).
  • The Market Place category is an online trading platform from Tokopedia that offers the merchandise sold by sellers in Tokopedia. This category may be accessed directly through this link: www.tokopedia.com.
  • The Official Store category is a category for the purchase of products sold by the Brands or official stores. This category may be accessed directly from www.tokopedia.com/official-store
  • To get cash back for transactions in the Market Place or Official Store category, Customer must enter the PREMIUMMP promo code on the Tokopedia’s payment page.
  • Cashback of 10% (ten percent) for a minimum transaction of IDR200,000 (two hundred thousand rupiah), for a purchase in the Second Party Digital category. The maximum Cashback value per transaction that a customer may receive is IDR50,000 (fifty thousand rupiah).
  • The Digital category means utilities products sold by Tokopedia in the form of mobile phone top up, BPJS contribution fee, Cable TV bill, Electricity pre-paid and post-paid, and others. This category may be accessed directly through this link: www.tokopedia.com/pulsa/
  • To get cashback for transactions in the Digital category, the Customer must enter the PREMIUMDG promo code on the Tokopedia’s payment page.
  • Purchase transactions of Digital products cannot be combined with the purchase of goods at the Market Place or Official Store.
  • Cashback will be given to the balance of customer’s OVO Points after the Customers confirm receipt of goods on the Tokopedia website or application.
  • Customers can get promo cashback in the Market Place/Official Store and Digital categories, each category twice a month.
  • Cashback promo can be combined with a 0% instalment program with a tenor of 3 (three) months, 6 (six) months, and 12 (twelve) months with a minimum transaction of IDR500,000 (five hundred thousand rupiah).
  • The above conditions apply to the Standard Chartered Premium Credit Cards

Traveloka Promo Terms & Conditions

1. Daily deals for domestic and international destinations

  • Period: from April 26, 2018 until 29 February 2019.
  • Promo discount of each IDR200,000 applies for any purchase of hotel and domestic and international airline tickets using the SCPREMIUM200 promo code
  • Valid for Standard Chartered CC Premium Credit Cards issued in Indonesia.
  • Promo is valid for a minimum purchase of IDR2,000,000.
  • Promo is valid for 1 transaction per customer per day.


2. Thematic deals (on the 5th, 15th, 25th of each month) for international destinations

  • Period: from April 26, 2018 until 29 February 2019.
  • Promo is valid on every 5th, 15th and 25th of each month.
  • Promo discount of each IDR250,000 applies for international hotel bookings using the SCPREMH250 promo code and international destination flight tickets using the SCPREMF250 promo code.
  • Valid for Standard Chartered CC Premium Credit Cards issued in Indonesia.
  • Promo is valid for a minimum purchase of IDR2,000,000.
  • Promo is valid for 1 transaction per customer per day.


Details and Fees

  • Interest on retail transactions: 24% per year
  • Make sure the average daily balance in your PremiumFIRST account is IDR 50 million in order for you to get a free annual fee for the primary card holder and 1 (one) supplementary card
  • Cash withdrawal fee: 6% or IDR100,000 (whichever is higher)
  • Minimum payment per month is 10% of the total bill or IDR50,000 (whichever is higher)



Application Terms and Conditions

  • Primary credit card: aged 21 - 65 years old.
  • Supplementary credit cards: aged 17 - 70 years old.
  • Minimum net income: IDR20,000,000 per month.

Terms & Conditions on Foreign Exchange Rate Promo

  • Foreign Currency Credit Card Transactions will be converted into rupiah according to the exchange rate and administrative fees as set by MasterCard International on the date the transaction is recorded in the Bank system plus the conversion fee.

Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

Proceed