Enjoy cash back up to 3%


Save more with cash back up to 3%

  • Enjoy cash back 0.1% unlimited and additional 3% on groceries and gasoline*
    The more you spend, the more cash back you earn
    *) with conditions:
    (i) min. spend IDR 3,000,000 per monthly billing statement
    (ii) max. cash back IDR 100,000
  • More benefits from other promotions
    In addition to cash back, you get additional discounts from other promotions all year long

More flexibility to do perform transactions anytime and anywhere

  • For all retail transactions
    Get cash back benefits on all of your retail transactions
  • For retail transactions anytime
    Cash back benefits on every transaction anytime, every single day of the week and unlike any other cash back promo, this benefit has no expiration
  • For retail transactions anywhere
    Enjoy cash back in all merchants (domestic and international)

More convenient

All of your accumulated retail transactions will be automatically calculated into your cash back benefit


Terms and Conditions of cash back

  • Transactions included in the calculation of the cash back amount are for retail transactions only, and not included EZ Bill monthly bills, SteadyPay/SteadyPay by Phoe/Cash on Phone monthly installment.
  • Transactions that are not included in the cash back calculations are all cancelled retail transactions, annual fee, cash advance, EZ Bill monthly bills, SteadyPay/SteadyPay by Phone/Cash on Phone monthly installment, interest, fees and charges
  • Cash back will be calculated by the end of each month's billing cycle:
    Total transactions per month % Cash back
    Unlimited 0.1%
  • Cash back is calculated for every transaction that is printed in the billing statement and will be credited to your credit card within 1 (one) day after billing statement date (in transaction month). Cash back amount will be displayed in the proceeding month of billing cycle.

    Cashback Calculation

  • To be eligible for cash back, Standard Chartered Titanium Credit Card must be in active state and not in blocked condition

Interest Rate

24% per year

Annual Fee

Primary : IDR 500,000 per year
Supplementary : IDR 250,000 per year

Cash Advance Charges

6% or IDR75.000 (whichever is higher)

Minimum Monthly Repayments

10% of monthly billing statement or IDR 50,000 (whichever is higher)

Fee Waiver

Free Annual Fee 1st Year (T&C Apply)


    • SteadyPay
      Enjoy zero percent instalment interest with any time period of your choice to buy any products you want in selected merchants.

    • EZ Bill
      Compile all of your monthly bills into just one Standard Chartered Credit card bill.

    • Cash on Phone*
      This facility allows you to get cash from your Standard Chartered Credit Card to your desired bank account with certain interest in any time period of your choice.

      *Only for selected customers.


  • Primary Card: 21-65 years old
  • Supplementary Card: 17-70 years old
  • Minimum Income: IDR 5 million per month
  • Lives in Indonesia
  • Has another credit card from other bank
  • Stays and works in Standard Chartered Bank's Trading area

Apply Online

Click here to sign up now.

Call Us

Call our hotline for further information.

(021) 57 9999 88

Locate Us

Visit the branch that is nearest to you.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.