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Phone, Cell Phone, Mobile Phone

Scan the Bharat QR code using your Standard Chartered mobile app and enjoy a cashless shopping experience.

Simple and secure way to shop

Go cashless with Bharat QR payment and enhance your shopping experience. Simply register for QR payment and scan the Bharat QR code at merchant outlets to pay directly through Standard Chartered credit or debit card.


  • Spot the Bharat QR logo along with the QR Code.
    Please ensure you don’t confuse the same with a QR code of any other service provider.

  • Yes ATM PIN is required to complete the QR Payment transaction. But, you will be not be asked to enter the password in order to login to Standard Chartered Mobile Banking app after first time registration.

  • No registration needs to be done for QR Payment transaction. But you need to login into the SC Mobile app with username and password for first payment. After that payment can be using QR Payment section of SC Mobile app without login.

  • Yes, QR Payment feature is available on the latest android & iOS versions.

  • There is no maximum limit per transaction.

  • Yes, instead of swiping/ inserting the card at the merchant terminal or entering one time password at online store, now you can use your SC Mobile app and click on the QR Payment option to initiate the transaction.

  • Yes, it is as safe as any of the existing card payment mechanism.

  • Yes, you will be provided with a choice to select between a Standard Chartered credit card and Standard Chartered debit card each time you initiate QR Payment transaction.

  • No, you must have at least one active Standard Chartered credit or debit card in order to carry out QR Payment transaction.

  • Yes, you can make bill payments through QR Payment option provided the merchant accepts QR Payment transactions. Spot the Bharat QR code available in your bill to do QR Payment transaction.

  • Yes, there are some merchants like TATA SKY, IDEA CELLULAR and more that generate/display QR code on their website. You can scan the QR code available on their website and do the QR Payment transaction for any payments to be made to them.


The registration and usage of this service is subject to acceptance of Client Terms and Most Important Terms & Conditions associated with debit/credit cards. Click here to read and understand the Client Terms before availing the service.