Premium of just 0.65% of the balance on your credit card.

Details

Product of CIGNA
Credit Guard Plus* Insurance

If something undesirable happens to you, how would your credit card bills be paid off? Of course, your family is the one who will have to take on this burden. With Credit Guard Plus, allow yourself peace of mind that your family will not have to handle any excessive burden.

With a premium of just 0.65% of the balance on your credit card, in the event that you are unable to pay your bills because of being diagnosed of having one of 12 chronic illnesses, accident or death, you will receive protection on the balance on your Standard Chartered Credit Card.

The protection on the balance is up to:

  • IDR100.000.000 for Visa Black Platinum MasterCard, Platinum and Business Card Platinum
  • IDR50.000.000 for Visa Gold, Titanium and Business Card Gold
  • IDR7.500.000 for Classic Card

12 Chronic Illnesses
Cancer, stroke, kidney failure, coronary artery disease (requiring bypass surgery), coma, serious burn injuries, heart failure, encephalitis, (acute) brain damage and heart valve replacement surgery.

Ease of Registration
Fill in the Credit Guard Plus application form and fax it to (021) 574 7619 or contact our Call Centre on (021) 57 9999 88 or 68000 from your mobile phone.

*Coverage value may change from time to time and is subject to any applicable insurance policies. Claim submission has to be in writing and may be directed to Standard Chartered Bank.

About PT Asuransi Cigna

PT Asuransi Cigna was established in 1990 and is headquartered in Jakarta. Cigna offers a wide range of products: life insurance, health insurance and accident insurance. The company has grown to be one of the best insurance providers in Indonesia with their Affinity Marketing business as their core differentiator in the market. As of the end of 2009, Cigna has over 1.6 million policies and an RBC 365% higher than government regulation.

Important Notes

Credit Guard Plus insurance is issued by PT Asuransi Cigna and is referenced by Standard Chartered Bank. This is not a banking product of Standard Chartered Bank, it does not contain any obligation or guarantee from Standard Chartered Bank and does not fall under Government of Republic of Indonesia's guarantee program. Standard Chartered Bank is not responsible for insurance policies issued by PT Asuransi Cigna in relation to insurance products. The use of Standard Chartered Bank logo is with permission from Standard Chartered Bank as a form of partnership between Standard Chartered Bank with PT Asuransi Cigna in offering insurance products. Standard Chartered Bank is neither an agent of PT Asuransi Cigna nor a broker for Standard Chartered Bank customers.

  Your BILL
  Credit Guard
Target Market SCB Cardholders – Classic, Gold, Platinum, Infinite and World Card
Insurance Provider PT Asuransi Cigna
Type Life Insurance
Premium Payment Regular Premium – monthly
Currency IDR
Entry Age Above 17 years-old
Insured Above 17 years-old
Period of Coverage Credit Card Validity Basis
Minimum Premium 0.65% x Credit Card Loan Balance
Protection Coverage 1. 12 Critical Illness Protection
2. Death Benefit
Riders N/A
Special Features N/A
N/A

Buying an insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable may be less than the total premiums paid. The contents of this document do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are products of and underwritten by PT. Asuransi CIGNA and not Standard Chartered Bank. Standard Chartered Bank shall not be liable in any manner whatsoever regarding your application or the contract of insurance.



Call Us

Call our hotline for further information.

(021) 57 9999 88
68000 (Mobile)

Locate Us

Visit the branch that is nearest to you.

Find a Branch »

You might also be interested in

Premium Shield

Select the right insurance for your future your family's future; one that enables you to maximize your funds with minimum risk.

More details »
Value Shield

Make sure that your most valuable assets are always safe and protected with Value Shield insurance.

More details »
Manulife Investment Protector

Manulife Investment Protector is a promising product for investment and life protection.

More details »
Golden Protector

When you need certainty in your retirement time, Golden Protector can provide you with a solution for your family financial necessity at your old days.

More details »
Back to Top

Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

Proceed