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Provides Life Protection & Financial Planning starting from retirement age up to 70 years old.

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PRULife Harvest Plan

Provides Life Protection & Financial Planning starting from retirement age up to 70 years old.

Feature

Death Benefit

Whichever is higher between Sum Assured of Cash Value at the time of death.

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Permanent Disability Benefit

Return of Premium benefit and Waiver of Premium Benefit.

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Guaranteed Lump Sum Benefit

60x of Guaranteed Monthly Income paid at chosen retirement age.

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Guaranteed Monthly Income Benefit

Paid at the end of every month starting from the next month of the chosen retirement age.

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Non-Guaranteed Benefit

Non-Guaranteed Survival Bonus paid at the same time with Guaranteed Monthly Income payment.

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Non-Guaranteed Benefit

Non-Guaranteed Maturity Bonus paid when the policy matures (at Insured’s age of 70 years old).

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Fees & Charges of PRULife Harvest Plan

Premium that must be paid

Amount of money paid by the Policy Holder to the Insurer based on the Policy, which must always be paid annually during the Premium Payment Period. The premium amount is based on the Insured’s entry age, the chosen retirement age, the selected premium payment period and the amount of Guaranteed Monthly Income chosen.

Simulation

Tax
Other Charges
The tax imposed on the Policy Surrender is in accordance with the provisions of the applicable tax laws and/or any changes thereof as may be determined by the Government of the Republic of Indonesia from time to time.

Simulation

The insurance premium from this product includes costs associated with the application of coverage and the issuance of policy which includes, amongst other things, the cost of policy procurement and printing of bank commission documents, and other marketing costs.

Simulation

General Criteria of PRULife Harvest Plan

Eligibility

  • General Criteria of PRULife Harvest Plan

    1.Insured Age (19-50 years old (next birthday))
    2.Retirement Age (45/50/55/60 years old)
    3.Currency (Rupiah)
    4.Policy Term (Up to 70 years old (real birthday))

For further information

Prudential Customer Line
1500085 or 021-1500085 through mobile phone
Website: www.prudential.co.id
E-mail: customer.idn@prudential.co.id