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An insurance plan to secure your and your family’s future. Get guaranteed amount as payout for 10 years after the term of premium payment

In masthead ipru cash advantage

An insurance plan to secure your and your family’s future. Get guaranteed amount as payout for 10 years after the term of premium payment

An insurance plan to boost your savings corpus

Secure your family’s future with this complete insurance plan from ICICI Pru that not only shields your savings, but also grows2,3 it. Receive coverage on unfortunate events and exemption from tax4.

Why Standard Chartered


1GCB: Guaranteed Cash Benefit (GCB) is payable as follows: 1% of GMB at the beginning of each policy month during the payout term in case the cash benefit mode is monthly and 11.5% of GMB at the beginning of each policy year during the payout term in case the cash benefit mode is annual. GCB is payable in advance during the payout term. Payout term begins as soon as the premium payment term is over and terminates at the end of the policy term. Guaranteed benefits are available only if all premiums are paid as per the premium paying term and the policy is in-force till the completion of entire policy term opted.

2Guaranteed Maturity Benefit (GMB) is set at policy inception and depends on age, policy term, premium, premium payment term (PPT) and gender, and may be lower than the Sum Assured on death. Guaranteed benefits are payable subject to all due premiums being paid and the policy being in force on the date of maturity.

3Bonuses consist of accrued reversionary bonuses, interim bonus and terminal bonus, if any

4Tax benefits under the policy are subject to conditions u/s 80C, 10(10D) and other provisions of the Income Tax Act, 1961. Other applicable taxes will be charged extra as per prevailing rates. The user/investor needs to verify all the facts and circumstances with the prevailing tax statutes and seek appropriate professional advice before acting on the basis of the above information. Tax laws are subject to amendments from time to time.

5Trained specialists refer to ‘Specified Persons’ as defined under Sec 2 of IRDAI (Registration of Corporate Agents) Regulations, 2015.

Standard Chartered Bank, India having its corporate office at Crescenzo Building C-38/C-39 G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051 is a licensed Corporate Agent of ICICI Prudential Life Insurance Company Limited (IRDA registration no. 105) for life insurance products vide license number CA0028.The benefits/ features of the products are indicative only. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding sale. Insurance is the subject matter of solicitation. Insurance is underwritten by ICICI Prudential Life Insurance Company Limited. Participation of the customers of Standard Chartered Bank in the policy is entirely voluntary.

The content of this webpage do not constitute a contract of insurance and reference should be made to the policy document for the exact terms and conditions applicable to the insurance policy. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are products of and underwritten by ICICI Prudential Life Insurance company Limited and not Standard Chartered Bank, India.  In facilitating insurance arrangements, the Bank is acting  as a corporate agent of the insurer and not as an agent for customers. This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. This webpage has not been prepared for any particular person or class of persons and it has been prepared without regard to the specific investment  or insurance objectives, financial situation or particular needs of any person.

ICICI Prudential Life Insurance Company Limited – ICICI Pru Life Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai – 400 025. IRDA Registration No.105. CIN:L66010MH2000PLC127837. Phone: 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India) UIN: 105N132V01  ADVT No: W/II/2272/2018-19

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.