Enjoy 5% cash back for your travel transaction.


Build your business on a solid foundation.

Spend-to-Rewards Conversion: Points / Rebates

Every IDR 10,000 spend = 3X Rewards Points for every IDR10,000 transaction above IDR10 million transactions per month. Earn 1 point for transactions below IDR10 million.

Interest Rate

21% per year.

Annual Fee

Primary: IDR 750.000,-/year
Supplementary: IDR 375.000,-/year

Fee wavier

Free Annual Fee for 1st Year (T&C Apply).

Cash advance charges

6% or IDR100.000 (which one is higher)

Min. monthly repayments

10% of monthly billing statement or IDR 50,000 (whichever is higher).


5% Travel Cash Back

Enjoy 5% cash back for your travel transaction when you use Platinum Business Card for a maximum of IDR 2 million on travel transactions per month.

Travel Cashback Simulation


  • Primary Card: 21 to 65 years old
  • Supplementary Card: 17 to 70 years old
  • Minimum Income: IDR 12 million


    • How long does it take to apply for a credit card?
      Provided with all the document(s) required, it should take approximately 7-14 business days to get your credit card approved.

    • What are my obligations to hold a credit card?
      To make at least the minimum monthly repayment of 10% of the total outstanding balance or IDR 50,000, whichever is higher, on the due date.

      As Principal Cardholder, you are also liable to pay for transactions made by your Supplementary Cardholders (if any).

    • Will I be charged anything extra if I use my card overseas?
      No charge for international transaction. Only conversion rate will be applied and determined by Visa International or MasterCard International.

    • How much is the interest charges?
      21% per year.

Learn more »

Apply Online

Click here to sign up now.

Apply Now

Call Us

Call our hotline for further information.

(021) 57 9999 88
68000 (Mobile)

Email Us

Alternatively, please drop us an email and we will contact you soon.

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Locate Us

Visit the branch that is nearest to you.

Find a Branch »

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.