Electronic Clearing System

Standard Chartered introduces the Electronic Clearing System (ECS), an innovative facility for busy people. With this facility, your credit card bill is automatically debited from your savings account, so you don't need to worry about missing a payment.

And since this entire process happens through the Reserve Bank of India's electronic clearing mechanism, you can enjoy the advantages of ECS, no matter which bank holds your savings account.

Special Features
  • No need to write and send a cheque every month
  • No worries about payments being lost or delayed in transit
  • No more late payment charges
  • You can pre-decide what you want to pay every month, with an option of increasing the sum if you have surplus funds
  • Unlike other cards, your Standard Chartered card offers you the flexibility of choosing the amount you wish to pay with ECS. Just call our credit card helpline before payment is due and let them how much you want to pay for the month.
How to apply

To apply for this facility, simply download the required forms, submit Form A to your bank (where you maintain your account) and send Form B and Form C to Standard Chartered Bank (drop it off at any of our conveniently located cheque drop-off boxes or mail it to the address on the form).

Please enclose a photocopy of a blank cancelled cheque issued by your bank.

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.