Pay Any Card with ease through Online Banking.


The Preferred World MasterCard Credit Card gives you privileged access to a range of unique experiences and benefits around the world.

Spend-to-Rewards Conversion: Points / Rebates IDR 10,000 spend = 1 point

Fixed Deposit average balance of IDR 150mn / month = 100 points (no multiplication).
CASA average balance of IDR 150mn = 100 points (no multiplication).
New investment purchase (min. IDR 100mn), IDR 1mn = 10 points.

Interest Rate

2.95% per month.

Annual Fee

Free annual fee if average balance of Priority account >IDR150mio per month.

Fee wavier


Cash advance charges

6% or IDR100.000 (which one is higher)

Min. monthly repayments

10% of monthly billing statement or IDR 50,000 (whichever is higher).


  • Earn 3X points with a minimum of Rp3 million total spending per month with Preferred World MasterCard.
  • Airport Lounge Facility across nationwide.
Buy 1 Get 1 at The Premiere XXI cinemas (maximum purchase of 1 ticket eligible for 1 free ticket every Saturday & Sunday)*

*Apply to selected XXI Premiere:
1. Emporium Pluit
2. Mal Kelapa Gading
3. Studio XXI (EX)
4. Plaza Senayan
5. Lenmarc (Surabaya)
6. Ciwalk (Bandung)

More Rewarding

360° Rewards programme – Earn 360° Rewards Points on your entire relationship with us – whether it's a investment, Fixed deposit, Current Account / Saving Account, and debit card transaction.

More Convenient

Pay Any Card with ease through Online Banking.

More Personal

Dedicated 24-hour Preferred Banking Service Line at 021 57 9999 55, and preferred queue at our branches Dedicated Preferred Banking Relationship Manager to help you grow and achieve your financials target Full Range and Convenient Banking Solutions that is personalised design just for you.


  • Primary Card: 21 to 65 years old
  • Supplementary Card: 17 to 70 years old


    • How long does it take to apply for a credit card?
      Provided with all the document(s) required, it should take approximately 7-14 business days to get your credit card approved.

    • What are my obligations to hold a credit card?
      To make at least the minimum monthly repayment of 10% of the total outstanding balance or IDR 50,000, whichever is higher, on the due date.

      As Principal Cardholder, you are also liable to pay for transactions made by your Supplementary Cardholders (if any).

    • Will I be charged anything extra if I use my card overseas?
      No charge for international transaction. Only conversion rate will be applied and determined by Visa International or MasterCard International.

    • How much is the interest charges?
      2.95% per month.

Learn more »

Call Us

Call our hotline for further information.

(021) 57 9999 88

Locate Us

Visit the branch that is nearest to you.

Find a Branch »

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.