Disclaimer

This is to inform that by clicking on the link, you will be leaving our www.sc.com/inand entering a website operated by other parties:

Such links are only provided on our website for your convenience and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting our www.sc.com/in

Proceed
Rewards Credit Card by Standard Chartered Bank
  1. Credit Cards
  2. Rewards Credit Card

What goes around, comes around 4X times

Enjoy more reward points on the Standard Chartered Rewards Credit Card

More the spends, more the rewards
  • Earn 4X rewards on all retail spends* +
    additional 4X rewards*

    on monthly retail spends* above INR 20,000

  • Enjoy
    No Joining Fee*
  • Get complimentary
    Lounge access*

    1 per calendar quarter

Rewards Credit Card Benefits

4X Rewards

4 reward points* per INR 150 on all Retail spends (except Government, Insurance and Fuel categories)

Bonus Rewards

Additional 4 reward points per INR 150 on monthly Retail spends* above INR 20,000 (max. 2000 bonus reward points per statement cycle)

First Year Free Card

No joining fees. 2nd Year onwards the annual fees to be reversed on spends of INR 3,00,000 or more in the previous year.

Complimentary Lounge Access

1 Domestic Lounge Visit* per calendar quarter (4 per year)
Show more Show less

Other Credit Card Features

Age

  •  Applicant’s age should be between 18 and 65 years.
  •  Minimum age for add-on cardholder is 18 years.

Monthly Income

  • Applicants should have a stable monthly income.

Other Requirements

  • Applicants should belong to credit card sourcing cities/locations of the Bank.
  • All applications are subject to credit and other policy checks of the Bank.

You will need

  • Identity Proof (Any One of the following Photo cards): Passport, Voter Id Card, Govt ID, etc..
  • PAN Card
  • Address Proof (Any One of the following documents with current residence address): Aadhaar Card, Passport, Driving License, Election/Voter’s ID Card, Job card issued by NREGA duly signed by an officer of the State Government, The letter issued by the National Population Register containing details of name, address.
  • 1 recent passport-sized Photograph

Financial documents for salaried

  • Latest one month salary slip

Financial documents for self employed

  • Self Employed Businessmen: Latest IT Returns with computation of income /Certified Financials, Last Business Continuity proof.
  • Self Employed Professionals: Latest IT Returns, Business Continuity proof.

Joining Fee
No Joining Fee
Annual Fees
INR 1000 + GST

Renewal fees will be reversed on spends of INR 300,000 or higher in previous year using Rewards Credit Card

Yes, existing credit cardholders can also apply for the Rewards Credit Card by authenticating their existing card with an INR 1 transaction via sc.com/in

Joining Fee is NIL. Annual Fee for the Rewards Credit Card is INR 1000 +GST with a fee reversal on spends of INR 300,000 in the previous year

Transactions Reward Points
Every INR 150 spent on Retail transactions 4 Reward Points
Every INR 150 spent on Government and Insurance categories 1 Reward Point

Bonus reward points are applicable on achieving monthly retail spends of INR 20,000 and above in all categories, except Government and Insurance payments. A client can earn additional 4 reward points per INR 150* spent on Retail categories* for monthly spends above INR 20,000.

Fuel transactions are not eligible for reward points.

Cash withdrawal transactions are not eligible for reward points.

  • 1 RP = INR 0.25 (for redemption from Rewards catalogue)
  • 1 RP = INR 0.20 (for adjustment against Statement outstanding balance)

Yes, a minimum of 1000 Reward points is required to redeem.

There is no cap on the base reward points. However, the bonus reward points (i.e. on spends above INR 20,000) are capped at 2000 points.

Client can view his/her Reward Points on the 360 Rewards portal. To view, log in to Online Banking and proceed to the 360 Rewards portal or log in directly: https://retail.sc.com/in/rewards360/rewards_home/in

Reward points earned on transactions done using the Rewards Credit Card prior to the statement generation date will reflect on the same month’s statement and on the 360 Rewards portal. Bonus reward points earned for a statement cycle will be credited within 2-3 days from statement generation date.

Yes, there is a redemption fee of INR 99/- (Rupees Ninety-Nine Only) on redeeming reward points.

 Yes, clients can earn reward points on transactions converted into EMI.

The minimum transaction amount is INR 400. The maximum transaction amount is INR 2000. Fuel Surcharge Waiver amount is capped at INR 400 per month.

With the Rewards Credit Card, client can avail 1 complimentary domestic airport lounge visit per quarter.

1% Value back on monthly spends up to INR 20,000

1% Additional value back on monthly spends above INR 20,000

1% Fuel surcharge waiver (for fuel spends between INR 400 to INR 2000)

1 complimentary Domestic Lounge Access per quarter (4 per year)

For details, please click here
For details, please click here
EMT Card
PRESENTING SMART CREDIT CARD