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Emirates World Credit Card for air miles
  1. Credit Cards
  2. Emirates World Credit Card

Thank you for your interest. Please note, issuance of Emirates Credit Card is currently disabled

Please visit our range of credit card offering for more options

Emirates World Credit Card Benefits
  • Earn

    skywards miles for every INR 150 spent on Emirates transactions

  • Earn

    skywards miles for every INR 150 spent on other transactions

  • Get

    cashback on duty-free shopping

Detailed Benefits of Emirates World Card

Earn skywards miles from your spends

Why not make your money work for you with the Emirates World credit card? Enjoy 6 skyward miles for every INR 150 spent on Emirates transactions and 3 air miles for every INR 150 you spend on other transactions.

Cashback on duty free expenditure

Shopping at a duty-free outlet is rewarding in itself, but what if you could get cashback on your purchases too? Apply the Emirates World card on duty free spends for 5% cashback up to INR 1000 every month. Terms and conditions apply.

Airport lounge access

Make travelling in comfort your default choice. Get complimentary lounge access to over 25 domestic lounges with the mastercard lounge program along with complimentary* access to 2 Domestic and International priority pass lounges every month if you spend more than INR 10,000 in a month. Terms and conditions apply.

Complimentary overseas insurance

Stay prepared at all times with our complimentary overseas air accident coverage of INR 1 crore. The package includes insurance on loss of baggage and flight delays at no additional cost. Terms and conditions apply.
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Features of Emirates World Credit Card

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  • Applicant’s age should be between 21 and 65 years.
  • Minimum age for add-on cardholder is 18 years.

Monthly Income

  • Applicants should have a stable monthly income.

Other Requirements

  • Applicants should belong to credit card sourcing cities/locations of the Bank.
  • All applications are subject to credit and other policy checks of the Bank.

You will need

  • Identity Proof (Any One of the following Photo cards): Passport, PAN Card, Voter Id Card, Govt ID, etc
  • Address Proof (Any One of the following documents with current residence address): Aadhaar Card, Passport, Driving License, Election/Voter’s ID Card, Job card issued by NREGA duly signed by an officer of the State Government, The letter issued by the National Population Register containing details of name and address.
  • 1 recent passport-sized Photograph

Financial documents for salaried

  • Latest one month salary slip

Financial documents for self employed

  • Self Employed Businessmen: Latest IT Returns with computation of income /Certified Financials, Last Business Continuity proof.
  • Self Employed Professionals: Latest IT Returns, Business Continuity proof. You can also apply on the basis of other bank credit card statement

You can also apply on basis

  • Other bank credit card

Annual fees: INR 3,000 for the first year, INR 3000 from the second year onwards
Annualized Percentage Rate: Monthly interest rate for Emirates world credit card is 3.75% pm (APR of 45%). The monthly interest rate is annualized to arrive at the Annualized Percentage Rate (APR).

You can apply for the Emirates World credit card easily with the help of the following steps:
Click here in order to start your application process.
● Provide the information that is required and click ‘Proceed’.
● Select the Emirates World credit card from the list of cards you are eligible for.
● Click on the ‘Apply Now’ button corresponding with the Emirates World credit card.

Once you’re done with these steps, just sit back and relax. Our bank representative will contact you shortly thereafter to verify your documents and complete the application process.

The Emirates World credit card comes with incredible benefits, like:
● For every INR 150 spent, earn 6 Skyward miles on Emirates transactions.
● Earn 3 skyward miles for every INR 150 spent on all other transactions.
● Receive a joining bonus of 4000 skyward miles.
● Avail of cashback offers on duty free shopping.
● Access to airport lounges.
● Enjoy complimentary overseas insurance.
● Gain golf privileges nation-wide.

Cardholders can avail of complimentary lounge access to over 25 domestic lounges and complimentary bimonthly access to domestic and international Priority Pass lounges on spending above INR 10,000 per month!

The Standard Chartered Emirates World credit card provides customers with the facility of ‘Balance Transfer’, thereby allowing you to transfer any outstanding balance on any other bank credit card to your Standard Chartered credit card.

Customers can apply for an add-on credit card for their dependents at no additional cost. The add-on credit card will share the credit limit and features of the primary card but may exclude individual benefits.

Add-on cardholders will be able to share credit card benefits such as earning reward points on spends. They can not, however, have a separate credit limit or avail separate offers other than what the primary card holder already has.

Skywards Miles are the reward points you earn as an Emirates Skywards member. You earn these by flying with flydubai or Emirates and by spending at their global partner establishments including hotels, airlines as well as lifestyle and retail companies.

Skywards miles can be earned simply by making purchases with your credit card. For every INR 150 spent on Emirates transactions, the Emirates world credit card will earn you 6 Emirates skywards miles as well as another 3 skywards miles on every INR 150 spent elsewhere. Bonus skywards miles are also awarded on payment of annual fees.

Your skyward miles are valid for 3 years from the date of the flight or when the transaction was made with the partner airlines. They cannot be re-credited once expired, hence it is advisable to track the expiry date online at emirates.com. Please note that Emirates Skyward reserves the right to cancel or reverse any credited miles in case of a policy breach.

A standard 3.5 % transaction fee is levied on all overseas transactions wherein an Emirates World credit card was used to make the payment, by the credit cardholder.

VKYC, or simply Video KYC, is a feature that allows you to complete your KYC through a video from the comfort of your home while applying online for a Standard Chartered credit card, personal loan, or savings account. With this feature, our application process becomes even more simpler and completely contactless. Click here to learn more.

For details, please click here
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For details, please click here