Details

A comprehensive insurance solution for small and medium non-manufacturing enterprises, Standard Chartered’s 360 Degree Shield provides all-round protection for your business. We combine several critical insurance programs in one convenient, easy-to-manage policy to provide protection against the key risks you face in your daily operation:

Basic cover

  • Fire and special perils
    Covers buildings, office equipment, electronic equipment, furniture, fixtures, fittings and any other specified content against fire & special perils, earthquakes and terrorism (if selected).
  • Burglary
    Covers office equipment, electronic equipment, furniture, fixtures, fittings and any other specified content against fire & special bulgary. Covers 50% on a first-loss basis
  • Built-in covers
  • Fidelity guarantee
    Covers loss of money or goods caused by fraud or dishonesty of specified employees.
  • Money
    Covers robbery and burglary of cash while in transit to/from the bank or while it is kept overnight in a safe at the insured premises. Additional cover: Personal assault for cash-carrying employees.
  • Public liability
    Covers your liability to pay compensation, including costs and expenses incurred on account of legal liability arising out of accidental injury and/or property damage to third parties in your insured premises.
  • Family Health Floater
    A Comprehensive health insurance policy for you and your loved ones. Covers the expenses incurred towards in-patient hospitalisation for a period more than 24 hours, for the illness/diseases contracted or injury sustained by the insured person during the period of insurance.

This policy is especially designed for businesses with assets ranging from Rs.5 lakhs to Rs.10 crores. If your business needs wider coverage, we also offer a range of segment-specific comprehensive package policies. Please contact our office or sales representative for more information.

Other features

  • No claims bonus means the amount you are insured for increase by 5% for every claim-free year, subject to a maximum of 50%.
  • Pre-existing diseases are covered after 48 months of contionous insurance
  • Income tax benefit under Sec(80 D) of the Income Tax Act
  • Easy documentation and hassle-free claim settlement
  • Floater advantage: The floater plan means the total sum insured floats between the members covered. Unlike an individual plan, each member can use the sum insured, making it cheaper and more convenient for the whole family

Special features

  • Day care procedures that require less than 24-hours hospitalisation
  • Pre & post-hospitalisation expenses for 30 and 60 days respectively
  • Ambulance expenses up to Rs. 1,000 per hospitalisation
  • Up to Rs.1500/- per insured person towards the cost of master health check up after every 4 consecutive claim-free years of membership
  • Floater advantage: The floater plan means the total sum insured floats between the members covered. Unlike an individual plan, each member can use the sum insured, making it cheaper and more convenient for the whole family

Eligibility

    • Members enrolled under the Family Health Floater plan must be between 91 days to 65 years. Renewal is accepted for members up to 70 years.
    • Dependent children enrolled under the Family Health Floater plan must be between 91 days to 21 years. Renewal is accepted for dependents up to 21 years.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.

Disclaimer

Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.

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