Provides high value and guaranteed to be passed to your generation.

Product of Smart Legacy

  • Asset Protection in Dollar.
  • Offer of minimum guaranteed return 4% per year in the first two years and minimum 2.5% per year for the third year onwards.
  • Additional Bonus of 0.25% starting from year 7th and it will be paid starting from year 25th if the crediting rate is higher than 2.5%.
  • No Lapse Guarantee as optional.
  • Security upon the value of Your legacy plan.
  • Distributes your guaranteed Legacy for your generation.
  • Gives you Jumbo Sum Assured/High Value Legacy plan.
  • Free from Medical Check Up for 18 years old up to 50 years old with Sum Assured up to USD 400,000 and for 18 years old up to 45 years old with Sum Assured up to USD 500,000.
  • Offers you loan facility with Premium Financing from Standard Chartered Bank.
Death Benefit Without NLG* With NLG*
Up to 80 years old Sum Assured or Account Value (whichever is higher)
After 80 years old Account Value + USD 10,000 Sum Assured or Account Value + USD 10,000, whichever is higher

* No Lapse Guarantee

Application Requirements
  • Have an account at Standard Chartered Bank.
  • Complete Insurance Application Form (SPAJ)
  • Sign benefit illustration by prospective policy holder
  • Copy of valid Identity card and other documents (if required)

Summary information about the insurance products we deliver based on information provided by the insurance company . If there are differences with the policy document or other insurance document issued by insurance company please refer to documents issued by the insurance company .

  • Smart Legacy is an insurance product from PT . Asuransi Allianz Life Indonesia
  • PT. Asuransi Allianz Life Indonesia is registered and supervised by Otoritas Jasa Keuangan (OJK)
  • This product is not a Bank’s product and not included in the scope of deposit guarantee program by Indonesia Deposit Insurance Corporation (Lembaga Penjaminan Simpanan/LPS) as stipulated and governed in the Law No. 24/ 2004 about Indonesia Deposit Insurance Corporation (“LPS”).
  • Standard Chartered Bank (“Bank”) only acts as a distributor of this product. Bank is not responsible or involves in any risks occur from the insurance product. Investment performance of this product is subject to investment risk.
  • Insurance premiums already take into account the cost of insurance , cost of Investment Management , Acquisition Cost , Cost of Transfer of Funds ( if any ) , Withdrawal fee , administration fee and a commission to the Bank .
  • Complete description of fees and charges referring to General & Special Terms and Condition which stated in Smart Legacy policy .
  • Sales person who sell the product is certified AAJI License and registered under Otoritas Jasa Keuangan (OJK)
  • If there are things you want to ask further and complaints to be conveyed , you can contact directly to the insurance company through the following channels :

PT . Asuransi Allianz Life Indonesia
Headquarters :
Allianz Tower
Jl . HR . Rasuna Said
Kuningan Persada Super Block 2
South Jakarta 12980
Call Center / Medical Hotline : +62 21 2926 9999
Fax No: +62 21 2926 8080
Email :
Website :

Purchasing of insurance policy is a long-term commitment. An early termination of the policy usually involves high cost and the surrender value payable may be less than the total premium paid. The contents of this document do not constitute a contract of insurance and reference should be made to the respective policies. The contents of this document also do not constitute an offer to buy or sell an insurance product or service. The contents are also not intended to provide any insurance or financial advice. Insurance product described in this webpage is a product of and guaranteed by PT. Asuransi Allianz Life Indonesia and not responsible of Standard Chartered Bank. Standard Chartered Bank shall not be liable in any manner whatsoever regarding your application or the contract of insurance.

Call Us

Call our hotline for further information.

(021) 57 9999 88
68000 (Mobile)

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