• Who is eligible for the Lease Rental Discounting loan?
      The product is designed to finance the business needs of:
      • Sole proprietors/proprietorship firms
      • Partnership firms
      • Private-limited and public-limited companies
      • Professionals – doctors, architects, chartered accountants, business consultants
    • What do I need to give as security?
      Rent receipts are payable by the tenant directly to an escrow account with Standard Chartered Bank. The underlying tenanted property, which may be commercial property or quasi-commercial property, will be taken as collateral. No plot, self-construction or under-construction properties will be allowed
    • What are the basic documents required for applying for the facility?
      • Lease agreement
      • Bank statements for the last 6 months
      • 2-year financials including Profit & Loss (P&L) statement, balance sheet and income tax returns
      • Documents related to establishment of entity, identity and address proof documents.
      • Property title documents
      • Specific details will be provided by the Relationship Manager
    • What is the maximum loan amount offered for the Lease Rental Discounting loan?
      You can avail a maximum loan of Rs. 20 crores subject to eligibility conditions being met
    • What is the maximum tenure of the loan?
      The maximum tenure for which you can avail the facility is determined by the lease tenure and is capped at 12 years
    • What is the interest rate on the facility?
      We offer attractive interest rates on the facility depending on the loan amount, credit assessment and other parameters. Further details will be provided by our sales officer

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.