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ICICI Pru Guaranteed Wealth Protector
  1. Insurance
  2. Wealth Creation Plans
  3. ICICI Pru Guaranteed Wealth Protector

ICICI Pru Guaranteed Wealth Protector

Grow your money by investing in a mix of equity and debt & get a life cover¹ with ICICI Pru Guaranteed Wealth Protector

Note: In ULIPS, the investment risk in the investment portfolio is borne by the policyholder

Invest in a mix of equity and debt for potentially better returns
  • Enjoy
    capital protection

    while earning market linked returns

  • Receive
    wealth boosters²

    and loyalty additions3

  • Get
    life cover¹

    to secure the future of your loved ones

Additional Details

Capital Protection

Get higher of fund value or assured benefit at maturity

Wealth Boosters²

Receive Wealth Boosters at the end of every 5 years starting from the end of 10th policy year²

Loyalty Additions³

Reveive loyalty additions at the end of each year starting from the end of 6th year

Life Cover¹

Get life cover for your entire policy term to protect your family even in your absence
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1Life Cover is the benefit payable on death of the life assured during the policy term

 

2Wealth Booster will be allocated as extra units at the end of the tenth policy year. Wealth booster will be a percentage of the average of fund values on the last business day of the last eight policy quarters, calculated at 1.50% for single premium policies and 3.25% for 5-pay / 7-pay policies. Wealth Booster will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation. The allocation of Wealth Booster units is guaranteed and shall not be revoked by the Company under any circumstances.

 

3Loyalty Additions will be allocated as extra units at the end of every policy year, starting from the end of the sixth policy year, provided monies are not in DP Fund. Each Loyalty Addition will be equal to 0.25% of the average of the Fund Values on the last business day of the last eight policy quarters Loyalty Additions will be allocated among the funds in the same proportion as the value of total units held in each fund at the time of allocation. The allocation of Loyalty Addition units is guaranteed and shall not be revoked by the Company under any circumstances.

 

4Tax benefits under the policy are subject to prevailing conditions and provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.

 

Unit Linked Products are different from traditional insurance products and are subject to risk factors. The premium paid in ULIPs are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of the funds and factors influencing the capital market and the insured is responsible for his/her decisions. ICICI Prudential Life Insurance is only the name of the Life Insurance Company and ICICI Pru Guaranteed Wealth Protector is only the name of the unit linked insurance product and does not in any way indicate the quality of the product, its future prospects and returns. Please know the associated risks and applicable charges from the policy document before purchasing this plan.

 

Standard Chartered Bank, India having its principal place of business at Crescenzo Building, C 38/C-39 G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051 is a licensed Corporate Agent of ICICI Prudential Life Insurance Company Limited (IRDA registration no. 105) for life insurance products vide registration number CA0028.The benefits/ features of the products are indicative only. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding sale. Insurance is the subject matter of solicitation. Insurance is underwritten by ICICI Prudential Life Insurance Company Limited and not by Standard Chartered Bank, India. Participation of the customers of Standard Chartered Bank in the policy is entirely voluntary.

 

The contents of this webpage do not constitute a contract of insurance and reference should be made to the respective policies for the exact terms and conditions applicable to the insurance policy. All insurance products described in this webpage are products of and underwritten by ICICI Prudential Life Insurance company Limited and not Standard Chartered Bank, India. In facilitating insurance arrangements, the Bank is acting as a corporate agent of the insurer and not as an agent for customers. This webpage is being distributed for general information only. This webpage has not been prepared for any particular person or class of persons and it has been prepared without regard to the specific investment or insurance objectives, financial situation or particular needs of any person.

 

ICICI Prudential Life Insurance Company Limited – ICICI Pru Life Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai – 400 025. IRDA Registration No.105. CIN:L66010MH2000PLC127837. Phone: 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India). ICICI Pru Guaranteed Wealth Protector, UIN: 105L143V02 ADVT No:

 

BEWARE OF SPURIOUS/ FRAUD PHONE CALLS!

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.