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A lady enjoying lifestyle benefits and reward points with Ultimate Credit Card
A lady enjoying lifestyle benefits and reward points with Ultimate Credit Card
  1. Credit Cards
  2. Ultimate Credit Card

Thank you for your interest. Please note, issuance of Ultimate Credit Card is currently disabled

please visit our range of credit card offering for more options

Ultimate Credit Card Benefits
  • points on every INR 150 spent

  • 1 Reward point equals to INR 1

  • cashback on duty free spends

Ultimate Credit Card Benefits

Ultimate Rewards

Earn 5 reward points on every INR 150 spent and get maximum benefit with 1 reward point equal to Re 1.

Travel Benefits

5% cashback* on duty free spends and access to over 1000 airport lounges across the world.

Foreign currency markup

Enjoy reduced foreign currency markup fee of 2% on all foreign currency transactions.

Lifestyle Benefits

Get complimentary access to premier golf courses in the country. Enjoy 24X7 access to the Ultimate Concierge helpline.

Features

Supplementary Credit Cards

Extend the benefits of your credit card to your family members by getting them lifetime free Supplementary credit cards.

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Contactless credit card

Enjoy faster checkouts, secure payments and complete freedom from cash, when you transact with a contactless credit card.

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Secure online transactions

Now enjoy enhanced security for online transactions on your credit card through 3D secure OTP verification.

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Online banking and SC Mobile

Check your card balance and make convenient and instant card payments via online banking and Standard Chartered Mobile.

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Kuch Bhi on EMI

Convert your big spends above INR 5,000 to easy EMI with Kuch Bhi on EMI through online banking or SC Mobile. Enjoy attractive pricing and flexible tenure options.

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360° rewards

Redeem your reward points against our new online catalogue with the Standard Chartered 360° rewards program.

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Dial-a-loan

Get loan on your credit card upto INR 5,00,000. Flexible tenure from 12 to 60 months.

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Balance transfer

Transfer card balance upto INR 5,00,000 from other bank credit card at attractive interest rate.

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Balance on EMI

Convert your entire outstanding (upto INR 5,00,000) into EMIs. Zero processing fee.

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CHARGES:
Joining fees
DETAILS:
INR 5,000

CHARGES:
Renewal fees
DETAILS:
INR 5,000

CHARGES:
Supplementary card – Joining fees
DETAILS:
Nil

CHARGES:
Supplementary card – Renewal fees
DETAILS:
Nil

Age

  • Applicant’s age should be between 21 and 65.

Monthly Income

  • Applicant should have a stable monthly income.

Other Requirements

  • Applicant should belong to credit cards sourcing cities/locations of the Bank.
  • All applications are subject to credit and other policy checks of the Bank.

You will need

  • Identity Proof (Any One of the following Photo cards): Passport, PAN Card, Voter Id Card, Govt ID, etc
  • Address Proof (Any One of the following documents with current residence address): Aadhar Card, Passport, Driving License, Election/Voter’s ID Card,Job card issued by NREGA duly signed by an officer of the State Government, The letter issued by the National Population Register containing details of name, address.
  • 1 recent passport-sized Photograph
    Financial Documents: Salaried: Latest one month salary slip.
  • Self Employed Businessmen: Latest IT Returns with computation of income /Certified Financials, Last Business Continuity proof
    Self Employed Professionals: Latest IT Returns, Business Continuity proof.

Financial documents

  • Salaried: Latest one month salary slip
  • Self Employed Businessmen: Latest IT Returns with computation of income /Certified Financials, Last Business Continuity proof
  • Self Employed Professionals: Latest IT Returns, Business Continuity proof OR
  • You can also apply on the basis of Other bank credit card statement.

  • Joining fee = Rs 5,000
  • Renewal fee = Rs 5,000
  • Complimentary membership to Priority Pass to primary card holder as well as supplementary card holder. Usage is chargeable at 27 USD per visit. The fees will be waived for 1 visit per month for customers whose card spend in the last month exceeds INR 20,000
  • Travel and Air Accident Cover up to ($ 200K).& Medical Travel Insurance up to $ 25K.
  • Cashback of 5% at duty free store
  • Exclusive Concierge services
  • Exclusive Golf privileges

Rs 5,000 to be paid every year

Yes, you can, please call Phone Banking for the same.

Cardholder to be between 18-70 years of age. Also this facility is available only for the primary cardholder

  • Cardholder needs to call the SCB concierge number to register for the concierge services
  • Customer can use the concierge for any  services listed in the welcome kit by concierge service
  • The domestic lounge program under Visa provides you 4 accesses per quarter. This is complimentary for all cardholders
  • The domestic / international lounges under the Priority Pass program are complimentary only 1 visit per month. The qualification is customer should have spent more than INR 20,000 in the previous calendar month of the visit.

Yes, you can apply for an Ultimate virtual credit card for golf benefits, dining privileges & more & access these perks instantly To know more, click here.

Your Ultimate credit card offers you complimentary membership to Priority Pass, which gives you access to over 1000 domestic and international airports across the globe. The usage of the lounges will be charged at USD 27 per visit per visitor. You can log on to www.prioritypass.com for details of the participating lounges. To know more on the terms and conditions, click here.

For details, please click here
For details, please click here
For details, please click here
Anushka Sharma taking advantage of Myntra online shopping offer on DigiSmart Card
Anushka Sharma taking advantage of Myntra online shopping offer on DigiSmart Card
Anushka Sharma enjoying discount on online food orders with DigiSmart Card
Anushka Sharma enjoying discount on online food orders with DigiSmart Card