Enjoying an extraordinary lifestyle has never been simpler.


SteadyPay by Phone Facility

With our low interest instalment plans, you can become the instant owner of the latest gadget, home appliance, etc. Select from a wide range of participating merchants and repayment schedules.


Consolidate all your routine monthly bills to your Gold Card and enjoy the ease of our auto debit facility.


  • Primary Card: 21-65 years old
  • Supplementary Card: 17-70 years old
  • Minimum Income: IDR 4.5 million


    • How long does it take to apply for a credit card?
      Provided you submit all the document(s) required, it should take approximately 7-14 business days to approve your credit card.

    • What are my obligations to hold a credit card?
      To make at least the minimum monthly repayment of 10% of the total outstanding balance or IDR 50,000, whichever is higher on the due date.

      As Principal Cardholder, you are also liable to pay for transactions made by your Supplementary Cardholders (if any).

    • Will I be charged anything extra if I use my card overseas?
      There are no charges for international transactions. Only the currency conversion rate will be applied and determined by VISA International or MasterCard International.

    • How much is the interest charges?
      21% per year

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Apply Online

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Call Us

Call our hotline for further information.

(021) 57 9999 88

Email Us

Alternatively, please drop us an email and we will contact you soon.

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Locate Us

Visit the branch that is nearest to you.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.