Family Hospital Extra Insurance
Family Hospital Extra is a health insurance product that provides additional benefit of Refund on premium of 50% from premium that has been paid for 3 years as long as the policy is still in-force.
The benefit of this program is the reimbursement of the customers' hospital expense in the event of a sickness or an accident.
With Family Hospital Extra, the customer will receive the coverage of in-patient benefit in the hospital up to Rp 1.000.000 per day in the event of a sickness or an accident, with maximum of 60 days per case. Customer will also get double this coverage when the customer is admitted in the ICU with maximum of 7 days per case.
This campaign also provides surgery cost coverage of up to Rp 10.000.000 per case.
Low Premium Rate and Refund on Premium
Low premium rate starting at Rp 100.000 depend on the customers' age and the coverage plan and will provide the benefit of 50% Return on Premium that has been paid for 3 years as long as the policy is still in-force.
About Pt Asuransi Cigna
PT Asuransi CIGNA, a provider of life, health & accident insurance, was established in 1990 as a realization of CIGNA Corporation's commitment to expand its business in Indonesia. Currently it has grown and developed into a leading insurance company in Indonesia with its key differentiator of Affinity Marketing. In 2009, Cigna has customers base of more than 1.6 million policyholder and RBC of 365%, above the regulation requirement.
Family Hospital Extra Insurance is PT Asuransi Cigna's product and referenced by Standard Chartered Bank. This product is not a saving product of Standard Chartered Bank, therefore there are no obligations whatsoever and not guaranteed by Standard Chartered Bank and it is not included in the Republic Indonesia government's guarantee program. Standard Chartered Bank does not have any responsibility to the insurance policy published by PT Asuransi Cigna in relation to this insurance product. Any Standard Chartered Bank logo usage must be approved by Standard Chartered Bank as the partnership of Standard Chartered Bank with PT Asuransi Cigna on the insurance product marketing campaign. Standard Chartered Bank is not the agent of PT Asuransi Cigna nor the brokerage of the Standard Chartered Bank customers.
Buying an insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable may be less than the total premiums paid. The contents of this document do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are products of and underwritten by PT. Asuransi CIGNA and not Standard Chartered Bank. Standard Chartered Bank shall not be liable in any manner whatsoever regarding your application or the contract of insurance.