Details

Experience convenience with your Business World Debit Card
  • Every signatory of your account can get an Business World Debit Card ensuring convenience and flexibility with multiple debit cards
  • Carry out high value business transactions with a higher daily spending limit of up to Rs. 5 lakhs per day
  • Personalise your card with your company's name (maximum of 15 characters)
  • Make payments at over 30 million merchant establishments around the world using your card. And withdraw cash from a network of over one million ATMs worldwide.
  • Your card is protected and insured against misuse in case of loss of card or theft. Any unauthorised transactions before you report the loss of the card are protected. For details on lodging the insurance claim, refer to terms and conditions.
  • Enjoy zero surcharge on fuel at all filling stations across the country
Separate business expenditure for your personal expenditure and enjoy greater control with your Business World Debit Card
  • To safeguard your interests, select different limits for cardholders, based on your business needs ensuring a card for each of your key account signatories
  • All debit card transactions can be viewed in chronological order in the current account statement, enabling you to track transactions easily.

Rewards program

The Business World Debit Card comes with a comprehensive rewards program that allows you to earn points on transactions along with every banking facility you use so you have more points to accumulate and more points to redeem.

You can earn rewards on the following transactions/facilities and more

  • 1 reward point for every Rs.100 you spend through your Business World Debit Card
  • 250 points for the first time you use your card at an ATM
  • 250 points for registering for SMS Banking
  • 250 points for signing up for Straight2bank
  • 250 points for the first time you avail a Business Installment Loan or Loan Against Property from the bank
  • 250 points for every trade product sign up/utilisation
  • 50 points for the first time you make a Fixed Deposit with the bank

Each reward point you earn is worth Rs. 1 and can be redeemed as cash credit into your company's account once you have accumulated a minimum of 500 points. There is no limit to the cash back you can avail but bear in mind, the points you accumulate are valid and available for redemption only during the calendar year in which they were earned. Also, reward points are valid only as long as you hold a valid Business World Debit Card. Reward points are displayed in your Current Account statement.

Business savings & privileges, putting your business first

The Standard Chartered Business World Debit Card is tailored to cater to your specific needs as an SME, and comes with invaluable features, offers and benefits such as special discounts in the areas of travel, business solutions, communication and office support.

Your Business World Debit Card also brings you a wide range of complimentary global travel, hotel and restaurants privileges for you and your business.

MasterCard Moments - MasterCard Moments is an exclusive program for MasterCard cardholders. This program extends only the very best from our merchant partners across the world providing you with exclusive offers at spas, golf courses, wine clubs and tours. You will also enjoy zero surcharge on fuel at all filling stations throughout India.

So get your card out and set sail on an amazing banking experience with your Standard Chartered Business World Debit Card today.

FAQs

    • Where can the Standard Chartered Business World Debit Card be used?
      The Business World Debit Card provides access to your account whenever you want, wherever you want. You can use this card to purchase goods at over 30 million merchant establishments and withdraw cash from over 1 million ATMs around the world.
    • What are the fees for holding a Standard Chartered Business World Debit Card?
      The Business World Debit Card comes FREE for life
    • How can I avail of the petrol surcharge waiver using my Business World Debit Card?
      You can avail the petrol surcharge waiver of 2.5% simply by using the Standard Chartered Business World Debit Card to make payment. This waiver is available at all petrol pumps across the country. (Kindly note that the petroleum outlets will be identified using the merchant category code of Master Card, the franchise under which the retailer has registered.) The waiver will be limited to a maximum fuel spend of Rs. 20,000 per account, per month.
    • What is the RewardsPlus scheme being offered on the Business World Debit Card?
      This loyalty scheme enables cardholders to earn reward points while they spend. Reward points can be redeemed for cash however are earned only on POS (Point of Sale) transactions. No ATM transactions are eligible for reward points.
    • Who is eligible for the Business World RewardsPlus scheme?
      All customers holding resident accounts and using an Business World Debit Card are eligible for the Business World RewardsPlus scheme. This scheme is not currently available to NRI customers holding non-resident accounts.
    • How do I earn points on the RewardsPlus scheme?
      The customer will. You earn 1 point for every Rs. 100 spent.
    • When does the Business World RewardsPlus scheme start and end?
      The scheme starts at the beginning of the calendar year and closes at the end of the calendar year.
    • To which account will the customer earn reward points?
      The reward points will be accrued to the account debited for the transaction. In case of multiple accounts linked to a debit card the transacted account will accrue the reward points. The reward points will be earned at an account level, but the card type will determine the scheme the customer is currently on.
    • How do I redeem my points?
      The cardholder needs to earn a minimum of 500 points during the scheme period to redeem the points. Every redemption request can only be made for a minimum of 500 points.
    • Do the rewards points have an expiry date?
      All points will lapse at the end of the calendar year.
    • How do I redeem my points?
      The cardholder needs to call the phone banking help line to request for redemption of points. The bank will not redeem your points if not requested by you.
    • How long does it take for the claim amount to be credited into the cardholders account?
      The claim amount would be credited into the cardholders account within 21 working days or 5 working days of closure of the investigation by the bank, provided all the required documents have been submitted by the cardholder.
    • What are the special-usage offers available on the Business World Debit Card?
      Special promotions are regularly offered to all Standard Chartered Debit Card holders and are usually communicated on the reverse of the bank account statement
    • Where can I get the details of the offers & discounts at various merchant outlets, being offered as part of the Business World Debit Card feature?
      You can log on to our website and check under the Business World Debit Card section for the latest offers available on the Business World Debit Card.
    • What is the maximum time in which a claim will be admissible?
      All claims have to be intimated within 60 days of the occurrence of the event. Claims shall not be admissible after this period.
    • What can I redeem the reward points for?
      The reward points will be redeemed for cash. The amount will be credited to the customer account once he has requested for redemption. One point is equal to Rs. 1.
    • How will I know the points earned by me?
      The statement of the customer will carry the number of reward points that he currently has earned by using his debit card. The customer can also call phone banking to know his reward points.
    • How many times can I redeem points during the scheme period?
      There are no restrictions on the number of times a cardholder can redeem during the scheme period. However every request for redemption needs to be for a minimum of 500 points.
    • What is the amount up to which I can make payments with the help of an Business World Debit Card?
      You can make use of your Business World Debit Card up to a maximum daily limit for making purchases, subject to there being sufficient funds in your account.
    • What are the benefits of an Business World Debit Card?
      The Business World Debit Card has all the basic features of a retail debit card. In addition, it has a few exclusive features catering to the needs of an SME customer:
      • Enhanced spending limit up to Rs. 5 lakhs for purchase & ATM cash withdrawal
      • Earn reward points on new product relationship
      • Unique protection against misuse of lost/ or stolen cards
      • Zero petrol surcharge at all petrol pumps in India
      • Special usage promotions offering exciting gifts.
    • Can I convert my existing Debit Card into an Business World Debit Card?
      Certainly. Please call phone banking or contact your nearest branch for details.
    • Will I be able to use my Business World Debit Card for railway ticket booking counters?
      Yes, however you will need to pay a surcharge of 2.5% as per industry practice.
    • What is the immediate action to be taken in case of loss of the Business World Debit Card?
      It is important that you report the card loss immediately by calling the phone banking staff. You are also advised to send a letter to the bank at the address / fax number given to you by our phone banking executives.
    • What is the unique protection feature being offered on the Business World Debit Card?
      All Standard Chartered Debit Cards including the Business World Debit Card are covered under the lost card liability protection, which protects the cardholder against the misuse of their lost or stolen card.
    • What kind of misuse is covered under this feature?
      PIN-based transactions including ATM transactions are not be covered, and neither are internet & MOTO transactions.
    • What is the limit of cover provided under the lost card liability feature?
      A maximum of Rs. 50,000 per card under this feature. Cover is only provided for POS transactions made 7 days prior to reporting the card has been lost, and for 30 days after(i.e. hotlisting time of the card).
    • What does the cardholder have to do in case their Business World Debit Card is lost or stolen?
      The cardholder needs to immediately inform the bank and request his debit card be hotlisted. In case any fraudulent transactions have taken place using the debit card, the cardholder will need to lodge a claim by submitting the following documents: Claim form for lost card liability (to be made available at the branches) Original FIR copy clearly mentioning the loss of the debit card and its number. A copy of the statement with each of the fraudulent transaction clearly circled and signed by the person who signed the claim form.
    • From which date would the lost card liability insurance cover be applicable?
      The lost card liability offering will be valid for all Point of Sale transactions


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