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  1. Credit Cards
  2. Smart Credit Card

Get cashback up to INR 18,000 annually*

Explore a smarter way to spend with the Smart credit card. *T&C apply

Smarter way to spend
  • Flat
    2%* Cashback

    on all online spends. Flat 1%* Cashback on all* other spends

  • Attractive interest rate on 3-month EMI
    0.99% per month

    Convert your eligible transactions into 3-month EMI and enjoy a 0.99% p.m. special interest rate with NIL processing fee

  • Enjoy
    Extended interest-free

    credit period for first 90 days post credit card issuance* by paying only the minimum amount due

Smart Credit Card Benefits

Extended Interest-free Credit Period

Enjoy an extended interest free credit period for the first 90 days post credit card issuance by paying only the minimum amount due.

Special Interest rate for EMI plans with Nil processing fee

Convert your transactions into EMIs at special interest rate of 0.99% per month at Nil processing fees. How to avail

Cashback on all your Online spends

Get 2%* cashback on all your Online spends, up to a maximum of Rs 1000 per month.

Cashback on your other spends

Get 1%* cashback on your other spends, up to a maximum of Rs 500 per month. Fuel transactions are not eligible for cashback

Other Credit Card Features

Platinum Rewards credit card