Shop online for credit cards

Remember Richard Gere advising Julia Roberts in Pretty Women to buy a few trivials from the store - “Stores are never nice to people. They're nice to credit cards.”? Well, for whatever the world has come to be, credit cards have today become a part of our everyday lives. From essentials to luxuries and from dreams to realities, there is a swipe behind every successful transaction. While they are extremely tempting, keeping your wallet as full before and after a buy, they are also a great tool to keep your financial scores in order.

The market today offers a galore of options for credit cards. It wouldn’t be difficult to recall a phone call offering a credit card for each stage or each aspect of life. But which one should you really go for? Some research, peer reference and a lot of impulse usually goes into buying a credit card that you want to use to navigate in the social circles. It is one of the primary reasons that Standard Chartered bank offers feature-istic credit cards. So you can pick a card that really suits your requirements and even get rewarded for it. And when all this happens at the click of a mouse, it makes the entire experience smooth and hassle free. This coupled with exciting offers that Standard Chartered offers for online applicants, the process can’t get any better.

While it is safe and easy, the access to the applicant’s credit information ensures a faster turnaround time on the approval or denial as the case may be. It significantly reduces the back and forth by bank executives, saving everyone’s time and effort. There is more to the advantages of online application of credit card, than mere better and faster processing of the application.

Shop online for credit cards

From June 2012, Standard Chartered introduced India’s first instant online credit card approval solution. It has rolled out a concept called Approval-in-Principle (AIP) which would provide an instant decision whether the credit card application will get approved or not. Once the online credit card application is received, the system does a quick check with the help of a third party credit bureau. AIP will then provide an instant pointer on the credit worthiness and eligibility. AIP will be a tentative approval and will be mapped against the physical application which will eventually provide a final approval on the credit card application. For every approved AIP, a bank representative will contact the applicant for further documentation and application process fulfillment. The status of AIP can be tracked online through the following URL:

AIP provides instant provisional decision for the applicant, cutting through the processes and systems. Standard Chartered further provides document-pick-up facility. The entire online application system is safe, secure and tested against any vulnerability.

To apply for a Credit Card using AIP, logon to: or to choose a card best suited for you visit

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Speaking Up

Standard Chartered Bank (the “Bank”) is committed to maintaining a culture of the highest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised. Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, Relationship Managers or the ‘Contact Us’ webpage.


Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit.