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best credit card for online shopping
best credit card for online shopping
  1. Credit Cards

  2. DigiSmart Card

One credit card for all your online tabs

DigiSmart Card is the ideal credit card for online shopping. Enjoy attractive offers on travel, dining, groceries & more

DigiSmart Credit Card Benefits

  • off at Myntra with no minimum spends

  • off at Grofers with no minimum spends

  • off at Zomato with no minimum spends

DigiSmart Credit Card Benefits

Every week is fashion week

Get 20% off* at Myntra with no minimum spends. Valid on 1 transaction per month with a maximum discount of INR 700. Know more!

Best Shopping Credit Card for Online Groceries

Use promo code DIGISMART and get 10% off* on Grofers with no minimum spends. Valid for five transactions per month with a maximum discount of INR 1,000 per month. Know more.

Being a Foodie is a Full-time Job

Use promo code DIGISMART get 10% discount* on your Zomato food orders with no minimum spends. Valid for 5 transactions per month with a maximum discount of INR 150 per transaction. Know more.

It’s showtime

Buy One Get One (BOGO) movie ticket free* at INOX. Valid on Saturday and Sunday only. Valid for 2 transactions per month with maximum discount of INR 200 per transaction. Know more
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Features

Supplementary Credit Cards

Extend the benefits of your credit card to your family members by getting them lifetime free Supplementary credit cards.

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Contactless credit card

Enjoy faster checkouts, secure payments and complete freedom from cash, when you transact with a contactless credit card.

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Secure online transactions

Now enjoy enhanced security for online transactions on your credit card through 3D secure OTP verification.

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Online banking and SC Mobile

Check your card balance and make convenient and instant card payments via online banking and Standard Chartered Mobile.

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Kuch Bhi on EMI

Convert your big spends above INR 5,000 to easy EMI with Kuch Bhi on EMI through online banking or SC Mobile. Enjoy attractive pricing and flexible tenure options.

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360° rewards

Redeem your reward points against our new online catalogue with the Standard Chartered 360° rewards program.

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Dial-a-loan

Get loan on your credit card upto INR 5,00,000. Flexible tenure from 12 to 60 months.

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Balance transfer

Transfer card balance upto INR 5,00,000 from other bank credit card at attractive interest rate.

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Balance on EMI

Convert your entire outstanding (upto INR 5,00,000) into EMIs. Zero processing fee.

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Age

  • Applicant’s age should be between 21 and 65.

Monthly Income

  • Applicant should have a stable monthly income.

Other Requirements

  • Applicant should belong to credit cards sourcing cities/locations of the Bank.
  • All applications are subject to credit and other policy checks of the Bank.
  • An existing client of the bank, holding any other Standard Chartered credit card will not be eligible to apply for the card, and if such application is made, the bank shall reject the same. The client can reach out to Standard Chartered Phone Banking for more information on how the client can get the DigiSmart credit card

You will need

  • Identity Proof (Any One of the following Photo cards): Passport, PAN Card, Voter Id Card, Govt ID, etc
  • Address Proof (Any One of the following documents with current residence address): Aadhar Card, Passport, Driving License, Election/Voter’s ID Card,Job card issued by NREGA duly signed by an officer of the State Government, The letter issued by the National Population Register containing details of name, address.
  • 1 recent passport-sized Photograph
    Financial Documents: Salaried: Latest one month salary slip.
  • Self Employed Businessmen: Latest IT Returns with computation of income /Certified Financials, Last Business Continuity proof
    Self Employed Professionals: Latest IT Returns, Business Continuity proof.

Financial documents for salaried

  • Latest one month salary slip

Financial documents for self employed

  • Self Employed Businessmen: Latest IT Returns with computation of income /Certified Financials, Last Business Continuity proof.
  • Self Employed Professionals: Latest IT Returns, Business Continuity proof.

CHARGES:

Primary Card

DETAILS:

INR 49 per month, waived on monthly spends of INR 5000 in the next calendar month of Fee Levy

CHARGES:

Supplementary card

DETAILS:

INR 49 per month, waived on monthly spends of INR 5000 in the next calendar month of Fee Levy

DigiSmart Card is a newly launched best credit card for online shopping by Standard Chartered Bank. This credit card offers discounts and cashback on groceries, movies, fashion, cab rentals, food & travel spends made online.

DigiSmart credit card has been specially customized for those who love online shopping. It provides exclusive discounts and offers on shopping with some of the major online brands across diverse segments. Some of these brands include Myntra, Grofers, Zomato, Yatra, among others. With online shopping on a consistent rise, it is safe to say this is a perfect credit card for online shopping ventures.

Before getting started, you can go through the various shopping benefits of using a DigiSmart card across diverse brands for an easy headstart. On shopping with Grofers, Zomato and Yatra, use the promo code DIGISMART to avail of the discounts and offers, using this credit card. On shopping with Myntra, Inox, and OLA, no promo code is required; you just have to simply checkout using your DigiSmart credit card.

DigiSmart is not offered to existing SCB credit card owners. However, if you wish to apply for this perfect credit card for online shopping, you can do so via canceling your existing SCB cards by placing an email request or calling the customer support.

The card fee will be billed every month starting with the first statement.

The monthly fee will be waived off by the bank if the spends on primary card in the next calendar month of fee levy exceeds INR 5,000 or as communicated by the bank from time to time.

Yes, the monthly fee of INR 49 is applicable on the supplementary card also.

The monthly fee will be waived off by the bank if the spends on supplementary card in the next calendar month of fee levy exceeds INR 5,000 or as communicated by the bank from time to time.

Yes, this offer on DigiSmart card is applicable for all cab rides except Ola bike, auto, and pool rides.

You can avail BOGO movie offers on INOX with the following steps –

  • Visit www.inoxmovies.com/mobile app/mobile website
  • Go through the regular ticket booking flow for selecting the location, movie, show timings, and seat(s) of your choice
  • Confirm the details by providing your e-mail address and mobile number as this information will be used for confirming your transaction through e-mail and SMS respectively
  • Proceed to the Order Summary Page and select “Standard Chartered Bank – Buy 1 and get 1” on movie tickets from Discounts & Offers section
  • Enter details in the box and click on “Apply” button to avail the discount
  • Fill in your valid DigiSmart card details as required on payment page to proceed with the transaction

A virtual DigiSmart Card is the online replication of the physical DigiSmart card with a unique card number, CVV, and expiry date. It can be used instantly from anywhere across the globe without the need of the plastic card- you can simply store the virtual card details on your smartphone.

On issuing a DigiSmart card, you can easily apply for its virtual card too with a few, uncomplicated select-and-apply steps. On completing the process, you can access your virtual DigiSmart credit card for online shopping immediately with zero waiting time. To know more about the application process, click here.

This digital credit card is convenient for everyone who wish to explore DigiSmart card’s exciting perks immediately after applying for it- you don’t have to wait for the physical card to reach your doorsteps.

Inmyntranew
Myntra
Enjoy 20% off on fashion with the DigiSmart credit card
Inlinezomatonew
Zomato
Enjoy 10% discount on food orders with the DigiSmart credit card
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